[{"data":1,"prerenderedAt":5497},["ShallowReactive",2],{"fr-blog/devenir-directeur-financier":3,"fr-global-content":1077,"fr-article-global-content":2666,"fr-blog-article-more-articles-d0994ca0-a555-425e-b68f-d17b0657cfdb":2921,"fr-blog-article-more-articles-213437477":5492},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1064,"full_slug":1065,"sort_by_date":51,"position":1066,"tag_list":1067,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":1069,"first_published_at":1070,"release_id":51,"lang":57,"path":51,"alternates":1071,"default_full_slug":1072,"translated_slugs":1073},"Comment et pourquoi devenir directeur financier ?","2022-11-02T18:03:57.861Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:49.347Z",213437477,"5f40367f-44f0-466e-a3db-c1ca3c1fbd03",{"_uid":11,"title":4,"author":12,"topics":67,"content":130,"category":1028,"language":1054,"component":1041,"heroMedia":1055,"publishedAt":1062,"readingTime":1063,"redirectUrl":22},"fdf9db36-f2a7-4344-930b-ce92ce65328a",{"name":13,"created_at":14,"published_at":6,"updated_at":15,"id":16,"uuid":17,"content":18,"slug":49,"full_slug":50,"sort_by_date":51,"position":52,"tag_list":53,"is_startpage":28,"parent_id":54,"meta_data":51,"group_id":55,"first_published_at":56,"release_id":51,"lang":57,"path":51,"alternates":58,"default_full_slug":59,"translated_slugs":60,"_stopResolving":66},"Laurence Kermorgant","2022-10-19T17:43:32.473Z","2026-03-12T10:47:22.250Z",206167982,"ad5e9865-33b0-4e4f-87fb-87854da52c85",{"_uid":19,"name":13,"links":20,"picture":35,"lastName":37,"component":38,"firstName":39,"description":40},"7b6af6e6-4cef-414b-b406-e7f20b9f0876",[21],{"tag":22,"_uid":23,"icon":24,"link":29,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"","fc35f0d4-4b24-4a61-9b3e-74da38f7994c",{"id":25,"alt":22,"name":22,"focus":22,"title":22,"filename":26,"copyright":22,"fieldtype":27,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":22,"url":30,"linktype":31,"fieldtype":32,"cached_url":30},"https://www.linkedin.com/in/laurence-kermorgant-5018a52/","url","multilink","primary","cta",{"alt":36,"name":22,"focus":22,"title":22,"filename":36,"copyright":22,"fieldtype":27,"is_external_url":28},"https://a.storyblok.com/f/146026/433x433/c873863fcb/laurence-kermorgant.jpeg","Kermorgant","author","Laurence",{"type":41,"content":42},"doc",[43],{"type":44,"content":45},"paragraph",[46],{"text":47,"type":48},"Laurence Kermorgant est rédactrice web SEO. Diplômée d'expertise comptable, Laurence a 30 ans d'expérience professionnelle dans les métiers de la banque, du commissariat aux comptes et de la finance d'entreprise. Elle a exercé principalement dans les secteurs de l'agroalimentaire et de la métallurgie, tant dans des PME françaises que des groupes anglo-saxons et américains.","text","laurence-kermorgant","fr/blog/author/laurence-kermorgant",null,-860,[],176408854,"ea6e443c-29db-4708-b9a6-5239d19881b7","2022-11-02T15:25:44.771Z","fr",[],"blog/author/laurence-kermorgant",[61,62,64],{"path":59,"name":51,"lang":57,"published":51},{"path":59,"name":51,"lang":63,"published":51},"de",{"path":59,"name":51,"lang":65,"published":51},"es",true,[68,90,110],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":74,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":80,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":84,"default_full_slug":85,"translated_slugs":86,"_stopResolving":66},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":75,"name":69,"component":76},"1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[87,88,89],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":91,"created_at":92,"published_at":6,"updated_at":93,"id":94,"uuid":95,"content":96,"slug":98,"full_slug":99,"sort_by_date":51,"position":100,"tag_list":101,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":102,"first_published_at":103,"release_id":51,"lang":57,"path":51,"alternates":104,"default_full_slug":105,"translated_slugs":106,"_stopResolving":66},"Témoignages","2022-10-19T17:57:52.208Z","2026-03-12T10:47:23.115Z",206171411,"998906f0-a00f-4e0b-9035-690e2117053d",{"_uid":97,"name":91,"component":76},"8d32cd7a-eab9-4f9f-9153-0c0904ad5d73","temoignages","fr/blog/topic/temoignages",-150,[],"3cc3a17c-f6d6-4f02-8a4b-915db15bac63","2022-11-02T15:24:52.469Z",[],"blog/topic/temoignages",[107,108,109],{"path":105,"name":51,"lang":57,"published":51},{"path":105,"name":51,"lang":63,"published":51},{"path":105,"name":51,"lang":65,"published":51},{"name":111,"created_at":112,"published_at":6,"updated_at":113,"id":114,"uuid":115,"content":116,"slug":118,"full_slug":119,"sort_by_date":51,"position":120,"tag_list":121,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":122,"first_published_at":123,"release_id":51,"lang":57,"path":51,"alternates":124,"default_full_slug":125,"translated_slugs":126,"_stopResolving":66},"Inspiration","2022-10-19T17:57:55.181Z","2026-03-12T10:47:23.340Z",206171422,"c76e9f0a-1871-437e-8987-85794643523c",{"_uid":117,"name":111,"component":76},"2aab35d8-f5f2-4fd6-9ac7-4fd7898291de","inspiration","fr/blog/topic/inspiration",-260,[],"f8fb6874-beda-4f6c-bf8d-bd67528f64af","2022-11-02T15:24:48.789Z",[],"blog/topic/inspiration",[127,128,129],{"path":125,"name":51,"lang":57,"published":51},{"path":125,"name":51,"lang":63,"published":51},{"path":125,"name":51,"lang":65,"published":51},{"type":41,"content":131},[132,139,150,154,163,171,179,187,191,208,220,225,243,253,258,268,316,326,348,353,363,373,401,406,415,425,443,447,457,462,471,481,486,496,504,512,517,527,537,541,551,556,566,576,621,626,643,652,703,708,717,727,732,736,742,752,762,772,777,787,797,801,811,816,826,831,835,844,895,900,910,928,944,960,965,975,980,990,997,1013,1018],{"type":133,"attrs":134,"content":136},"heading",{"level":135},2,[137],{"text":138,"type":48},"Choisir le métier de directeur financier en entreprise : un projet qui se construit",{"type":44,"content":140},[141,143,148],{"text":142,"type":48},"Personne ne naît DAF ou CFO d’une entreprise, même avec un diplôme en finance de niveau bac + 5. Vous vous demandez pourquoi choisir ce métier et comment ",{"text":144,"type":48,"marks":145},"devenir directeur financier",[146],{"type":147},"bold",{"text":149,"type":48}," ? Cet article aborde toutes les facettes du sujet. Le rôle et le périmètre du DAF, les motivations à embrasser cette profession, la manière d’y parvenir, le salaire et les conditions de travail, nous vous détaillons chaque point.",{"type":44,"content":151},[152],{"text":153,"type":48},"Sommaire :",{"type":44,"content":155},[156],{"text":157,"type":48,"marks":158},"1 - Qu’est-ce que le métier de directeur financier ?",[159],{"type":160,"attrs":161},"link",{"href":162,"title":51},"#A1",{"type":44,"content":164},[165],{"text":166,"type":48,"marks":167},"2 - Pourquoi devenir directeur financier d’une entreprise ?",[168],{"type":160,"attrs":169},{"href":170,"title":51},"#A2",{"type":44,"content":172},[173],{"text":174,"type":48,"marks":175},"3 - Comment devenir DAF ou CFO d’une entreprise ?",[176],{"type":160,"attrs":177},{"href":178,"title":51},"#A3",{"type":44,"content":180},[181],{"text":182,"type":48,"marks":183},"4 - Rémunération et conditions de travail d’un CFO",[184],{"type":160,"attrs":185},{"href":186,"title":51},"#A4",{"type":133,"attrs":188,"content":189},{"level":135},[190],{"text":157,"type":48},{"type":44,"content":192},[193,195,200,202,206],{"text":194,"type":48},"Qu’il s’agisse de directeur administratif et financier (DAF), directeur financier ou CFO (",{"text":196,"type":48,"marks":197},"chief financial officer",[198],{"type":199},"italic",{"text":201,"type":48},") tous ces termes recouvrent ",{"text":203,"type":48,"marks":204},"le même métier même si les fonctions varient",[205],{"type":147},{"text":207,"type":48}," selon la taille et l’organisation de l’entreprise.",{"type":133,"attrs":209,"content":211},{"level":210},3,[212],{"type":213,"attrs":214},"blok",{"body":215},[216],{"_uid":217,"html":218,"component":219},"6e25ae8b-5508-4a21-9ab6-9f1c59726995","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003Cspan class=\"hs-cta-node hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\" id=\"hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-d9239f25-aafd-4134-8d45-5ac16c34dbce\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'd9239f25-aafd-4134-8d45-5ac16c34dbce', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":133,"attrs":221,"content":222},{"level":210},[223],{"text":224,"type":48},"1.1 - Quel est le rôle d’un directeur financier ?",{"type":44,"content":226},[227,229,235,237,241],{"text":228,"type":48},"La direction financière d’une entreprise constitue un service clé très proche de la direction générale. ",{"text":230,"type":48,"marks":231},"Maître des chiffres ou maître stratège",[232],{"type":160,"attrs":233},{"href":234,"title":51},"https://blog.spendesk.com/fr/cfo",{"text":236,"type":48},", un DAF ou CFO est le gardien du temple dans de nombreux domaines. Il épaule les dirigeants dans leur prise de décision en apportant des ",{"text":238,"type":48,"marks":239},"éclairages pertinents sur la marche de l’entreprise et ses finances",[240],{"type":147},{"text":242,"type":48},".",{"type":44,"content":244},[245,247,251],{"text":246,"type":48},"Le directeur financier se consacre à l’optimisation de la ",{"text":248,"type":48,"marks":249},"performance financière de l’entreprise",[250],{"type":147},{"text":252,"type":48}," ou du groupe. Il coordonne les travaux de ses différentes équipes, comptabilité, contrôle de gestion et trésorerie. Il communique avec ses pairs de la direction et répond à leurs demandes récurrentes ou ponctuelles d’éléments financiers ou d’analyses.",{"type":133,"attrs":254,"content":255},{"level":210},[256],{"text":257,"type":48},"1.2 - Quelles sont les fonctions d’un DAF d’entreprise ?",{"type":44,"content":259},[260,262,266],{"text":261,"type":48},"Voici les ",{"text":263,"type":48,"marks":264},"missions classiques d’un directeur financier",[265],{"type":147},{"text":267,"type":48}," sur le plan technique :",{"type":269,"attrs":270,"content":272},"bullet_list",{"tight":28,"key":271},"ul-0",[273,280,286,292,298,304,310],{"type":274,"content":275},"list_item",[276],{"type":44,"content":277},[278],{"text":279,"type":48},"Il pilote la gestion financière dans le respect des normes comptables et fiscales.",{"type":274,"content":281},[282],{"type":44,"content":283},[284],{"text":285,"type":48},"Il garantit la production des comptes annuels et des situations périodiques fiables, régulières et sincères tant vis-à-vis des actionnaires que des tiers ou de l’administration.",{"type":274,"content":287},[288],{"type":44,"content":289},[290],{"text":291,"type":48},"Il établit les budgets et analyse l’atteinte des objectifs.",{"type":274,"content":293},[294],{"type":44,"content":295},[296],{"text":297,"type":48},"Il gère la trésorerie et ses prévisions et négocie les financements.",{"type":274,"content":299},[300],{"type":44,"content":301},[302],{"text":303,"type":48},"Il surveille la rentabilité ainsi que les prix de revient des produits ou services.",{"type":274,"content":305},[306],{"type":44,"content":307},[308],{"text":309,"type":48},"Il veille au fonctionnement du contrôle interne afin de limiter les risques.",{"type":274,"content":311},[312],{"type":44,"content":313},[314],{"text":315,"type":48},"Il suit et valide le juridique comme les contrats, les actes notariés, les conventions, etc.",{"type":44,"content":317},[318,320,324],{"text":319,"type":48},"Quant aux ",{"text":321,"type":48,"marks":322},"aspects plus relationnels",[323],{"type":147},{"text":325,"type":48},", voici les missions du DAF :",{"type":269,"attrs":327,"content":329},{"tight":28,"key":328},"ul-1",[330,336,342],{"type":274,"content":331},[332],{"type":44,"content":333},[334],{"text":335,"type":48},"Il gère les relations avec les banques, les administrations, les commissaires aux comptes, l’expert-comptable du CSE, etc.",{"type":274,"content":337},[338],{"type":44,"content":339},[340],{"text":341,"type":48},"Il manage les collaborateurs de son périmètre.",{"type":274,"content":343},[344],{"type":44,"content":345},[346],{"text":347,"type":48},"Il participe au comité de direction de l’entreprise voire aux réunions des actionnaires.",{"type":133,"attrs":349,"content":350},{"level":210},[351],{"text":352,"type":48},"1.3 - Pourquoi le périmètre du directeur financier peut-il varier ?",{"type":44,"content":354},[355,357,361],{"text":356,"type":48},"Devenir directeur financier n’implique pas de réaliser une mission rigide dans son contenu. Plusieurs critères peuvent ",{"text":358,"type":48,"marks":359},"faire fluctuer la nature des tâches",[360],{"type":147},{"text":362,"type":48}," qui lui incombent. Citons la complexité des activités, la taille ainsi que l’organisation du groupe ou de l’entreprise. Aussi, il est possible d’exercer le métier avec un périmètre plus restreint pour démarrer ou en fonction des affinités personnelles du DAF.",{"type":44,"content":364},[365,367,371],{"text":366,"type":48},"Ainsi ces ",{"text":368,"type":48,"marks":369},"tâches s’affectent ou non à un DAF",[370],{"type":147},{"text":372,"type":48}," :",{"type":269,"attrs":374,"content":376},{"tight":28,"key":375},"ul-2",[377,383,389,395],{"type":274,"content":378},[379],{"type":44,"content":380},[381],{"text":382,"type":48},"le contrôle de gestion (parfois, il dépend de la direction générale) ;",{"type":274,"content":384},[385],{"type":44,"content":386},[387],{"text":388,"type":48},"le juridique (peut correspondre à une direction à part entière) ;",{"type":274,"content":390},[391],{"type":44,"content":392},[393],{"text":394,"type":48},"les RH et la paie (dans certaines PME, la fonction est rattachée au RAF/DAF) ;",{"type":274,"content":396},[397],{"type":44,"content":398},[399],{"text":400,"type":48},"le contrôle interne (quand la taille d’entreprise ne justifie pas un poste à part entière).",{"type":133,"attrs":402,"content":403},{"level":210},[404],{"text":405,"type":48},"1.4 - Quelles sont les différentes formes d’exercice du métier ?",{"type":44,"content":407},[408,410,414],{"text":409,"type":48},"Parfois, vous rencontrez des titres comme responsable administratif et financier (RAF), responsable administratif et comptable (RAC), contrôleur financier, etc. Ces dénominations dépendent du ",{"text":411,"type":48,"marks":412},"contenu précis du poste et de la taille de l’entreprise",[413],{"type":147},{"text":242,"type":48},{"type":44,"content":416},[417,419,423],{"text":418,"type":48},"Ainsi, une société familiale sans comité de direction a tendance à parler de RAF. ",{"text":420,"type":48,"marks":421},"Un groupe dispose d’un directeur financier",[422],{"type":147},{"text":424,"type":48}," (et d’un directeur juridique ainsi que d’un directeur du contrôle interne voire du contrôle de gestion). Dans ce même groupe, si la comptabilité s’établit dans un centre de service partagé, le RAF de filiale s’appelle plutôt contrôleur financier.",{"type":44,"content":426},[427,429,435,437,441],{"text":428,"type":48},"Enfin, devenir directeur financier signifie parfois ",{"text":430,"type":48,"marks":431},"exercer le métier de DAF à temps partagé",[432],{"type":160,"attrs":433},{"href":434,"title":51},"https://blog.spendesk.com/fr/5-questions-pour-devenir-daf-temps-partage",{"text":436,"type":48}," voire en tant que consultant. Ces ",{"text":438,"type":48,"marks":439},"nouvelles formes du métier",[440],{"type":147},{"text":442,"type":48}," se développent et constituent une bonne solution pour les petites structures.",{"type":133,"attrs":444,"content":445},{"level":135},[446],{"text":166,"type":48},{"type":44,"content":448},[449,451,455],{"text":450,"type":48},"Qu’est-ce qui peut ",{"text":452,"type":48,"marks":453},"pousser vers un poste de directeur financier",[454],{"type":147},{"text":456,"type":48}," ? C’est rarement un métier que vous embrassez jeune. En effet, vous évoluez plutôt vers la fonction de DAF au long de votre carrière.",{"type":133,"attrs":458,"content":459},{"level":210},[460],{"text":461,"type":48},"2.1 - Quand choisit-on d’être directeur financier ?",{"type":44,"content":463},[464,466,470],{"text":465,"type":48},"Le goût des chiffres et de l’analyse joue un rôle essentiel. Il vous conduit souvent vers des études financières. La maîtrise parfaite d’un secteur d’activité, par exemple via le contrôle de gestion, peut aussi ",{"text":467,"type":48,"marks":468},"vous pousser naturellement vers la direction financière",[469],{"type":147},{"text":242,"type":48},{"type":44,"content":472},[473,475,479],{"text":474,"type":48},"Au fil des expériences professionnelles, vous connaissez votre capacité technique et managériale ainsi que ",{"text":476,"type":48,"marks":477},"votre désir ou pas de devenir CFO",[478],{"type":147},{"text":480,"type":48},". Cette fonction s’avère prenante et exigeante. Elle présente des responsabilités importantes. Devenir directeur financier ne relève donc généralement pas d’un choix irrévocable qui interviendrait à l’âge de 20 ans.",{"type":133,"attrs":482,"content":483},{"level":210},[484],{"text":485,"type":48},"2.2 - Pourquoi s’orienter vers la direction financière d’entreprise ?",{"type":44,"content":487},[488,490,494],{"text":489,"type":48},"De multiples situations peuvent ",{"text":491,"type":48,"marks":492},"conduire à évoluer vers un emploi de directeur financier",[493],{"type":147},{"text":495,"type":48},". Voici deux exemples.",{"type":44,"content":497},[498,502],{"text":499,"type":48,"marks":500},"Un contrôleur de gestion",[501],{"type":147},{"text":503,"type":48}," peut prendre en charge le management d’une équipe et devenir responsable du contrôle de gestion. Ce type de poste le conduit à côtoyer une grande partie des fonctions d’un directeur financier. L’évolution s’effectue alors naturellement afin d’accroître encore son domaine d’intervention.",{"type":44,"content":505},[506,510],{"text":507,"type":48,"marks":508},"Un responsable comptable",[509],{"type":147},{"text":511,"type":48}," embauché par une jeune entreprise en croissance suit le développement année après année. S’il en présente les compétences, c’est tout naturellement qu’il peut évoluer vers un poste de RAF lorsque la société se structure. Il connaît déjà tous les rouages et le dirigeant le considère généralement comme son bras droit.",{"type":133,"attrs":513,"content":514},{"level":210},[515],{"text":516,"type":48},"2.3 - Faut-il accepter absolument une promotion de directeur financier ?",{"type":44,"content":518},[519,521,525],{"text":520,"type":48},"Vous l’aurez compris, on ne naît pas directeur financier, on le devient. Mais un collaborateur au statut cadre, même chef de service doit-il impérativement ",{"text":522,"type":48,"marks":523},"accepter une promotion",[524],{"type":147},{"text":526,"type":48}," au poste de DAF ? Évidemment, la réponse est non ! C’est un métier passionnant, mais qui oblige à faire face au stress, à la pression et à une charge de travail importante. La réflexion se mène en mesurant les avantages et inconvénients ainsi que l’impact sur la vie de famille.",{"type":44,"content":528},[529,531,535],{"text":530,"type":48},"Pour autant, si vous estimez que la proposition arrive trop tôt et que vous ne vous sentez pas prêt, réfléchissez bien à deux fois. ",{"text":532,"type":48,"marks":533},"Cette opportunité ne se présente pas souvent",[534],{"type":147},{"text":536,"type":48}," dans la même entreprise. En outre, dans un groupe de sociétés, avant de refuser, il est intéressant de comprendre pourquoi la direction pense à vous en particulier.",{"type":133,"attrs":538,"content":539},{"level":135},[540],{"text":174,"type":48},{"type":44,"content":542},[543,545,549],{"text":544,"type":48},"Ce n’est pas le type d’emploi qui se choisit réellement dans une brochure pour étudiants avec les fiches métiers détaillées. Pour autant, si vous imaginez que cela pourrait vous convenir après 30 ans, il existe des ",{"text":546,"type":48,"marks":547},"voies recommandées",[548],{"type":147},{"text":550,"type":48}," pour accéder à la direction financière. Formation et expérience, faisons le point.",{"type":133,"attrs":552,"content":553},{"level":210},[554],{"text":555,"type":48},"3.1 - Quelle est la formation indispensable pour devenir DAF ?",{"type":44,"content":557},[558,560,564],{"text":559,"type":48},"Devenir directeur financier sans aucune formation comptable ou en finance relève du rêve ou d’un futur parcours du combattant. Généralement, ce professionnel dispose d’un ",{"text":561,"type":48,"marks":562},"diplôme de niveau bac+5",[563],{"type":147},{"text":565,"type":48},". Toutefois, une formation bac +2 du type BTS ou DUT comptabilité n’exclut pas de devenir un jour DAF d’une PME.",{"type":44,"content":567},[568,570,574],{"text":569,"type":48},"Parmi les ",{"text":571,"type":48,"marks":572},"formations et/ou écoles recommandées",[573],{"type":147},{"text":575,"type":48},", citons notamment :",{"type":269,"attrs":577,"content":578},{"tight":28,"key":271},[579,585,591,597,603,609,615],{"type":274,"content":580},[581],{"type":44,"content":582},[583],{"text":584,"type":48},"DSCG (diplôme supérieur de comptabilité et de gestion) ;",{"type":274,"content":586},[587],{"type":44,"content":588},[589],{"text":590,"type":48},"DEC (diplôme d’expertise comptable) ;",{"type":274,"content":592},[593],{"type":44,"content":594},[595],{"text":596,"type":48},"Master CCA (comptabilité, contrôle et audit) ;",{"type":274,"content":598},[599],{"type":44,"content":600},[601],{"text":602,"type":48},"Master Finance ;",{"type":274,"content":604},[605],{"type":44,"content":606},[607],{"text":608,"type":48},"Master contrôle-audit-reporting financier ;",{"type":274,"content":610},[611],{"type":44,"content":612},[613],{"text":614,"type":48},"Master en gestion avec option comptabilité, contrôle, gestion, audit, etc.,",{"type":274,"content":616},[617],{"type":44,"content":618},[619],{"text":620,"type":48},"Écoles supérieures de commerce (Master spécialisation comptabilité ou finance).",{"type":133,"attrs":622,"content":623},{"level":210},[624],{"text":625,"type":48},"3.2 - Quelles qualités posséder pour devenir DAF ?",{"type":44,"content":627},[628,630,634,636,642],{"text":629,"type":48},"À côté de la formation en finance, des ",{"text":631,"type":48,"marks":632},"compétences comportementales",[633],{"type":147},{"text":635,"type":48},", les soft skills s’avèrent aussi indispensables si vous voulez être directeur financier. Ainsi, le CFO doit faire preuve de ",{"text":637,"type":48,"marks":638},"nombreuses qualités surtout aux yeux de son CEO",[639],{"type":160,"attrs":640},{"href":641,"title":51},"https://blog.spendesk.com/fr/fiche-de-poste-responsable-administratif-et-financier",{"text":242,"type":48},{"type":44,"content":644},[645,647,651],{"text":646,"type":48},"Citons notamment ",{"text":648,"type":48,"marks":649},"les soft skills suivants",[650],{"type":147},{"text":372,"type":48},{"type":269,"attrs":653,"content":654},{"tight":28,"key":328},[655,661,667,673,685,691,697],{"type":274,"content":656},[657],{"type":44,"content":658},[659],{"text":660,"type":48},"rigueur et agilité dans la manipulation des chiffres ;",{"type":274,"content":662},[663],{"type":44,"content":664},[665],{"text":666,"type":48},"esprit d’analyse et de synthèse ;",{"type":274,"content":668},[669],{"type":44,"content":670},[671],{"text":672,"type":48},"capacité d’organisation, de planification, de priorisation et flexibilité ;",{"type":274,"content":674},[675],{"type":44,"content":676},[677,679,683],{"text":678,"type":48},"communication écrite et orale, pédagogie et ",{"text":680,"type":48,"marks":681},"leadership",[682],{"type":199},{"text":684,"type":48}," ;",{"type":274,"content":686},[687],{"type":44,"content":688},[689],{"text":690,"type":48},"souci du client interne ;",{"type":274,"content":692},[693],{"type":44,"content":694},[695],{"text":696,"type":48},"connaissance de la gestion de projets transversaux et de la conduite du changement ;",{"type":274,"content":698},[699],{"type":44,"content":700},[701],{"text":702,"type":48},"goût prononcé pour les activités de l’entreprise.",{"type":133,"attrs":704,"content":705},{"level":210},[706],{"text":707,"type":48},"3.3 - Pourquoi un jeune diplômé ne peut-il pas être directeur financier ?",{"type":44,"content":709},[710,712,716],{"text":711,"type":48},"Vous l’aurez compris, à la sortie même de l’école la plus prestigieuse en finance, les jeunes diplômés, même brillants, n’accèdent pas directement au poste de DAF. ",{"text":713,"type":48,"marks":714},"C’est un métier d’expérience",[715],{"type":147},{"text":242,"type":48},{"type":44,"content":718},[719,721,725],{"text":720,"type":48},"Le jeune financier doit donc choisir d’abord un ou plusieurs postes successifs pour construire cette expérience. Tout ne s’apprend pas dans les livres ou les stages. L’accumulation de missions dans une ou plusieurs sociétés complète la formation initiale. Rien ne vaut la pratique pour parvenir à relier toutes ",{"text":722,"type":48,"marks":723},"les facettes du métier",[724],{"type":147},{"text":726,"type":48}," de directeur financier.",{"type":133,"attrs":728,"content":729},{"level":210},[730],{"text":731,"type":48},"3.4 - Quelles voies professionnelles choisir avant la direction financière ?",{"type":44,"content":733},[734],{"text":735,"type":48},"Certes, tous les chemins mènent à Rome. Toutefois, pour se faciliter la tâche, le cadre en finance qui veut se diriger vers un emploi de CFO a tout intérêt à privilégier une des deux voies suivantes, voire les deux.",{"type":133,"attrs":737,"content":739},{"level":738},4,[740],{"text":741,"type":48},"a - La voie de l’audit",{"type":44,"content":743},[744,746,750],{"text":745,"type":48},"La filière de l’audit reste souvent considérée comme la ",{"text":747,"type":48,"marks":748},"voie royale",[749],{"type":147},{"text":751,"type":48},". Formateur s’il en est, un emploi de 3 à 5 ans minimum en cabinet complète idéalement les connaissances techniques ainsi que les aptitudes comportementales.",{"type":44,"content":753},[754,756,760],{"text":755,"type":48},"Prenez le temps d’",{"text":757,"type":48,"marks":758},"expérimenter les différentes missions",[759],{"type":147},{"text":761,"type":48}," et de réaliser le contrôle de tous les cycles d’un bilan comptable. En prenant la responsabilité d’une petite équipe, vous vous frottez au management.",{"type":44,"content":763},[764,766,770],{"text":765,"type":48},"Les relations avec les interlocuteurs et dirigeants dans les entreprises auditées apportent aussi de la ",{"text":767,"type":48,"marks":768},"maturité sur le plan relationnel",[769],{"type":147},{"text":771,"type":48},". Vous progressez également en compréhension globale des enjeux, du contrôle interne et des systèmes informatiques.",{"type":133,"attrs":773,"content":774},{"level":738},[775],{"text":776,"type":48},"b - La voie du contrôle de gestion",{"type":44,"content":778},[779,781,785],{"text":780,"type":48},"Le contrôle de gestion est souvent rattaché à la DAF. Mais ce n’est pas la principale raison pour choisir ce type d’emploi avant de devenir directeur financier un jour. Le contrôle de gestion conduit à une ",{"text":782,"type":48,"marks":783},"excellente connaissance",[784],{"type":147},{"text":786,"type":48}," de la marche de l’entreprise, de ses flux physiques comme financiers ainsi que des paramètres de sa rentabilité.",{"type":44,"content":788},[789,791,795],{"text":790,"type":48},"Tous ces points s’avèrent cruciaux pour occuper un poste de directeur financier. C’est donc souvent une ",{"text":792,"type":48,"marks":793},"évolution naturelle pour les meilleurs",[794],{"type":147},{"text":796,"type":48}," responsables du contrôle de gestion.",{"type":133,"attrs":798,"content":799},{"level":135},[800],{"text":182,"type":48},{"type":44,"content":802},[803,805,809],{"text":804,"type":48},"Évoluer vers un ",{"text":806,"type":48,"marks":807},"poste de directeur financier",[808],{"type":147},{"text":810,"type":48}," vous tente ? Voici l’essentiel à connaître en matière de salaire et aussi de conditions d’exercice du métier.",{"type":133,"attrs":812,"content":813},{"level":210},[814],{"text":815,"type":48},"4.1 - Quel est le salaire d’un directeur financier ?",{"type":44,"content":817},[818,820,824],{"text":819,"type":48},"Évidemment, la ",{"text":821,"type":48,"marks":822},"fourchette de salaires",[823],{"type":147},{"text":825,"type":48}," fluctue fortement selon les entreprises. Plusieurs critères expliquent ces variations. Toutefois il reste possible de se faire une idée avec des sites spécialisés ou des sites d’offres d’emploi.",{"type":133,"attrs":827,"content":828},{"level":738},[829],{"text":830,"type":48},"a - Quels sont les paramètres de variation pour le salaire d’un DAF ?",{"type":44,"content":832},[833],{"text":834,"type":48},"Un responsable administratif et financier dans une PME de province ne peut comparer sa rémunération à celle d’un directeur financier d’un groupe international de la catégorie « grandes entreprises ».",{"type":44,"content":836},[837,839,843],{"text":838,"type":48},"Les facteurs suivants influent donc sur le ",{"text":840,"type":48,"marks":841},"package salarial à négocier",[842],{"type":147},{"text":372,"type":48},{"type":269,"attrs":845,"content":846},{"tight":28,"key":375},[847,853,859,865,871,877,883,889],{"type":274,"content":848},[849],{"type":44,"content":850},[851],{"text":852,"type":48},"expérience professionnelle ;",{"type":274,"content":854},[855],{"type":44,"content":856},[857],{"text":858,"type":48},"formation initiale ou formation continue ;",{"type":274,"content":860},[861],{"type":44,"content":862},[863],{"text":864,"type":48},"localisation géographique (Paris, grandes métropoles régionales, province, international) ;",{"type":274,"content":866},[867],{"type":44,"content":868},[869],{"text":870,"type":48},"taille de l’entreprise et nombre d’entités à superviser en finance ;",{"type":274,"content":872},[873],{"type":44,"content":874},[875],{"text":876,"type":48},"nombre de personnes à manager ;",{"type":274,"content":878},[879],{"type":44,"content":880},[881],{"text":882,"type":48},"secteur d’activité ;",{"type":274,"content":884},[885],{"type":44,"content":886},[887],{"text":888,"type":48},"connaissance et expérience dans le secteur d’activité ;",{"type":274,"content":890},[891],{"type":44,"content":892},[893],{"text":894,"type":48},"maîtrise d’une voire plusieurs langues étrangères.",{"type":133,"attrs":896,"content":897},{"level":738},[898],{"text":899,"type":48},"b - Comment estimer les salaires du marché pour un CFO ?",{"type":44,"content":901},[902,904,908],{"text":903,"type":48},"Vous trouverez souvent sur le Web la fourchette de salaire mensuel brut de 4 000 euros à 15 000 euros. Ces chiffres recouvrent de nombreuses fluctuations que vous pouvez appréhender grâce aux ",{"text":905,"type":48,"marks":906},"études régulières des sites spécialisés",[907],{"type":147},{"text":909,"type":48},". Différents cabinets de ressources humaines nationaux spécialisés en finance publient ces données. Citons Hays, PageGroup ou Robert Half notamment.",{"type":44,"content":911},[912,914,920,922,926],{"text":913,"type":48},"Sur le site de Robert Half par exemple, accédez au ",{"text":915,"type":48,"marks":916},"guide des salaires 2022",[917],{"type":160,"attrs":918},{"href":919,"title":51},"https://www.roberthalf.fr/grille-salaire/home",{"text":921,"type":48}," et choisissez le métier ainsi que la localisation. Vous obtenez le ",{"text":923,"type":48,"marks":924},"salaire débutant, intermédiaire et confirmé",[925],{"type":147},{"text":927,"type":48}," ainsi que la moyenne toutes expériences confondues. Par exemple pour Nantes, le salaire médian d’un directeur financier s’élève à 108 000 euros contre 120 000 euros pour la moyenne nationale. Si vous consultez les rémunérations des RAF, le niveau médian se situe à 65 000 euros.",{"type":44,"content":929},[930,936,938,942],{"text":931,"type":48,"marks":932},"Le site Glassdoor",[933],{"type":160,"attrs":934},{"href":935,"title":51},"https://www.glassdoor.fr/Salaires/directeur-financier-et-administratif-salaire-SRCH_KO0,36.htm",{"text":937,"type":48}," permet aussi d’accéder à des ",{"text":939,"type":48,"marks":940},"données en temps réel",[941],{"type":147},{"text":943,"type":48},". Ainsi en août 2022, le salaire moyen en France d’un directeur financier s’élève à 79 062 euros sur la base de 528 salaires déclarés.",{"type":44,"content":945},[946,952,954,958],{"text":947,"type":48,"marks":948},"Spendesk publie également son étude 2022",[949],{"type":160,"attrs":950},{"href":951,"title":51},"https://blog.spendesk.com/fr/salaire-directeur-financier-2022",{"text":953,"type":48}," réalisée auprès de 800 leaders de la finance au niveau international. Vous y découvrirez que le ",{"text":955,"type":48,"marks":956},"salaire moyen annuel du CFO",[957],{"type":147},{"text":959,"type":48}," se situe à 87 000 euros en France contre 113 000 euros en Allemagne, 122 500 euros en Grande-Bretagne et 175 000 euros aux USA.",{"type":133,"attrs":961,"content":962},{"level":738},[963],{"text":964,"type":48},"c - Quelles sont les perspectives d’évolution d’un directeur financier ?",{"type":44,"content":966},[967,969,973],{"text":968,"type":48},"Le responsable comptable peut convoiter un poste de responsable administratif et financier. Le RAF aspire à un emploi de DAF dans une entreprise plus importante. Le directeur administratif et financier de PME peut envisager d’accéder à la direction financière d’une ETI ou d’une grande entreprise. Enfin, le directeur financier peut d’une manière générale rechercher la ",{"text":970,"type":48,"marks":971},"direction générale d’une entreprise",[972],{"type":147},{"text":974,"type":48}," ou d’une filiale de groupe.",{"type":133,"attrs":976,"content":977},{"level":210},[978],{"text":979,"type":48},"4.2 - Quelles sont les conditions de travail d’un directeur financier ?",{"type":44,"content":981},[982,984,988],{"text":983,"type":48},"Même si le DAF n’est pas exposé aux vents et marées au sens littéral du terme, il peut connaître le gros temps et la mer houleuse. C’est une ",{"text":985,"type":48,"marks":986},"fonction qui vous soumet au stress",[987],{"type":147},{"text":989,"type":48}," régulièrement. Quand l’entreprise rencontre des difficultés financières, lors des contrôles fiscaux ou quand le calendrier budgétaire se tend, le directeur financier doit tenir la barre malgré tout.",{"type":44,"content":991},[992],{"type":213,"attrs":993},{"body":994},[995],{"_uid":996,"html":218,"component":219},"2944a55f-9741-469e-8160-dca8132fde79",{"type":44,"content":998},[999,1001,1005,1007,1011],{"text":1000,"type":48},"Il s’organise librement en général y compris avec une part de télétravail. Toutefois, ces métiers de la finance exigent de ",{"text":1002,"type":48,"marks":1003},"nombreux déplacements",[1004],{"type":147},{"text":1006,"type":48}," sur les divers sites de l’entreprise en France ou à l’étranger. Le management des équipes conduit parfois à piloter des personnes à distance sur des sites éloignés du siège. Enfin, le métier de directeur financier demande ",{"text":1008,"type":48,"marks":1009},"une forte implication et une charge de travail",[1010],{"type":147},{"text":1012,"type":48}," souvent significative.",{"type":133,"attrs":1014,"content":1015},{"level":135},[1016],{"text":1017,"type":48},"CFO, un métier passionnant et exigeant",{"type":44,"content":1019},[1020,1022,1026],{"text":1021,"type":48},"Avec un plan de carrière bien léché longtemps à l’avance ou en évoluant au gré des opportunités, dans tous les cas, ",{"text":1023,"type":48,"marks":1024},"devenir directeur financier exige de la patience",[1025],{"type":147},{"text":1027,"type":48},". Métier technique et relationnel, il suppose une bonne accumulation d’expérience à côté d’une solide formation comptable et financière.",{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":1034,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":1044,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":1048,"default_full_slug":1049,"translated_slugs":1050,"_stopResolving":66},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1035,"icon":1036,"name":1029,"component":1040},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1051,1052,1053],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[1056],{"_uid":1057,"asset":1058,"shadow":28,"caption":22,"overlay":1060,"component":1061},"9cdab0e4-8de0-497f-807c-415b5250cb57",{"alt":22,"name":22,"focus":22,"title":22,"filename":1059,"copyright":22,"fieldtype":27,"is_external_url":28},"https://a.storyblok.com/f/146026/1190x670/d072bf8f3f/blog-visual_158.png",[],"image","2022-09-01 12:45",10,"devenir-directeur-financier","fr/blog/devenir-directeur-financier",2310,[],176386517,"c2b9f8df-23a5-4d5e-81af-fa8d2c0e817f","2022-11-04T13:36:49.161Z",[],"blog/devenir-directeur-financier",[1074,1075,1076],{"path":1072,"name":51,"lang":57,"published":51},{"path":1072,"name":51,"lang":63,"published":51},{"path":1072,"name":51,"lang":65,"published":51},{"header":1078,"footer":1999,"commonContent":2472,"userCentricsAndSegmentMappingTable":2629},{"name":1079,"created_at":1080,"published_at":1081,"updated_at":1082,"id":1083,"uuid":1084,"content":1085,"slug":1826,"full_slug":1986,"sort_by_date":51,"position":1043,"tag_list":1987,"is_startpage":28,"parent_id":1989,"meta_data":51,"group_id":1990,"first_published_at":1991,"release_id":51,"lang":57,"path":1992,"alternates":1993,"default_full_slug":1994,"translated_slugs":1995},"Header","2022-03-03T10:18:44.837Z","2026-07-07T06:22:52.145Z","2026-07-07T06:22:52.170Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1086,"logo":1087,"navbar":1092,"loginBtn":1825,"component":1826,"languages":1827,"logoBlack":1846,"logoWhite":1850,"topNavbar":1855,"footerLinks":1864,"socialLinks":1870,"homepageLink":1911,"getStartedBtn":1923,"announcementBanner":1938,"localeSwitcherTitle":1985},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1088,"alt":1089,"name":22,"focus":22,"title":1089,"source":22,"filename":1090,"copyright":22,"fieldtype":27,"meta_data":1091,"is_external_url":28},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1093,1300,1541,1553,1566,1743],{"_uid":1094,"label":1095,"columns":1096,"component":1222,"headingNewBranding":1223},"e4e694b0-b265-4570-ad24-bd39e68e252d","Solutions",[1097,1167],{"_uid":1098,"ctas":1099,"label":1164,"component":1165,"labelColor":22,"backgroundIconColor":1166},"910b58bd-214d-44e6-b817-868580118d44",[1100,1116,1132,1148],{"tag":22,"_uid":1101,"hide":28,"icon":1102,"link":1106,"type":22,"label":1115,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"07b7af57-b06c-45b7-89cf-41aeacb0c1da",{"id":1103,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1104,"copyright":22,"fieldtype":27,"meta_data":1105,"is_external_url":28},16729375,"https://a.storyblok.com/f/146026/32x32/693bfa23d7/icon-receipt-32px-carbon-naked.svg",{},{"id":1107,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1109,"prep":66,"story":1110},"d936ceb3-713d-4219-8961-cd6f2a1c3e2a","story","/fr/e-invoicing-landing-page",{"name":1111,"id":1112,"uuid":1107,"slug":1113,"url":1113,"full_slug":1114,"_stopResolving":66},"E-invoicing landing-page",320825455,"e-invoicing-landing-page","fr/e-invoicing-landing-page","Facturation électronique",{"tag":22,"_uid":1117,"hide":28,"icon":1118,"link":1122,"type":22,"label":1131,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a2b1b91d-e211-471a-ab36-2c2e72f662a6",{"id":1119,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1120,"copyright":22,"fieldtype":27,"meta_data":1121,"is_external_url":28},16281108,"https://a.storyblok.com/f/146026/16x16/7e83fce79b/icon-subscription-carbon_no-bg.svg",{},{"id":1123,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1124,"prep":66,"story":1125},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management",{"name":1126,"id":1127,"uuid":1123,"slug":1128,"url":1129,"full_slug":1130,"_stopResolving":66},"Subscription management",127813566,"subscription-management","platform/subscription-management","fr/platform/subscription-management","Abonnements",{"tag":22,"_uid":1133,"hide":66,"icon":1134,"link":1138,"type":22,"label":1147,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"5c846046-055a-4ba5-95e4-6a0d8a1b3f7e",{"id":1135,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1136,"copyright":22,"fieldtype":27,"meta_data":1137,"is_external_url":28},16281103,"https://a.storyblok.com/f/146026/16x16/ca603cbd06/icon-settings-carbon_no-bg.svg",{},{"id":1139,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1140,"prep":66,"story":1141},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":1142,"id":1143,"uuid":1139,"slug":1144,"url":1145,"full_slug":1146,"_stopResolving":66},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses opérationelles",{"tag":22,"_uid":1149,"hide":28,"icon":1150,"link":1154,"type":22,"label":1163,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7dfefafd-dbba-4d9d-a097-c9412640d856",{"id":1151,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1152,"copyright":22,"fieldtype":27,"meta_data":1153,"is_external_url":28},16281105,"https://a.storyblok.com/f/146026/16x16/214a53f9c3/icon-advertising-carbon_no-bg.svg",{},{"id":1155,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1156,"prep":66,"story":1157},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":1158,"id":1159,"uuid":1155,"slug":1160,"url":1161,"full_slug":1162,"_stopResolving":66},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing","Cas d'usage","ctasColumn","--color-accent-03",{"_uid":1168,"ctas":1169,"label":22,"component":1165,"labelColor":22,"backgroundIconColor":1166},"522818c5-8a80-491a-acf2-5076692c42b8",[1170,1185,1200,1216],{"tag":22,"_uid":1171,"hide":66,"icon":1172,"link":1176,"type":22,"label":1180,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9d20303b-a836-4054-90c1-3692975dd9e7",{"id":1173,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1174,"copyright":22,"fieldtype":27,"meta_data":1175,"is_external_url":28},16729302,"https://a.storyblok.com/f/146026/32x32/8ebd65d145/icon-data-32px-carbon-naked.svg",{},{"id":1177,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1178,"prep":66,"story":1179},"14c532e3-be70-49f6-a7a8-b278a4765048","/fr/solutions/marketing-agencies",{"name":1180,"id":1181,"uuid":1177,"slug":1182,"url":1183,"full_slug":1184,"_stopResolving":66},"Marketing agencies",88680689699046,"marketing-agencies","solutions/marketing-agencies","fr/solutions/marketing-agencies",{"tag":22,"_uid":1186,"hide":66,"icon":1187,"link":1191,"type":22,"label":1195,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"3bf0de10-90e2-46c1-852a-ea7c82f2b66e",{"id":1188,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1189,"copyright":22,"fieldtype":27,"meta_data":1190,"is_external_url":28},16729292,"https://a.storyblok.com/f/146026/32x32/13a655b516/icon-bank-32px-carbon-naked.svg",{},{"id":1192,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1193,"prep":66,"story":1194},"361e778c-9e2d-4b32-9aab-0a9bfbdfd551","/fr/solutions/education",{"name":1195,"id":1196,"uuid":1192,"slug":1197,"url":1198,"full_slug":1199,"_stopResolving":66},"Education",89639726954432,"education","solutions/education","fr/solutions/education",{"tag":22,"_uid":1201,"hide":28,"icon":1202,"link":1206,"type":22,"label":1215,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"0c9184c2-c891-4fa4-a052-65b482d994dc",{"id":1203,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1204,"copyright":22,"fieldtype":27,"meta_data":1205,"is_external_url":28},16729336,"https://a.storyblok.com/f/146026/32x32/43662507de/icon-plane-32px-carbon-naked.svg",{},{"id":1207,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1208,"prep":66,"story":1209},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":1210,"id":1211,"uuid":1207,"slug":1212,"url":1213,"full_slug":1214,"_stopResolving":66},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":22,"_uid":1217,"hide":28,"icon":1218,"link":1220,"type":22,"label":1147,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a3da358b-a450-44c1-846b-d33adb407390",{"id":1135,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1136,"copyright":22,"fieldtype":27,"meta_data":1219,"is_external_url":28},{},{"id":1139,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1140,"prep":66,"story":1221},{"name":1142,"id":1143,"uuid":1139,"slug":1144,"url":1145,"full_slug":1146,"_stopResolving":66},"dropdownMenu",[1224,1261],{"cta":1225,"_uid":1240,"title":1241,"eyebrow":1246,"subtitle":1249,"component":133,"textAlign":22,"sectionSettings":1260,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[1226],{"tag":22,"_uid":1227,"hide":28,"icon":1228,"link":1230,"type":22,"label":1239,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"aceb3221-33ac-4dbe-a245-d52c549e9272",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":1229},{},{"id":1231,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1232,"prep":66,"story":1233},"c5228c54-f5a9-4c29-99d5-175ff3ddeded","/fr/solutions",{"name":1234,"id":1235,"uuid":1231,"slug":1236,"url":1237,"full_slug":1238,"_stopResolving":66},"Spendesk Solutions",130907109,"solutions","solutions/","fr/solutions/","Nos solutions","c93c04c5-1a04-4fe1-87c1-94e54f6cba55",{"type":41,"content":1242},[1243],{"type":44,"content":1244},[1245],{"text":1095,"type":48},{"type":41,"content":1247},[1248],{"type":44},{"type":41,"content":1250},[1251],{"type":44,"content":1252},[1253],{"text":1254,"type":48,"marks":1255},"Spendesk apporte efficacité, visibilité et contrôle.",[1256],{"type":1257,"attrs":1258},"textStyle",{"color":1259},"rgb(0, 0, 0)",[],{"cta":1262,"_uid":1277,"title":1278,"eyebrow":1287,"subtitle":1290,"component":133,"textAlign":22,"sectionSettings":1299,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[1263],{"tag":22,"_uid":1264,"hide":28,"icon":1265,"link":1267,"type":22,"label":1276,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"d99b6858-ce22-47ad-a486-8103fd55e066",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":1266},{},{"id":1268,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1269,"prep":66,"story":1270},"1c30ee8f-415f-43f5-b430-2308d9c1fc92","/fr/solutions/our-support",{"name":1271,"id":1272,"uuid":1268,"slug":1273,"url":1274,"full_slug":1275,"_stopResolving":66},"Our Support",531777498,"our-support","solutions/our-support","fr/solutions/our-support","Notre accompagnement","c00ed66c-7ff0-4b41-b880-9b2a5120d1e5",{"type":41,"content":1279},[1280],{"type":44,"content":1281},[1282],{"text":1283,"type":48,"marks":1284},"Accompagnement clients",[1285],{"type":1257,"attrs":1286},{"color":1259},{"type":41,"content":1288},[1289],{"type":44},{"type":41,"content":1291},[1292],{"type":44,"content":1293},[1294],{"text":1295,"type":48,"marks":1296},"Notre approche consultative nous distingue.",[1297],{"type":1257,"attrs":1298},{"color":1259},[],{"_uid":1301,"label":1302,"columns":1303,"component":1222,"headingNewBranding":1504},"99e54924-f77d-4501-978a-b578da0140ca","Plateforme",[1304,1373,1439],{"_uid":1305,"ctas":1306,"label":1371,"component":1165,"labelColor":22,"backgroundIconColor":1372},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1307,1323,1339,1355],{"tag":22,"_uid":1308,"hide":28,"icon":1309,"link":1313,"type":22,"label":1322,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1310,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1311,"copyright":22,"fieldtype":27,"meta_data":1312,"is_external_url":28},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1314,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1315,"prep":66,"story":1316},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":1317,"id":1318,"uuid":1314,"slug":1319,"url":1320,"full_slug":1321,"_stopResolving":66},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI connect",{"tag":22,"_uid":1324,"hide":28,"icon":1325,"link":1329,"type":22,"label":1338,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1326,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1327,"copyright":22,"fieldtype":27,"meta_data":1328,"is_external_url":28},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1330,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1331,"prep":66,"story":1332},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"name":1333,"id":1334,"uuid":1330,"slug":1335,"url":1336,"full_slug":1337,"_stopResolving":66},"Procure to pay",547924382,"procure-to-pay","platform/procure-to-pay","fr/platform/procure-to-pay","Procurement",{"tag":22,"_uid":1340,"hide":28,"icon":1341,"link":1345,"type":22,"label":1354,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1342,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1343,"copyright":22,"fieldtype":27,"meta_data":1344,"is_external_url":28},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1346,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1347,"prep":66,"story":1348},"9e3b6790-947e-43d1-acab-ba4d5dcd9ea8","/fr/platform/invoice-management",{"name":1349,"id":1350,"uuid":1346,"slug":1351,"url":1352,"full_slug":1353,"_stopResolving":66},"Invoice management ",126360243,"invoice-management","platform/invoice-management","fr/platform/invoice-management","Factures fournisseurs (PA)",{"tag":22,"_uid":1356,"icon":1357,"link":1361,"type":22,"label":1370,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1358,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1359,"copyright":22,"fieldtype":27,"meta_data":1360,"is_external_url":28},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1362,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1363,"prep":66,"story":1364},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards",{"name":1365,"id":1366,"uuid":1362,"slug":1367,"url":1368,"full_slug":1369,"_stopResolving":66},"Cards page",129613969,"smart-company-cards","platform/smart-company-cards","fr/platform/smart-company-cards","Cartes de paiements","FONCTIONNALITÉS","--color-accent-04",{"_uid":1374,"ctas":1375,"label":22,"component":1165,"labelColor":22,"backgroundIconColor":1372},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1376,1392,1408,1423],{"tag":22,"_uid":1377,"icon":1378,"link":1382,"type":22,"label":1391,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"b4ebcace-af56-4cf9-8f5d-82c4fe4bbd54",{"id":1379,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1380,"copyright":22,"fieldtype":27,"meta_data":1381,"is_external_url":28},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1383,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1384,"prep":66,"story":1385},"c865b29b-fbb1-4988-a734-7b12cffb7a10","/fr/product/expense-reimbursements",{"name":1386,"id":1387,"uuid":1383,"slug":1388,"url":1389,"full_slug":1390,"_stopResolving":66},"Employee expense reimbursements",126358479,"expense-reimbursements","platform/expense-reimbursements","fr/platform/expense-reimbursements","Notes de frais",{"tag":22,"_uid":1393,"icon":1394,"link":1398,"type":22,"label":1407,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1395,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1396,"copyright":22,"fieldtype":27,"meta_data":1397,"is_external_url":28},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1399,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1400,"prep":66,"story":1401},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"name":1402,"id":1403,"uuid":1399,"slug":1404,"url":1405,"full_slug":1406,"_stopResolving":66},"Multi entity management ",543790980,"multi-entity-management","platform/multi-entity-management","fr/platform/multi-entity-management","Gestion multi-entités",{"tag":22,"_uid":1409,"icon":1410,"link":1414,"type":22,"label":1418,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"a221e345-d3e8-4ff0-a369-05e61f9fba59",{"id":1411,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1412,"copyright":22,"fieldtype":27,"meta_data":1413,"is_private":28,"is_external_url":28},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1415,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1416,"prep":66,"story":1417},"dc5827db-8929-4b1e-87bd-21f53a1360bd","/fr/product/budgets",{"name":1418,"id":1419,"uuid":1415,"slug":1420,"url":1421,"full_slug":1422,"_stopResolving":66},"Budgets",126326949,"budgets","platform/budgets","fr/platform/budgets",{"tag":22,"_uid":1424,"icon":1425,"link":1429,"type":22,"label":1438,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"9e220b42-d0a6-4c36-a96b-91b01b87e101",{"id":1426,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1427,"copyright":22,"fieldtype":27,"meta_data":1428,"is_private":28,"is_external_url":28},16281101,"https://a.storyblok.com/f/146026/16x16/b034825fce/icon-accounting-carbon_no-bg.svg",{},{"id":1430,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1431,"prep":66,"story":1432},"3299ad8c-d6b6-4293-a690-4003b9c06318","/fr/product/accounting-automation",{"name":1433,"id":1434,"uuid":1430,"slug":1435,"url":1436,"full_slug":1437,"_stopResolving":66},"Accounting automation",126272847,"accounting-automation","platform/accounting-automation","fr/platform/accounting-automation","Automatisation comptable",{"_uid":1440,"ctas":1441,"label":22,"component":1165,"labelColor":22,"backgroundIconColor":1372},"1ba2d79a-bfdc-40f8-bc32-d9f90b067954",[1442,1457,1473,1488],{"tag":22,"_uid":1443,"hide":28,"icon":1444,"link":1448,"type":22,"label":1456,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"319d48f3-a73b-4134-8704-37fa8120378a",{"id":1445,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1446,"copyright":22,"fieldtype":27,"meta_data":1447,"is_external_url":28},21457318,"https://a.storyblok.com/f/146026/20x20/22db21b3ea/icon-globe-32px-carbon-naked.svg",{},{"id":1449,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1450,"prep":66,"story":1451},"9ea35e7e-0f2b-40f0-b05d-afd93b736da1","/fr/platform/international-payments",{"name":1452,"id":1453,"uuid":1449,"slug":1452,"url":1454,"full_slug":1455,"_stopResolving":66},"international-payments",641735127,"platform/international-payments","fr/platform/international-payments","Paiements internationaux",{"tag":22,"_uid":1458,"hide":28,"icon":1459,"link":1463,"type":22,"label":1472,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"e34c6eb7-e2bb-431a-b5b9-b73d3b012ed6",{"id":1460,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1461,"copyright":22,"fieldtype":27,"meta_data":1462,"is_private":28,"is_external_url":28},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1464,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1465,"prep":66,"story":1466},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1467,"id":1468,"uuid":1464,"slug":1469,"url":1470,"full_slug":1471,"_stopResolving":66},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":22,"_uid":1474,"hide":28,"icon":1475,"link":1479,"type":22,"label":1487,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"19426b5b-4673-4b54-8db8-7fecd4e1615d",{"id":1476,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1477,"copyright":22,"fieldtype":27,"meta_data":1478,"is_external_url":28},16281095,"https://a.storyblok.com/f/146026/16x16/517c30f879/icon-1.svg",{},{"id":1480,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1481,"prep":66,"story":1482},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1483,"id":1484,"uuid":1480,"slug":1485,"url":1485,"full_slug":1486,"_stopResolving":66},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",{"tag":22,"_uid":1489,"hide":28,"icon":1490,"link":1494,"type":22,"label":1503,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3f6d767-9773-4921-9d2c-5a3779121461",{"id":1491,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1492,"copyright":22,"fieldtype":27,"meta_data":1493,"is_external_url":28},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1495,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1496,"prep":66,"story":1497},"ebc87909-a3bc-4e54-8bfe-a21df5ef0d70","/fr/platform/ai-automation",{"name":1498,"id":1499,"uuid":1495,"slug":1500,"url":1501,"full_slug":1502,"_stopResolving":66},"AI & automation",642738535,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",[1505],{"cta":1506,"_uid":1521,"title":1522,"eyebrow":1530,"subtitle":1533,"component":133,"textAlign":22,"sectionSettings":1540,"subtitleLeftBorder":28},[1507],{"tag":22,"_uid":1508,"hide":28,"icon":1509,"link":1510,"type":22,"label":1520,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27},{"id":1511,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1512,"prep":66,"story":1513},"d3363100-1268-4a79-860d-dcf3ad572077","/fr/platform/platform-releases/june-update-2026",{"name":1514,"id":1515,"uuid":1511,"slug":1516,"url":1517,"translated_name":1518,"full_slug":1519,"_stopResolving":66},"June update 2026",184269172433090,"june-update-2026","platform/platform-releases/june-update-2026","Juin 2026 Nouveautes","fr/platform/platform-releases/juin-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":41,"content":1523},[1524],{"type":44,"attrs":1525,"content":1527},{"textAlign":51,"key":1526},"p-0",[1528],{"text":1529,"type":48},"Quoi de neuf",{"type":41,"content":1531},[1532],{"type":44},{"type":41,"content":1534},[1535],{"type":44,"attrs":1536,"content":1537},{"textAlign":51,"key":1526},[1538],{"text":1539,"type":48},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":22,"_uid":1542,"hide":28,"icon":1543,"link":1544,"type":22,"label":1552,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"3e099d1d-7633-470a-b225-70ff55117055",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27},{"id":1545,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1546,"prep":66,"story":1547},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1548,"id":1549,"uuid":1545,"slug":1550,"url":1550,"full_slug":1551,"_stopResolving":66},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":22,"_uid":1554,"icon":1555,"link":1556,"type":22,"label":1565,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27},{"id":1557,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1558,"prep":66,"story":1559},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1560,"id":1561,"uuid":1557,"slug":1562,"url":1563,"full_slug":1564,"_stopResolving":66},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1567,"label":1568,"columns":1569,"component":1222,"headingNewBranding":1742},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1570,1635,1711],{"_uid":1571,"ctas":1572,"label":1633,"component":1165,"backgroundIconColor":1634},"705444cd-cbfb-417a-99c3-8481453ed293",[1573,1589,1603,1617],{"tag":22,"_uid":1574,"icon":1575,"link":1579,"type":22,"label":1588,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1576,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1577,"copyright":22,"fieldtype":27,"meta_data":1578,"is_private":28,"is_external_url":28},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1580,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1581,"prep":66,"story":1582},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1583,"id":1584,"uuid":1580,"slug":1585,"url":1586,"full_slug":1587,"_stopResolving":66},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":22,"_uid":1590,"hide":66,"icon":1591,"link":1595,"type":22,"label":1599,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1592,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1593,"copyright":22,"fieldtype":27,"meta_data":1594,"is_external_url":28},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1596,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1597,"prep":66,"story":1598},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":1599,"id":1600,"uuid":1596,"slug":1601,"url":1601,"full_slug":1602,"_stopResolving":66},"Webinars",657702684,"webinars","fr/webinars",{"tag":22,"_uid":1604,"hide":28,"icon":1605,"link":1609,"type":22,"label":1613,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1606,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1607,"copyright":22,"fieldtype":27,"meta_data":1608,"is_private":28,"is_external_url":28},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1610,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1611,"prep":66,"story":1612},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1613,"id":1614,"uuid":1610,"slug":1615,"url":1615,"full_slug":1616,"_stopResolving":66},"FAQ",126231937,"faq","fr/faq",{"tag":22,"_uid":1618,"hide":28,"icon":1619,"link":1623,"type":22,"label":1632,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1620,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1621,"copyright":22,"fieldtype":27,"meta_data":1622,"is_private":28,"is_external_url":28},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1624,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1625,"prep":66,"story":1626},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1627,"id":1628,"uuid":1624,"slug":1629,"url":1630,"full_slug":1631,"_stopResolving":66},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1636,"ctas":1637,"label":1710,"component":1165,"labelColor":22,"backgroundIconColor":1634},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1638,1650,1665,1681,1697],{"tag":22,"_uid":1639,"hide":28,"icon":1640,"link":1642,"type":22,"label":1646,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1491,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1492,"copyright":22,"fieldtype":27,"meta_data":1641,"is_external_url":28},{},{"id":1643,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1644,"prep":66,"story":1645},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1646,"id":1647,"uuid":1643,"slug":1648,"url":1648,"full_slug":1649,"_stopResolving":66},"AI Hub",114865617041697,"ai","fr/ai",{"tag":22,"_uid":1651,"icon":1652,"link":1656,"type":22,"label":1664,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1653,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1654,"copyright":22,"fieldtype":27,"meta_data":1655,"is_external_url":28},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1657,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1658,"prep":66,"story":1659},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1660,"id":1661,"uuid":1657,"slug":1662,"url":1662,"full_slug":1663,"_stopResolving":66},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":22,"_uid":1666,"hide":28,"icon":1667,"link":1671,"type":22,"label":1680,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1668,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1669,"copyright":22,"fieldtype":27,"meta_data":1670,"is_external_url":28},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1672,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1673,"prep":66,"story":1674},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1675,"id":1676,"uuid":1672,"slug":1677,"url":1678,"full_slug":1679,"_stopResolving":66},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":22,"_uid":1682,"hide":28,"icon":1683,"link":1687,"type":22,"label":1696,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1684,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1685,"copyright":22,"fieldtype":27,"meta_data":1686,"is_external_url":28},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1688,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1689,"prep":66,"story":1690},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1691,"id":1692,"uuid":1688,"slug":1693,"url":1694,"full_slug":1695,"_stopResolving":66},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":22,"_uid":1698,"icon":1699,"link":1701,"type":22,"label":1709,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"hide":66},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1342,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1343,"copyright":22,"fieldtype":27,"meta_data":1700,"is_external_url":28},{},{"id":1702,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1703,"prep":66,"story":1704},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1705,"id":1706,"uuid":1702,"slug":1705,"url":1707,"full_slug":1708,"_stopResolving":66},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1712,"ctas":1713,"label":1741,"component":1165,"backgroundIconColor":1634},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1714,1723,1732],{"tag":22,"_uid":1715,"icon":1716,"link":1720,"type":22,"label":1722,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1717,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1718,"copyright":22,"fieldtype":27,"meta_data":1719,"is_external_url":28},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":22,"url":1721,"linktype":31,"fieldtype":32,"cached_url":1721},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":22,"_uid":1724,"icon":1725,"link":1729,"type":22,"label":1731,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1726,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1727,"copyright":22,"fieldtype":27,"meta_data":1728,"is_private":28,"is_external_url":28},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":22,"url":1730,"linktype":31,"cached_url":1730},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":22,"_uid":1733,"icon":1734,"link":1738,"type":22,"label":1740,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1735,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1736,"copyright":22,"fieldtype":27,"meta_data":1737,"is_private":28,"is_external_url":28},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":22,"url":1739,"linktype":31,"cached_url":1739},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1744,"label":1745,"columns":1746,"component":1222,"headingNewBranding":1824},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1747,1789],{"_uid":1748,"ctas":1749,"label":1745,"component":1165,"labelColor":22,"backgroundIconColor":1788},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1750,1763,1772],{"tag":22,"_uid":1751,"hide":28,"icon":1752,"link":1754,"type":22,"label":1762,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1395,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1396,"copyright":22,"fieldtype":27,"meta_data":1753,"is_private":28,"is_external_url":28},{},{"id":1755,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1756,"prep":66,"story":1757},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1758,"id":1759,"uuid":1755,"slug":1760,"url":1760,"full_slug":1761,"_stopResolving":66},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":22,"_uid":1764,"hide":28,"icon":1765,"link":1769,"type":22,"label":1771,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1766,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1767,"copyright":22,"fieldtype":27,"meta_data":1768,"is_external_url":28},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":22,"url":1770,"linktype":31,"fieldtype":32,"cached_url":1770},"https://career.spendesk.com/fr/","Carrières",{"tag":22,"_uid":1773,"hide":28,"icon":1774,"link":1778,"type":22,"label":1787,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1775,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1776,"copyright":22,"fieldtype":27,"meta_data":1777,"is_private":28,"is_external_url":28},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1779,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1780,"prep":66,"story":1781},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1782,"id":1783,"uuid":1779,"slug":1784,"url":1785,"full_slug":1786,"_stopResolving":66},"Spendesk Press",265014512,"press","press/","fr/press/","Presse","--color-accent-06",{"_uid":1790,"ctas":1791,"label":1823,"component":1165,"labelColor":22,"backgroundIconColor":1788},"59a11592-e6cb-405d-8208-9e3c365ac046",[1792,1808],{"tag":22,"_uid":1793,"hide":28,"icon":1794,"link":1798,"type":22,"label":1807,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1795,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1796,"copyright":22,"fieldtype":27,"meta_data":1797,"is_private":28,"is_external_url":28},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1799,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1800,"prep":66,"story":1801},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1802,"id":1803,"uuid":1799,"slug":1804,"url":1805,"full_slug":1806,"_stopResolving":66},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":22,"_uid":1809,"hide":28,"icon":1810,"link":1814,"type":22,"label":1822,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1811,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1812,"copyright":22,"fieldtype":27,"meta_data":1813,"is_private":28,"is_external_url":28},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1815,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1816,"prep":66,"story":1817},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1818,"id":1819,"uuid":1815,"slug":1820,"url":1820,"full_slug":1821,"_stopResolving":66},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter"," ",[],"Se connecter","header",[1828,1833,1838,1842],{"_uid":1829,"code":63,"name":1830,"component":1831,"shortName":1832},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1834,"code":1835,"name":1836,"component":1831,"shortName":1837},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1839,"code":65,"name":1840,"component":1831,"shortName":1841},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1843,"code":57,"name":1844,"component":1831,"shortName":1845},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1847,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1848,"copyright":22,"fieldtype":27,"meta_data":1849,"is_external_url":28},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1851,"alt":1089,"name":22,"focus":22,"title":1852,"source":22,"filename":1853,"copyright":22,"fieldtype":27,"meta_data":1854,"is_external_url":28},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1856],{"tag":22,"_uid":1857,"hide":28,"icon":1858,"link":1860,"type":22,"label":1862,"style":33,"component":34,"onClickEvent":1863,"openInANewTab":66,"horizontalFill":28},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":1859},{},{"id":22,"url":1861,"linktype":31,"fieldtype":32,"cached_url":1861},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1865],{"tag":22,"_uid":1866,"hide":28,"icon":1867,"link":1869,"type":22,"label":1862,"style":33,"component":34,"onClickEvent":1863,"openInANewTab":66,"horizontalFill":28},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":1868},{},{"id":22,"url":1861,"linktype":31,"fieldtype":32,"cached_url":1861},[1871,1879,1887,1895,1903],{"tag":22,"_uid":1872,"icon":1873,"link":1877,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1874,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1875,"copyright":22,"fieldtype":27,"meta_data":1876,"is_external_url":28},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":22,"url":1878,"linktype":31,"fieldtype":32,"cached_url":1878},"https://www.facebook.com/spendesk/",{"tag":22,"_uid":1880,"icon":1881,"link":1885,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1882,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1883,"copyright":22,"fieldtype":27,"meta_data":1884,"is_private":28,"is_external_url":28},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":22,"url":1886,"linktype":31,"fieldtype":32,"cached_url":1886},"https://www.instagram.com/spendesk",{"tag":22,"_uid":1888,"icon":1889,"link":1893,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1890,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1891,"copyright":22,"fieldtype":27,"meta_data":1892,"is_private":28,"is_external_url":28},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":22,"url":1894,"linktype":31,"fieldtype":32,"cached_url":1894},"https://www.linkedin.com/company/spendesk/",{"tag":22,"_uid":1896,"icon":1897,"link":1901,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1898,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1899,"copyright":22,"fieldtype":27,"meta_data":1900,"is_private":28,"is_external_url":28},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":22,"url":1902,"linktype":31,"fieldtype":32,"cached_url":1902},"https://x.com/Spendesk",{"tag":22,"_uid":1904,"hide":28,"icon":1905,"link":1909,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":66,"horizontalFill":28},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1906,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1907,"copyright":22,"fieldtype":27,"meta_data":1908,"is_private":28,"is_external_url":28},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":22,"url":1910,"linktype":31,"fieldtype":32,"cached_url":1910},"https://www.youtube.com/c/spendesk",[1912],{"tag":22,"_uid":1913,"hide":28,"icon":1914,"link":1915,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27},{"id":1916,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1917,"prep":66,"story":1918},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1919,"id":1920,"uuid":1916,"slug":1921,"url":1921,"full_slug":1922,"_stopResolving":66},"Homepage",106735746,"home","fr/home",[1924],{"tag":22,"_uid":1925,"hide":28,"icon":1926,"link":1927,"type":22,"label":1936,"style":33,"component":34,"onClickEvent":1937,"openInANewTab":28,"horizontalFill":28},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":1928,"url":22,"anchor":22,"linktype":1108,"fieldtype":32,"cached_url":1929,"prep":66,"story":1930},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1931,"id":1932,"uuid":1928,"slug":1933,"url":1934,"full_slug":1935,"_stopResolving":66},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1939],{"_uid":1940,"hide":28,"style":1941,"content":1942,"display":1968,"component":1969,"hideOnMobile":28,"mobileContent":1970},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":41,"content":1943},[1944],{"type":44,"attrs":1945,"content":1946},{"textAlign":51,"key":1526},[1947,1954,1959],{"text":1948,"type":48,"marks":1949},"Spendesk AI Connect",[1950,1953],{"type":1257,"attrs":1951},{"color":1952},"#000000E5",{"type":147},{"text":1955,"type":48,"marks":1956}," : découvrez la façon la plus rapide d'exploiter vos données de dépenses. ",[1957],{"type":1257,"attrs":1958},{"color":1952},{"text":1960,"type":48,"marks":1961},"En savoir plus →",[1962,1966],{"type":160,"attrs":1963},{"href":1315,"uuid":1314,"anchor":51,"target":1964,"linktype":1108,"story":1965},"_self",{"name":1317,"id":1318,"uuid":1314,"slug":1319,"url":1320,"full_slug":1321,"_stopResolving":66},{"type":1257,"attrs":1967},{"color":1952},"Whole website","announcementBanner",{"type":41,"content":1971},[1972],{"type":44,"attrs":1973,"content":1974},{"textAlign":51,"key":1526},[1975,1978,1980],{"text":1948,"type":48,"marks":1976},[1977],{"type":147},{"text":1979,"type":48}," : exploitez enfin vos données de dépenses rapidement. ",{"text":1960,"type":48,"marks":1981},[1982],{"type":160,"attrs":1983},{"href":1315,"uuid":1314,"anchor":51,"target":1964,"linktype":1108,"story":1984},{"name":1317,"id":1318,"uuid":1314,"slug":1319,"url":1320,"full_slug":1321,"_stopResolving":66},"Sélectionnez votre langue","fr/global-components/header",[1988],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1996,1997,1998],{"path":1994,"name":51,"lang":57,"published":51},{"path":1994,"name":51,"lang":63,"published":51},{"path":1994,"name":51,"lang":65,"published":51},{"name":2000,"created_at":2001,"published_at":2002,"updated_at":2003,"id":2004,"uuid":2005,"content":2006,"slug":2278,"full_slug":2461,"sort_by_date":51,"position":2462,"tag_list":2463,"is_startpage":28,"parent_id":1989,"meta_data":51,"group_id":2464,"first_published_at":2465,"release_id":51,"lang":57,"path":1586,"alternates":2466,"default_full_slug":2467,"translated_slugs":2468},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":2007,"lists":2008,"component":2278,"logoLinks":2279,"legalLinks":2296,"socialLinks":2354,"newsletterForm":2380,"complianceLogos":2421,"newsletterTitle":2430,"smallDescription":2431,"newsletterSubtitle":2437,"legalDescriptionText":2438},"68acc184-683a-412b-863a-297708c3cffb",[2009,2104,2181,2246],{"_uid":2010,"ctas":2011,"label":1095,"component":1165,"labelColor":22,"backgroundIconColor":22},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[2012,2026,2033,2039,2045,2059,2065,2078,2091],{"tag":22,"_uid":2013,"hide":28,"icon":2014,"link":2016,"type":22,"label":2025,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2015},{},{"id":2017,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2018,"prep":66,"story":2019},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":2020,"id":2021,"uuid":2017,"slug":2022,"url":2023,"full_slug":2024,"_stopResolving":66},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":22,"_uid":2027,"hide":28,"icon":2028,"link":2030,"type":22,"label":2032,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2029},{},{"id":1139,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1140,"prep":66,"story":2031},{"name":1142,"id":1143,"uuid":1139,"slug":1144,"url":1145,"full_slug":1146,"_stopResolving":66},"Dépenses administratives",{"tag":22,"_uid":2034,"hide":28,"icon":2035,"link":2037,"type":22,"label":1131,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2036},{},{"id":1123,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1124,"prep":66,"story":2038},{"name":1126,"id":1127,"uuid":1123,"slug":1128,"url":1129,"full_slug":1130,"_stopResolving":66},{"tag":22,"_uid":2040,"hide":28,"icon":2041,"link":2043,"type":22,"label":1215,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2042},{},{"id":1207,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1208,"prep":66,"story":2044},{"name":1210,"id":1211,"uuid":1207,"slug":1212,"url":1213,"full_slug":1214,"_stopResolving":66},{"tag":22,"_uid":2046,"hide":28,"icon":2047,"link":2049,"type":22,"label":2058,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2048},{},{"id":2050,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2051,"prep":66,"story":2052},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":2053,"id":2054,"uuid":2050,"slug":2055,"url":2056,"full_slug":2057,"_stopResolving":66},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":22,"_uid":2060,"hide":28,"icon":2061,"link":2063,"type":22,"label":1163,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"518b355a-04dc-4755-ae49-4242b463744d",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2062},{},{"id":1155,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1156,"prep":66,"story":2064},{"name":1158,"id":1159,"uuid":1155,"slug":1160,"url":1161,"full_slug":1162,"_stopResolving":66},{"tag":22,"_uid":2066,"hide":66,"icon":2067,"link":2069,"type":22,"label":2077,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2068},{},{"id":2070,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2071,"prep":66,"story":2072},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":2073,"id":2074,"uuid":2070,"slug":2075,"url":2075,"full_slug":2076,"_stopResolving":66},"Expense management software",130935631,"expense-management-software","fr/expense-management-software","Expense Management",{"tag":22,"_uid":2079,"hide":66,"icon":2080,"link":2082,"type":22,"label":2090,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2081},{},{"id":2083,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2084,"prep":66,"story":2085},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":2086,"id":2087,"uuid":2083,"slug":2088,"url":2088,"full_slug":2089,"_stopResolving":66},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":22,"_uid":2092,"hide":66,"icon":2093,"link":2095,"type":22,"label":2103,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2094},{},{"id":2096,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2097,"prep":66,"story":2098},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":2099,"id":2100,"uuid":2096,"slug":2101,"url":2101,"full_slug":2102,"_stopResolving":66},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Accounts Payable",{"_uid":2105,"ctas":2106,"label":1302,"component":1165,"labelColor":22,"backgroundIconColor":22},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[2107,2121,2127,2133,2140,2154,2161,2167,2174],{"tag":22,"_uid":2108,"hide":28,"icon":2109,"link":2111,"type":22,"label":2120,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2110},{},{"id":2112,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2113,"prep":66,"story":2114},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":2115,"id":2116,"uuid":2112,"slug":2117,"url":2118,"full_slug":2119,"_stopResolving":66},"Platform",511195522,"platform","platform/","fr/platform/","Fonctionnalités",{"tag":22,"_uid":2122,"hide":28,"icon":2123,"link":2125,"type":22,"label":1338,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2124},{},{"id":1330,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1331,"prep":66,"story":2126},{"name":1333,"id":1334,"uuid":1330,"slug":1335,"url":1336,"full_slug":1337,"_stopResolving":66},{"tag":22,"_uid":2128,"hide":28,"icon":2129,"link":2131,"type":22,"label":1407,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2130},{},{"id":1399,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1400,"prep":66,"story":2132},{"name":1402,"id":1403,"uuid":1399,"slug":1404,"url":1405,"full_slug":1406,"_stopResolving":66},{"tag":22,"_uid":2134,"hide":28,"icon":2135,"link":2137,"type":22,"label":2139,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2136},{},{"id":1362,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1363,"prep":66,"story":2138},{"name":1365,"id":1366,"uuid":1362,"slug":1367,"url":1368,"full_slug":1369,"_stopResolving":66},"Cartes d'entreprise",{"tag":22,"_uid":2141,"hide":28,"icon":2142,"link":2144,"type":22,"label":2153,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2143},{},{"id":2145,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2146,"prep":66,"story":2147},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards",{"name":2148,"id":2149,"uuid":2145,"slug":2150,"url":2151,"full_slug":2152,"_stopResolving":66},"Virtual cards",126627408,"virtual-cards","platform/virtual-cards","fr/platform/virtual-cards","Cartes virtuelles",{"tag":22,"_uid":2155,"hide":28,"icon":2156,"link":2158,"type":22,"label":2160,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2157},{},{"id":1464,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1465,"prep":66,"story":2159},{"name":1467,"id":1468,"uuid":1464,"slug":1469,"url":1470,"full_slug":1471,"_stopResolving":66},"API & Intégrations",{"tag":22,"_uid":2162,"hide":28,"icon":2163,"link":2165,"type":22,"label":1552,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2164},{},{"id":1545,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1546,"prep":66,"story":2166},{"name":1548,"id":1549,"uuid":1545,"slug":1550,"url":1550,"full_slug":1551,"_stopResolving":66},{"tag":22,"_uid":2168,"hide":28,"icon":2169,"link":2171,"type":22,"label":2173,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2170},{},{"id":1480,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1481,"prep":66,"story":2172},{"name":1483,"id":1484,"uuid":1480,"slug":1485,"url":1485,"full_slug":1486,"_stopResolving":66},"Sécurité",{"tag":22,"_uid":2175,"hide":28,"icon":2176,"link":2178,"type":22,"label":2180,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2177},{},{"id":22,"url":2179,"linktype":31,"fieldtype":32,"cached_url":2179},"https://trust.spendesk.com/","Centre de confiance",{"_uid":2182,"ctas":2183,"label":1568,"component":1165,"backgroundIconColor":22},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[2184,2190,2195,2201,2208,2214,2220,2227,2234,2240],{"tag":22,"_uid":2185,"hide":28,"icon":2186,"link":2188,"type":22,"label":1565,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2187},{},{"id":1557,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1558,"prep":66,"story":2189},{"name":1560,"id":1561,"uuid":1557,"slug":1562,"url":1563,"full_slug":1564,"_stopResolving":66},{"tag":22,"_uid":2191,"icon":2192,"link":2193,"type":22,"label":1588,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27},{"id":1580,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1581,"prep":66,"story":2194},{"name":1583,"id":1584,"uuid":1580,"slug":1585,"url":1586,"full_slug":1587,"_stopResolving":66},{"tag":22,"_uid":2196,"hide":66,"icon":2197,"link":2199,"type":22,"label":1599,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2198},{},{"id":1596,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1597,"prep":66,"story":2200},{"name":1599,"id":1600,"uuid":1596,"slug":1601,"url":1601,"full_slug":1602,"_stopResolving":66},{"tag":22,"_uid":2202,"hide":28,"icon":2203,"link":2205,"type":22,"label":2207,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2204},{},{"id":1657,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1658,"prep":66,"story":2206},{"name":1660,"id":1661,"uuid":1657,"slug":1662,"url":1662,"full_slug":1663,"_stopResolving":66},"Contenus premium",{"tag":22,"_uid":2209,"hide":28,"icon":2210,"link":2212,"type":22,"label":1696,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2211},{},{"id":1688,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1689,"prep":66,"story":2213},{"name":1691,"id":1692,"uuid":1688,"slug":1693,"url":1694,"full_slug":1695,"_stopResolving":66},{"tag":22,"_uid":2215,"icon":2216,"link":2218,"type":22,"label":1696,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"hide":66},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1342,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1343,"copyright":22,"fieldtype":27,"meta_data":2217,"is_external_url":28},{},{"id":1702,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1703,"prep":66,"story":2219},{"name":1705,"id":1706,"uuid":1702,"slug":1705,"url":1707,"full_slug":1708,"_stopResolving":66},{"tag":22,"_uid":2221,"hide":28,"icon":2222,"link":2224,"type":22,"label":2226,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66,"horizontalFill":28},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2223},{},{"id":22,"url":2225,"linktype":31,"fieldtype":32,"cached_url":2225},"https://www.cfoconnect.eu/","CFO Connect",{"tag":22,"_uid":2228,"hide":28,"icon":2229,"link":2231,"type":22,"label":2233,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2230},{},{"id":1610,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1611,"prep":66,"story":2232},{"name":1613,"id":1614,"uuid":1610,"slug":1615,"url":1615,"full_slug":1616,"_stopResolving":66},"FAQs",{"tag":22,"_uid":2235,"hide":28,"icon":2236,"link":2238,"type":22,"label":1632,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2237},{},{"id":1624,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1625,"prep":66,"story":2239},{"name":1627,"id":1628,"uuid":1624,"slug":1629,"url":1630,"full_slug":1631,"_stopResolving":66},{"tag":22,"_uid":2241,"hide":28,"icon":2242,"link":2244,"type":22,"label":1862,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2243},{},{"id":22,"url":2245,"linktype":31,"fieldtype":32,"cached_url":2245},"https://helpcenter.spendesk.com/fr",{"_uid":2247,"ctas":2248,"label":1745,"component":1165,"backgroundIconColor":22},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[2249,2255,2261,2265,2272],{"tag":22,"_uid":2250,"hide":28,"icon":2251,"link":2253,"type":22,"label":1762,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2252},{},{"id":1755,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1756,"prep":66,"story":2254},{"name":1758,"id":1759,"uuid":1755,"slug":1760,"url":1760,"full_slug":1761,"_stopResolving":66},{"tag":22,"_uid":2256,"hide":28,"icon":2257,"link":2259,"type":22,"label":1807,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2258},{},{"id":1799,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1800,"prep":66,"story":2260},{"name":1802,"id":1803,"uuid":1799,"slug":1804,"url":1805,"full_slug":1806,"_stopResolving":66},{"tag":22,"_uid":2262,"icon":2263,"link":2264,"type":22,"label":1771,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"55725d79-a09b-441b-9950-02d332513ec3",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":1770,"linktype":31,"fieldtype":32,"cached_url":1770},{"tag":22,"_uid":2266,"icon":2267,"link":2268,"type":22,"label":2271,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":1779,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2269,"prep":66,"story":2270},"/fr/press/press-v2",{"name":1782,"id":1783,"uuid":1779,"slug":1784,"url":1785,"full_slug":1786,"_stopResolving":66},"Espace presse",{"tag":22,"_uid":2273,"hide":28,"icon":2274,"link":2276,"type":22,"label":1822,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2275},{},{"id":1815,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1816,"prep":66,"story":2277},{"name":1818,"id":1819,"uuid":1815,"slug":1820,"url":1820,"full_slug":1821,"_stopResolving":66},"footer",[2280,2288],{"tag":22,"_uid":2281,"hide":28,"icon":2282,"link":2286,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"225df49b-7d21-46c3-986a-89b609d15540",{"id":2283,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2284,"copyright":22,"fieldtype":27,"meta_data":2285,"is_external_url":28},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":22,"url":2287,"linktype":31,"fieldtype":32,"cached_url":2287},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":22,"_uid":2289,"hide":28,"icon":2290,"link":2294,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":2291,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2292,"copyright":22,"fieldtype":27,"meta_data":2293,"is_external_url":28},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":22,"url":2295,"linktype":31,"fieldtype":32,"cached_url":2295},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[2297,2303,2316,2329,2342,2348],{"tag":22,"_uid":2298,"icon":2299,"link":2300,"type":22,"label":2302,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":1916,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1917,"prep":66,"story":2301},{"name":1919,"id":1920,"uuid":1916,"slug":1921,"url":1921,"full_slug":1922,"_stopResolving":66},"© Spendesk",{"tag":22,"_uid":2304,"icon":2305,"link":2306,"type":22,"label":2315,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":2307,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2308,"prep":66,"story":2309},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":2310,"id":2311,"uuid":2307,"slug":2312,"url":2313,"full_slug":2314,"_stopResolving":66},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":22,"_uid":2317,"icon":2318,"link":2319,"type":22,"label":2328,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":2320,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2321,"prep":66,"story":2322},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2323,"id":2324,"uuid":2320,"slug":2325,"url":2326,"full_slug":2327,"_stopResolving":66},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":22,"_uid":2330,"icon":2331,"link":2332,"type":22,"label":2341,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":2333,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2334,"prep":66,"story":2335},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2336,"id":2337,"uuid":2333,"slug":2338,"url":2339,"full_slug":2340,"_stopResolving":66},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":22,"_uid":2343,"icon":2344,"link":2345,"type":22,"label":2347,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2346,"linktype":31,"fieldtype":32,"cached_url":2346},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":22,"_uid":2349,"hide":28,"icon":2350,"link":2351,"type":22,"label":2353,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2352,"linktype":31,"fieldtype":32,"cached_url":2352},"openConsentManager.action","Paramètres Cookies",[2355,2360,2365,2370,2375],{"tag":22,"_uid":2356,"icon":2357,"link":2359,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1874,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1875,"copyright":22,"fieldtype":27,"meta_data":2358,"is_external_url":28},{},{"id":22,"url":1878,"linktype":31,"fieldtype":32,"cached_url":1878},{"tag":22,"_uid":2361,"icon":2362,"link":2364,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1882,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1883,"copyright":22,"fieldtype":27,"meta_data":2363,"is_private":28,"is_external_url":28},{},{"id":22,"url":1886,"linktype":31,"fieldtype":32,"cached_url":1886},{"tag":22,"_uid":2366,"icon":2367,"link":2369,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1890,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1891,"copyright":22,"fieldtype":27,"meta_data":2368,"is_private":28,"is_external_url":28},{},{"id":22,"url":1894,"linktype":31,"fieldtype":32,"cached_url":1894},{"tag":22,"_uid":2371,"icon":2372,"link":2374,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1898,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1899,"copyright":22,"fieldtype":27,"meta_data":2373,"is_private":28,"is_external_url":28},{},{"id":22,"url":1902,"linktype":31,"fieldtype":32,"cached_url":1902},{"tag":22,"_uid":2376,"hide":28,"icon":2377,"link":2379,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":66,"horizontalFill":28},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1906,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1907,"copyright":22,"fieldtype":27,"meta_data":2378,"is_private":28,"is_external_url":28},{},{"id":22,"url":1910,"linktype":31,"fieldtype":32,"cached_url":1910},[2381],{"_uid":2382,"fields":2383,"component":2415,"submitUrl":2416,"hubspotFormId":2418,"successMessage":2419,"horizontalAlign":22,"onSubmitSegmentEvent":2420},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2384],{"_uid":2385,"name":2386,"type":48,"label":2387,"required":66,"component":2388,"submitBtn":2389,"legalNotice":2390,"placeholder":22,"validateEmail":66,"blockPersonalEmailAddresses":28},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":41,"content":2391},[2392],{"type":44,"content":2393},[2394,2396,2404,2406,2413],{"text":2395,"type":48},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2397,"type":48,"marks":2398},"Conditions d'utilisation",[2399],{"type":160,"attrs":2400},{"href":2308,"uuid":2307,"anchor":51,"custom":2401,"target":2402,"linktype":1108,"story":2403},{},"_blank",{"name":2310,"id":2311,"uuid":2307,"slug":2312,"url":2313,"full_slug":2314,"_stopResolving":66},{"text":2405,"type":48}," et à la ",{"text":2407,"type":48,"marks":2408},"Politique de confidentialité",[2409],{"type":160,"attrs":2410},{"href":2321,"uuid":2320,"anchor":51,"custom":2411,"target":2402,"linktype":1108,"story":2412},{},{"name":2323,"id":2324,"uuid":2320,"slug":2325,"url":2326,"full_slug":2327,"_stopResolving":66},{"text":2414,"type":48}," de Spendesk.","formGroup",{"id":22,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2417,"prep":66},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2422],{"tag":22,"_uid":2423,"hide":28,"icon":2424,"link":2428,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2425,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2426,"copyright":22,"fieldtype":27,"meta_data":2427,"is_external_url":28},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":22,"url":2429,"linktype":31,"fieldtype":32,"cached_url":2429},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":41,"content":2432},[2433],{"type":44,"content":2434},[2435],{"text":2436,"type":48},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":41,"content":2439},[2440,2447,2454],{"type":44,"content":2441},[2442],{"text":2443,"type":48,"marks":2444},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2445],{"type":1257,"attrs":2446},{"color":1259},{"type":44,"content":2448},[2449],{"text":2450,"type":48,"marks":2451},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2452],{"type":1257,"attrs":2453},{"color":1259},{"type":44,"content":2455},[2456],{"text":2457,"type":48,"marks":2458},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2459],{"type":1257,"attrs":2460},{"color":1259},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2469,2470,2471],{"path":2467,"name":51,"lang":57,"published":51},{"path":2467,"name":51,"lang":63,"published":51},{"path":2467,"name":51,"lang":65,"published":51},{"name":2473,"created_at":2474,"published_at":2475,"updated_at":2476,"id":2477,"uuid":2478,"content":2479,"slug":2617,"full_slug":2618,"sort_by_date":51,"position":2619,"tag_list":2620,"is_startpage":28,"parent_id":1989,"meta_data":51,"group_id":2621,"first_published_at":2622,"release_id":51,"lang":57,"path":51,"alternates":2623,"default_full_slug":2624,"translated_slugs":2625},"Common Content","2022-06-07T08:36:57.529Z","2026-07-08T09:25:23.961Z","2026-07-08T09:25:23.979Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2480,"modalBtn":2481,"component":2482,"modalTitle":2483,"countdownDay":2484,"modalContent":2485,"modalSuccess":2497,"countdownHour":2498,"hubspotFormId":2499,"countdownLabel":2500,"formErrorTitle":2501,"countdownMinute":2502,"countdownSecond":2503,"formErrorButton":2504,"selectNoOptions":2505,"formErrorSubtitle":2506,"blogAuthorResources":2507,"modalEmailPlaceholder":2508,"emailValidationInvalid":2509,"imageItemsListNoResult":2510,"phoneValidationInvalid":2511,"blogLoadMoreButtonLabel":2512,"blogArticleUpdatedAtLabel":2513,"blogArticleWatchTimeLabel":2514,"modalExistingAccountTitle":2515,"modalExistingCompanyTitle":2516,"modalForExistingCustomers":2517,"organizationSchemaOffices":2524,"blogArticleListenTimeLabel":2514,"cardsGridSearchPlaceholder":2577,"blogArticlePublishedOnLabel":2578,"blogArticleReadingTimeLabel":2514,"emailValidationInvalidExist":2579,"modalForUnsupportedCountries":2580,"emailValidationInvalidInvited":2586,"organizationSchemaDescription":2587,"organizationSchemaContactEmail":2588,"modalExistingAccountDescription":2589,"modalExistingCompanyDescription":2605,"emailValidationInvalidDomainName":2611,"multiSelectDropdownSelectedLabel":2612,"softwareApplicationSchemaRatingCount":2613,"softwareApplicationSchemaRatingValue":2614,"emailValidationInvalidUnexpectedError":2615,"emailValidationInvalidCompanyRegistered":2616},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":41,"content":2486},[2487,2492],{"type":44,"attrs":2488,"content":2489},{"textAlign":51},[2490],{"text":2491,"type":48},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":44,"attrs":2493,"content":2494},{"textAlign":51},[2495],{"text":2496,"type":48},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Adresse email professionnelle","Adresse e-mail non valide","Aucun résultat","Numéro de téléphone invalide","Voir plus","Mis à jour le","min environ","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":41,"content":2518},[2519,2523],{"type":44,"content":2520},[2521],{"text":2522,"type":48},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":44},[2525,2541,2553,2565],{"cta":2526,"_uid":2533,"image":2534,"title":2538,"subtitle":2539,"component":2540},[2527],{"tag":22,"_uid":2528,"icon":2529,"link":2530,"type":22,"label":2532,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2531,"linktype":31,"fieldtype":32,"cached_url":2531},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2535,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2536,"copyright":22,"fieldtype":27,"meta_data":2537,"is_external_url":28},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2542,"_uid":2548,"image":2549,"title":2551,"subtitle":2552,"component":2540},[2543],{"tag":22,"_uid":2544,"icon":2545,"link":2546,"type":22,"label":2532,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2547,"linktype":31,"fieldtype":32,"cached_url":2547},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2535,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2536,"copyright":22,"fieldtype":27,"meta_data":2550,"is_external_url":28},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2554,"_uid":2560,"image":2561,"title":2563,"subtitle":2564,"component":2540},[2555],{"tag":22,"_uid":2556,"icon":2557,"link":2558,"type":22,"label":2532,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2559,"linktype":31,"fieldtype":32,"cached_url":2559},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2535,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2536,"copyright":22,"fieldtype":27,"meta_data":2562,"is_external_url":28},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2566,"_uid":2572,"image":2573,"title":2575,"subtitle":2576,"component":2540},[2567],{"tag":22,"_uid":2568,"icon":2569,"link":2570,"type":22,"label":2532,"style":33,"component":34,"onClickEvent":22,"openInANewTab":66},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2571,"linktype":31,"fieldtype":32,"cached_url":2571},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2535,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2536,"copyright":22,"fieldtype":27,"meta_data":2574,"is_external_url":28},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Type here","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":41,"content":2581},[2582],{"type":44,"content":2583},[2584],{"text":2585,"type":48},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":41,"content":2590},[2591,2595],{"type":44,"content":2592},[2593],{"text":2594,"type":48},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":213,"attrs":2596},{"id":2597,"body":2598},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2599],{"tag":22,"_uid":2600,"icon":2601,"link":2602,"type":2604,"label":1825,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":66},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":22,"copyright":51,"fieldtype":27},{"id":22,"url":2603,"linktype":31,"fieldtype":32,"cached_url":2603},"https://app.spendesk.com/auth/login","btn",{"type":41,"content":2606},[2607],{"type":44,"content":2608},[2609],{"text":2610,"type":48},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2626,2627,2628],{"path":2624,"name":51,"lang":57,"published":51},{"path":2624,"name":51,"lang":63,"published":51},{"path":2624,"name":51,"lang":65,"published":51},[2630,2634,2638,2642,2646,2650,2654,2658,2662],{"id":2631,"name":2632,"value":2633,"dimension_value":51},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2635,"name":2636,"value":2637,"dimension_value":51},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2639,"name":2640,"value":2641,"dimension_value":51},10736155,"Intercom","ryDQcVoOoZQ",{"id":2643,"name":2644,"value":2645,"dimension_value":51},10736156,"HubSpot","ry0QcNodoWQ",{"id":2647,"name":2648,"value":2649,"dimension_value":51},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2651,"name":2652,"value":2653,"dimension_value":51},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2655,"name":2656,"value":2657,"dimension_value":51},10736765,"Bing Ads","dsS7z9Hv4",{"id":2659,"name":2660,"value":2661,"dimension_value":51},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2663,"name":2664,"value":2665,"dimension_value":51},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2667,"component":2668,"sidebarCta":2669,"exitModalPopup":2700,"newsletterForm":2701,"newsletterTitle":2728,"bottomArticleCta":2729,"moreArticlesLabel":2764,"breadcrumbBlogLink":2765,"newsletterSubtitle":2767,"breadcrumbBlogLabel":1588,"breadcrumbArticleLabel":1029,"hiddenNewsletterOnTopics":2768,"componentsAfterTheArticle":2771,"moreArticlesLabelFallback":2764,"sidebarTableOfContentsLabel":2920},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2670],{"cta":2671,"_uid":2679,"image":2680,"title":2684,"subtitle":2698,"component":2699},[2672],{"tag":22,"_uid":2673,"hide":28,"icon":2674,"link":2676,"type":22,"label":1936,"style":33,"component":34,"mobileLabel":22,"onClickEvent":2678,"openInANewTab":28,"horizontalFill":28},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2675},{},{"id":1928,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1929,"prep":66,"story":2677},{"name":1931,"id":1932,"uuid":1928,"slug":1933,"url":1934,"full_slug":1935,"_stopResolving":66},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2681,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2682,"copyright":22,"fieldtype":27,"meta_data":2683,"is_external_url":28},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":41,"content":2685},[2686],{"type":44,"attrs":2687,"content":2688},{"textAlign":51,"key":1526},[2689],{"text":2690,"type":48,"marks":2691},"Dépenser mieux pour travailler mieux.",[2692,2694],{"type":1257,"attrs":2693},{"color":22},{"type":2695,"attrs":2696},"styled",{"class":2697},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[2702],{"_uid":2703,"fields":2704,"component":2415,"submitUrl":2726,"hubspotFormId":2418,"successMessage":2419,"horizontalAlign":22,"onSubmitSegmentEvent":2727},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2705],{"_uid":2706,"name":2386,"type":48,"label":2387,"required":66,"component":2388,"submitBtn":2389,"legalNotice":2707,"placeholder":22,"validateEmail":66,"blockPersonalEmailAddresses":28},"cc924123-e126-4829-a72a-43fcf863a045",{"type":41,"content":2708},[2709],{"type":44,"content":2710},[2711,2712,2718,2719,2725],{"text":2395,"type":48},{"text":2397,"type":48,"marks":2713},[2714],{"type":160,"attrs":2715},{"href":2308,"uuid":2307,"anchor":51,"custom":2716,"target":2402,"linktype":1108,"story":2717},{},{"name":2310,"id":2311,"uuid":2307,"slug":2312,"url":2313,"full_slug":2314,"_stopResolving":66},{"text":2405,"type":48},{"text":2407,"type":48,"marks":2720},[2721],{"type":160,"attrs":2722},{"href":2321,"uuid":2320,"anchor":51,"custom":2723,"target":2402,"linktype":1108,"story":2724},{},{"name":2323,"id":2324,"uuid":2320,"slug":2325,"url":2326,"full_slug":2327,"_stopResolving":66},{"text":2414,"type":48},{"id":22,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2417,"prep":66},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2730],{"cta":2731,"_uid":2746,"image":2747,"title":2749,"subtitle":2763,"component":2699},[2732],{"tag":22,"_uid":2733,"hide":28,"icon":2734,"link":2736,"type":22,"label":2744,"style":33,"component":34,"mobileLabel":22,"onClickEvent":2745,"openInANewTab":28,"horizontalFill":28},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2735},{},{"id":2737,"url":22,"linktype":1108,"fieldtype":32,"cached_url":2738,"prep":66,"story":2739},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2740,"id":2741,"uuid":2737,"slug":2742,"url":2742,"full_slug":2743,"_stopResolving":66},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"filename":51,"copyright":51,"fieldtype":27,"meta_data":2748,"is_external_url":28},{},{"type":41,"content":2750},[2751],{"type":44,"attrs":2752,"content":2753},{"textAlign":51,"key":1526},[2754],{"text":2755,"type":48,"marks":2756},"Curieux de découvrir Spendesk ?",[2757,2760],{"type":1257,"attrs":2758},{"color":2759},"#000000",{"type":2695,"attrs":2761},{"class":2762},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1580,"url":22,"linktype":1108,"fieldtype":32,"cached_url":1581,"prep":66,"story":2766},{"name":1583,"id":1584,"uuid":1580,"slug":1585,"url":1586,"full_slug":1587,"_stopResolving":66},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2769,2770],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2772],{"cta":2773,"_uid":2774,"items":2775,"heading":2897,"reverse":28,"component":2918,"sectionSettings":2919},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2776,2838],{"_uid":2777,"title":2778,"component":2779,"description":2780},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?","faqItem",{"type":41,"content":2781},[2782,2786],{"type":44,"content":2783},[2784],{"text":2785,"type":48},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2787,"attrs":2788,"content":2792},"ordered_list",{"order":2789,"key":2791},{"order":2790},1,"ol-0",[2793,2805,2816],{"type":274,"content":2794},[2795],{"type":44,"content":2796},[2797,2801,2803],{"text":2798,"type":48,"marks":2799},"Les dépenses stratégiques",[2800],{"type":147},{"text":2802,"type":48}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":2804},"hard_break",{"type":274,"content":2806},[2807],{"type":44,"content":2808},[2809,2813,2815],{"text":2810,"type":48,"marks":2811},"Les dépenses opérationnelles",[2812],{"type":147},{"text":2814,"type":48}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":2804},{"type":274,"content":2817},[2818],{"type":44,"content":2819},[2820,2824,2826,2827,2828,2830,2831,2832,2834,2835,2836],{"text":2821,"type":48,"marks":2822},"Les autres frais",[2823],{"type":147},{"text":2825,"type":48},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":2804},{"type":2804},{"text":2829,"type":48},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":2804},{"type":2804},{"text":2833,"type":48},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2804},{"type":2804},{"text":2837,"type":48},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2839,"title":2840,"component":2779,"description":2841},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":41,"content":2842},[2843,2847,2851,2860,2864,2868,2877,2881,2885,2889,2893],{"type":44,"content":2844},[2845],{"text":2846,"type":48},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":44,"content":2848},[2849],{"text":2850,"type":48},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":44,"content":2852},[2853,2857,2858],{"text":2854,"type":48,"marks":2855},"Pour les employés",[2856],{"type":147},{"type":2804},{"text":2859,"type":48},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":44,"content":2861},[2862],{"text":2863,"type":48},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":44,"content":2865},[2866],{"text":2867,"type":48},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":44,"content":2869},[2870,2874,2875],{"text":2871,"type":48,"marks":2872},"Pour les équipes financières",[2873],{"type":147},{"type":2804},{"text":2876,"type":48},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":44,"content":2878},[2879],{"text":2880,"type":48},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":44,"content":2882},[2883],{"text":2884,"type":48},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":44,"content":2886},[2887],{"text":2888,"type":48},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":44,"content":2890},[2891],{"text":2892,"type":48},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":44,"content":2894},[2895],{"text":2896,"type":48},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2898],{"cta":2899,"_uid":2900,"title":2901,"eyebrow":2908,"subtitle":2911,"component":133,"textAlign":22,"sectionSettings":2917,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":41,"content":2902},[2903],{"type":133,"attrs":2904,"content":2905},{"level":135},[2906],{"text":2907,"type":48},"Démarrer avec Spendesk",{"type":41,"content":2909},[2910],{"type":44},{"type":41,"content":2912},[2913],{"type":44,"content":2914},[2915],{"text":2916,"type":48},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],"faqSection",[],"Table des matières",[2922,3000,3073,3306,3464,3536,3597,3721,4058,4349,4468,4728,4938,5051,5248],{"name":2923,"created_at":2924,"published_at":2925,"updated_at":2926,"id":2927,"uuid":2928,"content":2929,"slug":2989,"full_slug":2990,"sort_by_date":51,"position":2991,"tag_list":2992,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":2993,"first_published_at":2925,"release_id":51,"lang":57,"path":51,"alternates":2994,"default_full_slug":2995,"translated_slugs":2996},"Comment automatiser son export comptable vers Sage et Cegid","2026-05-13T17:12:59.486Z","2026-05-13T17:30:43.335Z","2026-05-13T17:30:43.368Z",176139384833134,"b274f0c5-d6a2-4454-a7fa-83fd5b19d2da",{"_uid":2930,"title":2923,"topics":2931,"noIndex":28,"category":2962,"language":2971,"component":1041,"heroMedia":2972,"publishedAt":22,"redirectUrl":22,"listingImage":2980,"metaDescription":2986,"bottomArticleCta":2987,"componentsAfterTheArticle":2988},"706e7b0b-c406-4b57-8d0d-e0cc14b184cc",[2932,2940],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":2933,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":2934,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":2935,"default_full_slug":85,"translated_slugs":2936,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[2937,2938,2939],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":2941,"created_at":2942,"published_at":6,"updated_at":2943,"id":2944,"uuid":2945,"content":2946,"slug":2950,"full_slug":2951,"sort_by_date":51,"position":2952,"tag_list":2953,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":2954,"first_published_at":2955,"release_id":51,"lang":57,"path":51,"alternates":2956,"default_full_slug":2957,"translated_slugs":2958,"_stopResolving":66},"AI and automation","2025-08-19T08:06:19.962Z","2026-03-12T10:48:07.117Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":2947,"icon":2948,"name":2941,"component":76},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":2949},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[2959,2960,2961],{"path":2957,"name":51,"lang":57,"published":51},{"path":2957,"name":51,"lang":63,"published":51},{"path":2957,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":2963,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":2965,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":2966,"default_full_slug":1049,"translated_slugs":2967,"_stopResolving":66},{"_uid":1035,"icon":2964,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[2968,2969,2970],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[2973],{"_uid":2974,"type":22,"asset":2975,"caption":22,"overlay":2979,"component":1061},"9c10b551-44d0-4276-ae52-4fd8705e58fb",{"id":2976,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2977,"copyright":22,"fieldtype":27,"meta_data":2978,"is_external_url":28},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],[2981],{"_uid":2982,"type":22,"asset":2983,"caption":22,"overlay":2985,"component":1061},"24a2c940-96e7-40ed-bd80-4bd17b14e9dd",{"id":2976,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2977,"copyright":22,"fieldtype":27,"meta_data":2984,"is_external_url":28},{},[],"FEC, TRA, CSV ou API : quel format d'export comptable choisir, comment synchroniser Sage ou Cegid, et comment arrêter de tout ressaisir à la main.\n",[],[],"comment-automatiser-son-export-comptable-vers-sage-et-cegid","fr/blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",-1610,[],"c9408756-7e61-4346-a4a9-67d6c6e81ff8",[],"blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",[2997,2998,2999],{"path":2995,"name":51,"lang":57,"published":51},{"path":2995,"name":51,"lang":63,"published":51},{"path":2995,"name":51,"lang":65,"published":51},{"name":3001,"created_at":3002,"published_at":3003,"updated_at":3004,"id":3005,"uuid":3006,"content":3007,"slug":3061,"full_slug":3062,"sort_by_date":51,"position":3063,"tag_list":3064,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3065,"first_published_at":3066,"release_id":51,"lang":57,"path":51,"alternates":3067,"default_full_slug":3068,"translated_slugs":3069},"FEC comptable 2026 : format, checklist et conformité ","2026-05-06T08:50:55.215Z","2026-05-21T09:09:41.930Z","2026-05-21T09:09:41.973Z",173538735019426,"575a2d05-8b47-4321-8af0-8df814efc52a",{"_uid":3008,"title":3009,"topics":3010,"noIndex":28,"category":3039,"language":3048,"component":1041,"heroMedia":3049,"publishedAt":22,"redirectUrl":22,"listingImage":3057,"metaDescription":3058,"bottomArticleCta":3059,"componentsAfterTheArticle":3060},"dd8b4609-b9ab-40a1-88a9-42329684408f","FEC comptable 2026 : format, checklist et conformité",[3011,3019],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3012,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3013,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3014,"default_full_slug":85,"translated_slugs":3015,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3016,3017,3018],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3025,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3030,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3033,"default_full_slug":3034,"translated_slugs":3035,"_stopResolving":66},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3026,"name":3020,"component":76},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3036,3037,3038],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3040,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3042,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3043,"default_full_slug":1049,"translated_slugs":3044,"_stopResolving":66},{"_uid":1035,"icon":3041,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3045,3046,3047],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3050],{"_uid":3051,"type":22,"asset":3052,"caption":22,"overlay":3056,"component":1061},"7bf2af50-7176-4767-b2b1-2615b9e29873",{"id":3053,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3054,"copyright":22,"fieldtype":27,"meta_data":3055,"is_external_url":28},174397821128535,"https://a.storyblok.com/f/146026/1376x768/eb293cbb24/invoice-approval-workflow.png",{},[],[],"FEC absent ou non conforme : 5 000 € d'amende par exercice. Découvrez comment préparer votre fichier, anticiper un contrôle DGFiP et rester conforme.",[],[],"fec-comptable-2026-format-checklist-et-conformite","fr/blog/fec-comptable-2026-format-checklist-et-conformite",-1560,[],"a1d77a84-be54-4792-a53a-05d905ef0d14","2026-05-08T10:25:55.135Z",[],"blog/fec-comptable-2026-format-checklist-et-conformite",[3070,3071,3072],{"path":3068,"name":51,"lang":57,"published":51},{"path":3068,"name":51,"lang":63,"published":51},{"path":3068,"name":51,"lang":65,"published":51},{"name":3074,"created_at":3075,"published_at":3076,"updated_at":3077,"id":3078,"uuid":3079,"content":3080,"slug":3295,"full_slug":3296,"sort_by_date":51,"position":3297,"tag_list":3298,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3299,"first_published_at":3076,"release_id":51,"lang":57,"path":51,"alternates":3300,"default_full_slug":3301,"translated_slugs":3302},"Dématérialisation des factures : simple obligation légale ou vrai avantage pour les PME ?","2026-04-24T10:33:10.254Z","2026-04-30T14:59:25.198Z","2026-04-30T14:59:25.234Z",169317131356130,"2b0cc55f-3546-4218-b8de-bfc8f4d3020d",{"_uid":3081,"title":3074,"topics":3082,"noIndex":28,"category":3217,"language":3226,"component":1041,"heroMedia":3227,"metaTitle":3235,"publishedAt":3236,"readingTime":3237,"redirectUrl":22,"listingImage":3238,"metaDescription":3239,"bottomArticleCta":3240,"componentsAfterTheArticle":3241},"710678d4-64f7-407e-ba60-944d2c205357",[3083,3091,3111,3131,3151,3170,3178,3197],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3084,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3085,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3086,"default_full_slug":85,"translated_slugs":3087,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3088,3089,3090],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3092,"created_at":3093,"published_at":6,"updated_at":3094,"id":3095,"uuid":3096,"content":3097,"slug":3099,"full_slug":3100,"sort_by_date":51,"position":3101,"tag_list":3102,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3103,"first_published_at":3104,"release_id":51,"lang":57,"path":51,"alternates":3105,"default_full_slug":3106,"translated_slugs":3107,"_stopResolving":66},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":3098,"name":3092,"component":76},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[3108,3109,3110],{"path":3106,"name":51,"lang":57,"published":51},{"path":3106,"name":51,"lang":63,"published":51},{"path":3106,"name":51,"lang":65,"published":51},{"name":3112,"created_at":3113,"published_at":6,"updated_at":3114,"id":3115,"uuid":3116,"content":3117,"slug":3119,"full_slug":3120,"sort_by_date":51,"position":3121,"tag_list":3122,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3123,"first_published_at":3124,"release_id":51,"lang":57,"path":51,"alternates":3125,"default_full_slug":3126,"translated_slugs":3127,"_stopResolving":66},"Finance leaders","2022-10-19T17:57:56.597Z","2026-03-12T10:47:23.582Z",206171428,"31741ae2-129d-4bb8-b0f0-2f7feb9c0dba",{"_uid":3118,"name":3112,"component":76},"578941f9-e9d9-41f4-ad60-9cbaf11d1380","finance-leaders","fr/blog/topic/finance-leaders",-320,[],"ed250edf-dd83-44c6-841f-de09db7ad970","2022-11-02T15:24:46.785Z",[],"blog/topic/finance-leaders",[3128,3129,3130],{"path":3126,"name":51,"lang":57,"published":51},{"path":3126,"name":51,"lang":63,"published":51},{"path":3126,"name":51,"lang":65,"published":51},{"name":3132,"created_at":3133,"published_at":6,"updated_at":3134,"id":3135,"uuid":3136,"content":3137,"slug":3139,"full_slug":3140,"sort_by_date":51,"position":3141,"tag_list":3142,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3143,"first_published_at":3144,"release_id":51,"lang":57,"path":51,"alternates":3145,"default_full_slug":3146,"translated_slugs":3147,"_stopResolving":66},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":3138,"name":3132,"component":76,"hubspotId":22},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","fr/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3148,3149,3150],{"path":3146,"name":51,"lang":57,"published":51},{"path":3146,"name":51,"lang":63,"published":51},{"path":3146,"name":51,"lang":65,"published":51},{"name":2120,"created_at":3152,"published_at":6,"updated_at":3153,"id":3154,"uuid":3155,"content":3156,"slug":3158,"full_slug":3159,"sort_by_date":51,"position":3160,"tag_list":3161,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3162,"first_published_at":3163,"release_id":51,"lang":57,"path":51,"alternates":3164,"default_full_slug":3165,"translated_slugs":3166,"_stopResolving":66},"2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":3157,"name":2120,"component":76},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[3167,3168,3169],{"path":3165,"name":51,"lang":57,"published":51},{"path":3165,"name":51,"lang":63,"published":51},{"path":3165,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3171,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3172,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3173,"default_full_slug":3034,"translated_slugs":3174,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[3175,3176,3177],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1391,"created_at":3179,"published_at":6,"updated_at":3180,"id":3181,"uuid":3182,"content":3183,"slug":3185,"full_slug":3186,"sort_by_date":51,"position":3187,"tag_list":3188,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3189,"first_published_at":3190,"release_id":51,"lang":57,"path":51,"alternates":3191,"default_full_slug":3192,"translated_slugs":3193,"_stopResolving":66},"2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":3184,"name":1391,"component":76},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[3194,3195,3196],{"path":3192,"name":51,"lang":57,"published":51},{"path":3192,"name":51,"lang":63,"published":51},{"path":3192,"name":51,"lang":65,"published":51},{"name":3198,"created_at":3199,"published_at":6,"updated_at":3200,"id":3201,"uuid":3202,"content":3203,"slug":3205,"full_slug":3206,"sort_by_date":51,"position":3207,"tag_list":3208,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3209,"first_published_at":3210,"release_id":51,"lang":57,"path":51,"alternates":3211,"default_full_slug":3212,"translated_slugs":3213,"_stopResolving":66},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":3204,"name":3198,"component":76},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[3214,3215,3216],{"path":3212,"name":51,"lang":57,"published":51},{"path":3212,"name":51,"lang":63,"published":51},{"path":3212,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3218,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3220,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3221,"default_full_slug":1049,"translated_slugs":3222,"_stopResolving":66},{"_uid":1035,"icon":3219,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3223,3224,3225],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3228],{"_uid":3229,"type":22,"asset":3230,"caption":22,"overlay":3234,"component":1061},"cffa237b-3817-471e-87a1-93028ae60471",{"id":3231,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3232,"copyright":22,"fieldtype":27,"meta_data":3233,"is_external_url":28},168574011002053,"https://a.storyblok.com/f/146026/1376x768/b29c3c8d91/invoice-data-extraction.png",{},[],"Dématérialisation des factures : simple obligation légale ou","2026-04-24 00:00","17",[],"Dématérialisation des factures : ce que la réforme 2026 impose aux PME, et comment automatiser traitement, validation et comptabilité.",[],[3242],{"_uid":3243,"items":3244,"heading":1613,"component":2918},"30302357-2440-441c-be98-3237518c8de8",[3245,3255,3265,3275,3285],{"_uid":3246,"title":3247,"component":2779,"description":3248},"a1952dc0-6780-470c-84e4-bc1cd979ec7d","Que veut dire dématérialisation des factures ?",{"type":41,"content":3249},[3250],{"type":44,"attrs":3251,"content":3252},{"textAlign":51},[3253],{"text":3254,"type":48},"La dématérialisation des factures désigne le remplacement des factures papier par des factures au format électronique structuré (Factur-X, UBL ou CII). Ces formats permettent un traitement automatique par les logiciels comptables, réduisant le coût de traitement de plus de 80 %.",{"_uid":3256,"title":3257,"component":2779,"description":3258},"f42fb478-2126-43b7-a753-6a97a84c6082","Quelles sont les dates de la dématérialisation des factures en France ?",{"type":41,"content":3259},[3260],{"type":44,"attrs":3261,"content":3262},{"textAlign":51},[3263],{"text":3264,"type":48},"Les grandes entreprises doivent émettre des factures électroniques dès janvier 2026. Les ETI suivent en septembre 2026. Les PME et micro-entreprises ont jusqu'à septembre 2027. Toutes les entreprises doivent être capables de recevoir des factures électroniques dès janvier 2026.",{"_uid":3266,"title":3267,"component":2779,"description":3268},"22252d9a-2064-4fcd-bc5d-950dfb9fba55","Quels outils permettent d'automatiser le traitement et la validation des factures fournisseurs ?",{"type":41,"content":3269},[3270],{"type":44,"attrs":3271,"content":3272},{"textAlign":51},[3273],{"text":3274,"type":48},"Les plateformes de gestion des dépenses avec OCR intégré extraient automatiquement les données des factures avec un taux de précision supérieur à 95 %. Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":3276,"title":3277,"component":2779,"description":3278},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":41,"content":3279},[3280],{"type":44,"attrs":3281,"content":3282},{"textAlign":51},[3283],{"text":3284,"type":48},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":3286,"title":3287,"component":2779,"description":3288},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":41,"content":3289},[3290],{"type":44,"attrs":3291,"content":3292},{"textAlign":51},[3293],{"text":3294,"type":48},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[3303,3304,3305],{"path":3301,"name":51,"lang":57,"published":51},{"path":3301,"name":51,"lang":63,"published":51},{"path":3301,"name":51,"lang":65,"published":51},{"name":3307,"created_at":3308,"published_at":3309,"updated_at":3310,"id":3311,"uuid":3312,"content":3313,"slug":3453,"full_slug":3454,"sort_by_date":51,"position":3455,"tag_list":3456,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3457,"first_published_at":3309,"release_id":51,"lang":57,"path":51,"alternates":3458,"default_full_slug":3459,"translated_slugs":3460},"Meilleur logiciel de facturation électronique pour PME en France : comparatif 2026","2026-04-24T10:33:08.655Z","2026-04-30T14:59:22.573Z","2026-04-30T14:59:22.613Z",169317124802528,"e6551efc-0840-4dba-b586-2c64c035fdbd",{"_uid":3314,"title":3307,"topics":3315,"noIndex":28,"category":3372,"language":3381,"component":1041,"heroMedia":3382,"metaTitle":3307,"publishedAt":3236,"readingTime":3237,"redirectUrl":22,"listingImage":3388,"metaDescription":3389,"bottomArticleCta":3390,"componentsAfterTheArticle":3391},"3d5946ec-624c-442e-8a59-db4765da3393",[3316,3324,3332,3340,3348,3356,3364],{"name":2120,"created_at":3152,"published_at":6,"updated_at":3153,"id":3154,"uuid":3155,"content":3317,"slug":3158,"full_slug":3159,"sort_by_date":51,"position":3160,"tag_list":3318,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3162,"first_published_at":3163,"release_id":51,"lang":57,"path":51,"alternates":3319,"default_full_slug":3165,"translated_slugs":3320,"_stopResolving":66},{"_uid":3157,"name":2120,"component":76},[],[],[3321,3322,3323],{"path":3165,"name":51,"lang":57,"published":51},{"path":3165,"name":51,"lang":63,"published":51},{"path":3165,"name":51,"lang":65,"published":51},{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3325,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3326,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3327,"default_full_slug":85,"translated_slugs":3328,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3329,3330,3331],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3112,"created_at":3113,"published_at":6,"updated_at":3114,"id":3115,"uuid":3116,"content":3333,"slug":3119,"full_slug":3120,"sort_by_date":51,"position":3121,"tag_list":3334,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3123,"first_published_at":3124,"release_id":51,"lang":57,"path":51,"alternates":3335,"default_full_slug":3126,"translated_slugs":3336,"_stopResolving":66},{"_uid":3118,"name":3112,"component":76},[],[],[3337,3338,3339],{"path":3126,"name":51,"lang":57,"published":51},{"path":3126,"name":51,"lang":63,"published":51},{"path":3126,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3341,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3342,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3343,"default_full_slug":3034,"translated_slugs":3344,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[3345,3346,3347],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1391,"created_at":3179,"published_at":6,"updated_at":3180,"id":3181,"uuid":3182,"content":3349,"slug":3185,"full_slug":3186,"sort_by_date":51,"position":3187,"tag_list":3350,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3189,"first_published_at":3190,"release_id":51,"lang":57,"path":51,"alternates":3351,"default_full_slug":3192,"translated_slugs":3352,"_stopResolving":66},{"_uid":3184,"name":1391,"component":76},[],[],[3353,3354,3355],{"path":3192,"name":51,"lang":57,"published":51},{"path":3192,"name":51,"lang":63,"published":51},{"path":3192,"name":51,"lang":65,"published":51},{"name":3198,"created_at":3199,"published_at":6,"updated_at":3200,"id":3201,"uuid":3202,"content":3357,"slug":3205,"full_slug":3206,"sort_by_date":51,"position":3207,"tag_list":3358,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3209,"first_published_at":3210,"release_id":51,"lang":57,"path":51,"alternates":3359,"default_full_slug":3212,"translated_slugs":3360,"_stopResolving":66},{"_uid":3204,"name":3198,"component":76},[],[],[3361,3362,3363],{"path":3212,"name":51,"lang":57,"published":51},{"path":3212,"name":51,"lang":63,"published":51},{"path":3212,"name":51,"lang":65,"published":51},{"name":3092,"created_at":3093,"published_at":6,"updated_at":3094,"id":3095,"uuid":3096,"content":3365,"slug":3099,"full_slug":3100,"sort_by_date":51,"position":3101,"tag_list":3366,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3103,"first_published_at":3104,"release_id":51,"lang":57,"path":51,"alternates":3367,"default_full_slug":3106,"translated_slugs":3368,"_stopResolving":66},{"_uid":3098,"name":3092,"component":76},[],[],[3369,3370,3371],{"path":3106,"name":51,"lang":57,"published":51},{"path":3106,"name":51,"lang":63,"published":51},{"path":3106,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3373,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3375,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3376,"default_full_slug":1049,"translated_slugs":3377,"_stopResolving":66},{"_uid":1035,"icon":3374,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3378,3379,3380],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3383],{"_uid":3384,"type":22,"asset":3385,"caption":22,"overlay":3387,"component":1061},"76c6e6ff-9327-4523-aca0-1658177554a8",{"id":2976,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2977,"copyright":22,"fieldtype":27,"meta_data":3386,"is_external_url":28},{},[],[],"Comparez les meilleurs logiciels de facturation électronique pour PME françaises dans ce guide 2026 : Factur-X, Plateforme Agréée (PA), DGFiP, Spendesk, Qonto.",[],[3392],{"_uid":3393,"items":3394,"heading":1613,"component":2918},"be5d598c-d1d0-493d-84ba-54cdbcce139b",[3395,3405,3415,3425,3443],{"_uid":3396,"title":3397,"component":2779,"description":3398},"e628a883-0f56-47f9-a5d1-f4c641796603","Quel est le meilleur logiciel de facturation électronique pour une PME de 50 à 250 salariés en France ?",{"type":41,"content":3399},[3400],{"type":44,"attrs":3401,"content":3402},{"textAlign":51},[3403],{"text":3404,"type":48},"Le choix dépend de la complexité de vos flux. Pour plus de 50 factures fournisseurs par mois avec des workflows d’approbation multi-niveaux, une plateforme comme Spendesk (ACPR n. 17518) couvre le cycle complet procure-to-pay.",{"_uid":3406,"title":3407,"component":2779,"description":3408},"5d495a8e-875e-4bbf-889d-252c201cc74f","Quelle est la différence entre Factur-X et UBL ?",{"type":41,"content":3409},[3410],{"type":44,"attrs":3411,"content":3412},{"textAlign":51},[3413],{"text":3414,"type":48},"Factur-X est un format hybride PDF/XML lisible par les équipes comptables. UBL est un format purement XML utilisé dans les échanges B2G et inter-entreprises européens. Pour les PME françaises, Factur-X est recommandé.",{"_uid":3416,"title":3417,"component":2779,"description":3418},"5cbb378c-42b3-44e8-a0ea-92c0d17183b0","Une PME est-elle obligée de passer par une plateforme de dématérialisation partenaire ?",{"type":41,"content":3419},[3420],{"type":44,"attrs":3421,"content":3422},{"textAlign":51},[3423],{"text":3424,"type":48},"Non, le PPF gratuit suffit pour les structures avec moins de 50 factures par mois et sans ERP. Au-delà, une PA offre des connecteurs natifs et une automatisation que le PPF ne propose pas.",{"_uid":3426,"title":3427,"component":2779,"description":3428},"b36eaed4-2356-4a09-a28e-3678b787ef07","La plateforme Spendesk propose-t-elle la facturation électronique ?",{"type":41,"content":3429},[3430],{"type":44,"attrs":3431,"content":3432},{"textAlign":51},[3433,3435,3441],{"text":3434,"type":48},"Oui. Spendesk est une plateforme de gestion des dépenses avec ",{"text":3436,"type":48,"marks":3437},"automatisation comptable",[3438],{"type":160,"attrs":3439},{"href":3440,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":3442,"type":48},", workflows configurables et gestion multi-entités pour les PME de 50 à 250 salariés.",{"_uid":3444,"title":3445,"component":2779,"description":3446},"187636e2-e793-4e8c-b80e-cd6397c5caf2","À quelle date la facturation électronique devient-elle obligatoire pour les PME françaises ?",{"type":41,"content":3447},[3448],{"type":44,"attrs":3449,"content":3450},{"textAlign":51},[3451],{"text":3452,"type":48},"Les grandes entreprises et ETI doivent émettre des factures électroniques à partir de septembre 2026. Toutes les entreprises, y compris les PME et TPE, doivent être conformes pour l’émission et la réception en septembre 2027.","meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026","fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",-1450,[],"96b0e0f5-7367-48a2-9566-be9723401bfc",[],"blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",[3461,3462,3463],{"path":3459,"name":51,"lang":57,"published":51},{"path":3459,"name":51,"lang":63,"published":51},{"path":3459,"name":51,"lang":65,"published":51},{"name":3465,"created_at":3466,"published_at":3467,"updated_at":3468,"id":3469,"uuid":3470,"content":3471,"slug":3525,"full_slug":3526,"sort_by_date":51,"position":3527,"tag_list":3528,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3529,"first_published_at":3467,"release_id":51,"lang":57,"path":51,"alternates":3530,"default_full_slug":3531,"translated_slugs":3532},"Gérer plusieurs devises : comment protéger votre trésorerie de la volatilité des taux de change","2026-04-22T09:04:20.563Z","2026-04-23T07:42:42.679Z","2026-04-29T09:52:09.917Z",168587512128489,"d2a99db4-a647-44d4-8447-ef5b5de118ba",{"_uid":3472,"title":3465,"topics":3473,"noIndex":28,"category":3502,"language":3511,"component":1041,"heroMedia":3512,"publishedAt":3520,"redirectUrl":22,"listingImage":3521,"metaDescription":3522,"bottomArticleCta":3523,"componentsAfterTheArticle":3524},"8b576ce9-2979-4374-b930-8a194562150b",[3474,3482],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3475,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3476,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3477,"default_full_slug":85,"translated_slugs":3478,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3479,3480,3481],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3483,"created_at":3484,"published_at":6,"updated_at":3485,"id":3486,"uuid":3487,"content":3488,"slug":3490,"full_slug":3491,"sort_by_date":51,"position":3492,"tag_list":3493,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3494,"first_published_at":3495,"release_id":51,"lang":57,"path":51,"alternates":3496,"default_full_slug":3497,"translated_slugs":3498,"_stopResolving":66},"Tendances","2022-10-19T17:57:54.755Z","2026-03-12T10:47:23.305Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":3489,"name":3483,"component":76},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[3499,3500,3501],{"path":3497,"name":51,"lang":57,"published":51},{"path":3497,"name":51,"lang":63,"published":51},{"path":3497,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3503,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3505,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3506,"default_full_slug":1049,"translated_slugs":3507,"_stopResolving":66},{"_uid":1035,"icon":3504,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3508,3509,3510],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3513],{"_uid":3514,"type":22,"asset":3515,"caption":22,"overlay":3519,"component":1061},"431dcf92-cce9-4713-91f3-18baef972167",{"id":3516,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3517,"copyright":22,"fieldtype":27,"meta_data":3518,"is_external_url":28},168592676722147,"https://a.storyblok.com/f/146026/1376x768/6d5d8f6e97/gerer-plusieurs-devises.png",{},[],"2026-04-22 09:04",[],"Contrats à terme, options, couverture naturelle : découvrez comment les PME et ETI françaises protègent leurs marges face à la volatilité des changes.",[],[],"volatilite-des-changes-protection-tresorerie","fr/blog/volatilite-des-changes-protection-tresorerie",-1410,[],"b766ee43-cf48-423f-93f6-efd6c49ff646",[],"blog/volatilite-des-changes-protection-tresorerie",[3533,3534,3535],{"path":3531,"name":51,"lang":57,"published":51},{"path":3531,"name":51,"lang":63,"published":51},{"path":3531,"name":51,"lang":65,"published":51},{"name":3537,"created_at":3538,"published_at":3539,"updated_at":3540,"id":3541,"uuid":3542,"content":3543,"slug":3585,"full_slug":3586,"sort_by_date":51,"position":3587,"tag_list":3588,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3589,"first_published_at":3590,"release_id":51,"lang":57,"path":51,"alternates":3591,"default_full_slug":3592,"translated_slugs":3593},"Rapprochement bancaire automatique : comment choisir le meilleur logiciel","2026-04-22T09:04:09.692Z","2026-05-21T09:10:24.275Z","2026-05-21T09:10:24.310Z",168587467596774,"aa09b795-b8b9-44f9-9563-f7b34f50e06c",{"_uid":3544,"title":3537,"topics":3545,"noIndex":28,"category":3562,"language":3571,"component":1041,"heroMedia":3572,"publishedAt":3580,"redirectUrl":22,"listingImage":3581,"metaDescription":3582,"bottomArticleCta":3583,"componentsAfterTheArticle":3584},"c256ed80-b2eb-4676-a549-52d212ec4cfc",[3546,3554],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3547,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3548,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3549,"default_full_slug":85,"translated_slugs":3550,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3551,3552,3553],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3555,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3556,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3557,"default_full_slug":3034,"translated_slugs":3558,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[3559,3560,3561],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3563,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3565,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3566,"default_full_slug":1049,"translated_slugs":3567,"_stopResolving":66},{"_uid":1035,"icon":3564,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3568,3569,3570],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3573],{"_uid":3574,"type":22,"asset":3575,"caption":22,"overlay":3579,"component":1061},"dec0b887-6b73-4a34-aa6b-f0f50d652b10",{"id":3576,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3577,"copyright":22,"fieldtype":27,"meta_data":3578,"is_external_url":28},168579029691908,"https://a.storyblok.com/f/146026/1376x768/6021a44ebe/gl-codes.png",{},[],"2026-04-22 15:06",[],"Critères clés pour choisir un logiciel de rapprochement bancaire automatique : connexion DSP2, moteur de réconciliation, conformité FEC et intégration comptable.",[],[],"reconciliation-des-comptes-logiciel-rapprochement-bancaire","fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",-1400,[],"141538ad-d273-404b-af0c-cb87e6591b6b","2026-04-23T07:33:47.323Z",[],"blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",[3594,3595,3596],{"path":3592,"name":51,"lang":57,"published":51},{"path":3592,"name":51,"lang":63,"published":51},{"path":3592,"name":51,"lang":65,"published":51},{"name":3598,"created_at":3599,"published_at":6,"updated_at":3600,"id":3601,"uuid":3602,"content":3603,"slug":3709,"full_slug":3710,"sort_by_date":51,"position":3711,"tag_list":3712,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":3713,"first_published_at":3714,"release_id":51,"lang":57,"path":51,"alternates":3715,"default_full_slug":3716,"translated_slugs":3717},"Comptabilisation frais de formation","2025-03-18T14:54:51.528Z","2026-03-12T10:48:05.639Z",641938837,"35bdb7ff-cc6c-45b8-84c7-dc67ca9a791d",{"_uid":3604,"title":3605,"topics":3606,"category":3623,"language":3632,"component":1041,"heroMedia":3633,"publishedAt":3641,"redirectUrl":22,"listingImage":3642,"metaDescription":22,"componentsAfterTheArticle":3643},"edd6fd10-0a83-4a7d-8a8f-41ba0d06ae52","Comptabilisation des frais de formation : règles et bonnes pratiques ",[3607,3615],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3608,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3609,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3610,"default_full_slug":85,"translated_slugs":3611,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3612,3613,3614],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3616,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3617,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3618,"default_full_slug":3034,"translated_slugs":3619,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[3620,3621,3622],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3624,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3626,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3627,"default_full_slug":1049,"translated_slugs":3628,"_stopResolving":66},{"_uid":1035,"icon":3625,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3629,3630,3631],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3634],{"_uid":3635,"type":22,"asset":3636,"caption":22,"overlay":3640,"component":1061},"113d09cd-1cf3-4b19-a685-782866471dd3",{"id":3637,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3638,"copyright":22,"fieldtype":27,"meta_data":3639,"is_external_url":28},21429519,"https://a.storyblok.com/f/146026/1020x680/58a2d0bc17/blog_visual_calculator_comptabilite-frais-formation.png",{},[],"2025-03-18 00:00",[],[3644],{"_uid":3645,"items":3646,"heading":3683,"reverse":28,"component":2918,"sectionSettings":3701},"1026f571-74ff-4c35-bba8-9bd06a608c3e",[3647,3656,3665,3674],{"_uid":3648,"title":3649,"component":2779,"description":3650},"2d6e8e6c-5ab6-4b9a-bbb0-53c950739e3f","Comment comptabiliser les frais de formation ?",{"type":41,"content":3651},[3652],{"type":44,"content":3653},[3654],{"text":3655,"type":48},"Spendesk permet d'enregistrer les frais de formation comme une charge d'exploitation (compte 645) en associant automatiquement chaque dépense à une catégorie comptable, en attachant les justificatifs numériques et en exportant les écritures vers les logiciels comptables tels que Sage, QuickBooks ou Xero. La fonctionnalité de règles automatiques accélère la réconciliation et le lettrage comptable.",{"_uid":3657,"title":3658,"component":2779,"description":3659},"48bed07a-c966-49aa-8a49-995222fd3a69","Comment imputer les frais de formation à un centre de coût ou un projet ?",{"type":41,"content":3660},[3661],{"type":44,"content":3662},[3663],{"text":3664,"type":48},"Spendesk permet d’imputer les frais de formation par centre de coût grâce aux champs personnalisés, aux règles d’affectation et aux tags de transaction; chaque dépense peut être automatiquement affectée à un projet ou un centre, facilitant le reporting budgétaire et la ventilation des coûts pour les équipes finance et RH.",{"_uid":3666,"title":3667,"component":2779,"description":3668},"c392a7d6-140d-4716-afbf-08862b295a5f","Comment gérer les justificatifs et les remboursements des frais de formation ?",{"type":41,"content":3669},[3670],{"type":44,"content":3671},[3672],{"text":3673,"type":48},"Spendesk centralise les justificatifs de frais de formation en permettant le téléchargement de reçus, la capture mobile des pièces et l’association automatique aux transactions générées par cartes virtuelles ou virements; les workflows d’approbation configurables accélèrent les remboursements et conservent un audit trail complet pour la conformité et les contrôles internes.",{"_uid":3675,"title":3676,"component":2779,"description":3677},"7308f550-feea-48a5-a4da-9fa41ba897b5","Comment automatiser l'export comptable des frais de formation vers mon logiciel de comptabilité ?",{"type":41,"content":3678},[3679],{"type":44,"content":3680},[3681],{"text":3682,"type":48},"Spendesk automatise l’export des opérations liées aux frais de formation vers les logiciels comptables via des exports CSV et des intégrations natives (Sage, QuickBooks, Xero), en incluant les justificatifs numérisés et les codes analytiques; cela réduit les saisies manuelles, accélère la clôture et assure la traçabilité des écritures.",[3684],{"cta":3685,"_uid":3686,"title":3687,"eyebrow":3694,"subtitle":3697,"component":133,"textAlign":22,"sectionSettings":3700,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"b1bb98c5-546a-4296-983c-e83c4e99c1f8",{"type":41,"content":3688},[3689],{"type":133,"attrs":3690,"content":3691},{"level":135},[3692],{"text":3693,"type":48},"Comptabilisation Frais De Formation — FAQ",{"type":41,"content":3695},[3696],{"type":44},{"type":41,"content":3698},[3699],{"type":44},[],[3702],{"_uid":3703,"hide":28,"theme":3704,"anchorId":22,"component":3705,"spacingTop":22,"hideOnDevices":3706,"spacingBottom":22,"floatingImages":3707,"variableOverrides":3708},"3083d08a-d31e-4f76-a29f-070f6ac56b1f","light-theme","sectionSettings",[],[],[],"comptabilisation-frais-de-formation","fr/blog/comptabilisation-frais-de-formation",-750,[],"7178f5ac-03d7-4457-8c8f-66667f900d3c","2025-03-18T16:46:35.419Z",[],"blog/comptabilisation-frais-de-formation",[3718,3719,3720],{"path":3716,"name":51,"lang":57,"published":51},{"path":3716,"name":51,"lang":63,"published":51},{"path":3716,"name":51,"lang":65,"published":51},{"name":3722,"created_at":3723,"published_at":3724,"updated_at":3725,"id":3726,"uuid":3727,"content":3728,"slug":4048,"full_slug":4049,"sort_by_date":51,"position":4050,"tag_list":4051,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":4052,"first_published_at":3724,"release_id":51,"lang":57,"path":51,"alternates":4053,"default_full_slug":4048,"translated_slugs":4054},"Gestion de la facturation électronique : et si la réforme devenait votre meilleur outil de pilotage ?","2026-07-05T16:33:19.002Z","2026-07-05T17:07:44.119Z","2026-07-05T17:07:44.144Z",194886037544984,"31e45825-eb77-4405-b8a2-2aa570e194b3",{"_uid":3729,"title":3722,"topics":3730,"noIndex":28,"category":3755,"language":3764,"component":1041,"heroMedia":3765,"publishedAt":3772,"redirectUrl":22,"listingImage":3773,"metaDescription":3774,"bottomArticleCta":3775,"componentsAfterTheArticle":3776},"2da2158e-bbcb-4d60-ac75-6cbadd7ff190",[3731,3739,3747],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":3732,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":3733,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":3734,"default_full_slug":85,"translated_slugs":3735,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[3736,3737,3738],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3092,"created_at":3093,"published_at":6,"updated_at":3094,"id":3095,"uuid":3096,"content":3740,"slug":3099,"full_slug":3100,"sort_by_date":51,"position":3101,"tag_list":3741,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3103,"first_published_at":3104,"release_id":51,"lang":57,"path":51,"alternates":3742,"default_full_slug":3106,"translated_slugs":3743,"_stopResolving":66},{"_uid":3098,"name":3092,"component":76},[],[],[3744,3745,3746],{"path":3106,"name":51,"lang":57,"published":51},{"path":3106,"name":51,"lang":63,"published":51},{"path":3106,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":3748,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":3749,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":3750,"default_full_slug":3034,"translated_slugs":3751,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[3752,3753,3754],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":3756,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":3758,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":3759,"default_full_slug":1049,"translated_slugs":3760,"_stopResolving":66},{"_uid":1035,"icon":3757,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3761,3762,3763],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[3766],{"_uid":3767,"asset":3768,"caption":22,"component":1061},"d2f3ef10-2d7f-400a-9a52-1a8d7cbbb4b9",{"id":3769,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3770,"copyright":22,"fieldtype":27,"meta_data":3771,"is_external_url":28},155596791774468,"https://a.storyblok.com/f/146026/1536x1024/443d33657b/cash-flow-forecast.png",{"alt":22,"title":22,"source":22,"copyright":22},"2026-07-05 00:00",[],"La réforme de la gestion de la facturation électronique arrive en septembre 2026. Découvrez comment les DAF transforment la contrainte en levier de pilotage.",[],[3777],{"cta":3778,"_uid":3779,"items":3780,"heading":4025,"reverse":28,"component":2918,"sectionSettings":4047},[],"3146c1d9-9112-4f14-86f2-7829237d4e44",[3781,3827,3859,3875,3909,3931,3952,3979,4003],{"_uid":3782,"hide":28,"title":3783,"component":2779,"description":3784},"179895b5-57a7-4b18-85e5-3bfe234d836d","Qu'est-ce que la facturation électronique obligatoire en France ?",{"type":41,"content":3785},[3786],{"type":44,"attrs":3787,"content":3788},{"textAlign":51},[3789,3791,3795,3797,3801,3803,3807,3809,3813,3815,3819,3821,3825],{"text":3790,"type":48},"La ",{"text":3792,"type":48,"marks":3793},"facturation électronique",[3794],{"type":147},{"text":3796,"type":48}," obligatoire est une réforme fiscale française qui impose à toutes les entreprises assujetties à la TVA d'émettre et de recevoir leurs factures dans un format structuré (notamment ",{"text":3798,"type":48,"marks":3799},"Factur-X",[3800],{"type":147},{"text":3802,"type":48},") via une ",{"text":3804,"type":48,"marks":3805},"Plateforme Agréée (PA)",[3806],{"type":147},{"text":3808,"type":48}," ou le ",{"text":3810,"type":48,"marks":3811},"Socle Commun (SC)",[3812],{"type":147},{"text":3814,"type":48},". L'objectif de l'administration est de lutter contre la fraude à la TVA grâce à l'",{"text":3816,"type":48,"marks":3817},"e-reporting",[3818],{"type":147},{"text":3820,"type":48}," en temps réel. Pour les entreprises, c'est aussi l'occasion de transformer leur ",{"text":3822,"type":48,"marks":3823},"gestion de la facturation",[3824],{"type":147},{"text":3826,"type":48}," en un véritable outil de pilotage financier, au-delà de la simple conformité.",{"_uid":3828,"hide":28,"title":3829,"component":2779,"description":3830},"9e8efc53-5900-4e43-b4ba-d957dc19acbc","Quelle est la date d'entrée en vigueur de la réforme de la facture électronique ?",{"type":41,"content":3831},[3832],{"type":44,"attrs":3833,"content":3834},{"textAlign":51},[3835,3837,3841,3843,3847,3849,3852,3854,3857],{"text":3836,"type":48},"La réforme de la ",{"text":3838,"type":48,"marks":3839},"facture électronique",[3840],{"type":147},{"text":3842,"type":48}," entre en vigueur en ",{"text":3844,"type":48,"marks":3845},"septembre 2026",[3846],{"type":147},{"text":3848,"type":48}," pour les grandes entreprises et les entreprises de taille intermédiaire. Les PME et TPE suivront dans un calendrier progressif jusqu'en septembre 2027. Il est donc recommandé d'engager dès maintenant la connexion à une ",{"text":3804,"type":48,"marks":3850},[3851],{"type":147},{"text":3853,"type":48}," et la mise à jour de vos outils de ",{"text":3822,"type":48,"marks":3855},[3856],{"type":147},{"text":3858,"type":48},", pour ne pas subir la réforme dans l'urgence.",{"_uid":3860,"hide":28,"title":3861,"component":2779,"description":3862},"96add20c-5a9c-4ae9-b92b-e6b107747aba","Comment créer une politique de dépenses que les employés respectent vraiment ?",{"type":41,"content":3863},[3864],{"type":44,"attrs":3865,"content":3866},{"textAlign":51},[3867,3869,3873],{"text":3868,"type":48},"Une politique de dépenses est respectée lorsqu'elle est ",{"text":3870,"type":48,"marks":3871},"intégrée dans les outils du quotidien",[3872],{"type":147},{"text":3874,"type":48},", pas seulement rédigée dans un document PDF. Concrètement, cela signifie coder chaque règle directement dans votre plateforme de gestion : plafonds par équipe, circuits de validation automatiques, cartes de paiement avec paramètres prédéfinis. Lorsqu'un collaborateur ne peut physiquement pas effectuer une dépense hors politique, le taux de conformité atteint 100 % sans effort de contrôle supplémentaire. Impliquer les managers opérationnels dans la phase de paramétrage renforce encore l'adhésion.",{"_uid":3876,"hide":28,"title":3877,"component":2779,"description":3878},"e073cc59-1a79-4919-87a2-cefdb9de5a68","Comment mettre en place un process d'approbation des dépenses efficace ?",{"type":41,"content":3879},[3880],{"type":44,"attrs":3881,"content":3882},{"textAlign":51},[3883,3885,3889,3891,3895,3897,3901,3903,3907],{"text":3884,"type":48},"Un ",{"text":3886,"type":48,"marks":3887},"process d'approbation des dépenses",[3888],{"type":147},{"text":3890,"type":48}," efficace repose sur trois niveaux : la ",{"text":3892,"type":48,"marks":3893},"validation à la source",[3894],{"type":147},{"text":3896,"type":48}," (avant l'achat, via des enveloppes budgétaires pré-approuvées), le ",{"text":3898,"type":48,"marks":3899},"rapprochement automatisé",[3900],{"type":147},{"text":3902,"type":48}," commande-réception-facture (sans intervention humaine lorsque les montants correspondent), et l'",{"text":3904,"type":48,"marks":3905},"escalade intelligente",[3906],{"type":147},{"text":3908,"type":48}," sur délai (remontée automatique si une facture n'est pas validée dans les temps). Ce schéma élimine les goulets d'étranglement tout en maintenant un contrôle réel, et réduit drastiquement les tâches manuelles de l'équipe comptable.",{"_uid":3910,"hide":28,"title":3911,"component":2779,"description":3912},"4ee068a8-4b3c-4789-a3b1-1ae1acb7c21f","Comment consolider la visibilité des dépenses sur plusieurs filiales ?",{"type":41,"content":3913},[3914],{"type":44,"attrs":3915,"content":3916},{"textAlign":51},[3917,3919,3923,3925,3929],{"text":3918,"type":48},"La consolidation multi-filiales nécessite une ",{"text":3920,"type":48,"marks":3921},"architecture unifiée",[3922],{"type":147},{"text":3924,"type":48},", pas une couche de reporting supplémentaire par-dessus des silos d'outils. La solution opérationnelle consiste à utiliser une plateforme unique capable d'",{"text":3926,"type":48,"marks":3927},"allouer automatiquement chaque dépense à la bonne entité juridique",[3928],{"type":147},{"text":3930,"type":48}," dès sa soumission, avec une visibilité temps réel pour le DAF groupe. Cela supprime les réconciliations manuelles inter-entités, accélère la clôture mensuelle et garantit une piste d'audit complète par entité pour les contrôles internes.",{"_uid":3932,"hide":28,"title":3933,"component":2779,"description":3934},"3dc2dc36-da68-499c-90f4-25dec4eafad2","Comment gérer les dépenses d'une entreprise avec plusieurs entités juridiques ?",{"type":41,"content":3935},[3936],{"type":44,"attrs":3937,"content":3938},{"textAlign":51},[3939,3940,3944,3946,3950],{"text":3790,"type":48},{"text":3941,"type":48,"marks":3942},"gestion multi-entités",[3943],{"type":147},{"text":3945,"type":48}," repose sur une plateforme capable de distinguer automatiquement chaque entité juridique, son référentiel comptable et ses règles de validation propres, tout en offrant au siège une ",{"text":3947,"type":48,"marks":3948},"vue consolidée en temps réel",[3949],{"type":147},{"text":3951,"type":48},". Les entreprises qui gèrent encore la consolidation via des tableurs ou des exports manuels accumulent un retard de deux à quatre semaines sur leur vision des dépenses réelles, ce qui rend impossible tout pilotage budgétaire proactif.",{"_uid":3953,"hide":28,"title":3954,"component":2779,"description":3955},"cc5d52f1-5983-4b59-8708-a26bbddc25d3","Qu'est-ce qu'une PA (Plateforme Agréée) ?",{"type":41,"content":3956},[3957],{"type":44,"attrs":3958,"content":3959},{"textAlign":51},[3960,3962,3966,3968,3972,3974,3977],{"text":3961,"type":48},"Une ",{"text":3963,"type":48,"marks":3964},"PA (Plateforme Agréée)",[3965],{"type":147},{"text":3967,"type":48},", anciennement appelée PDP (Plateforme de Dématérialisation Partenaire), est un opérateur privé certifié par la DGFiP depuis juillet 2025 pour émettre, recevoir et transmettre les ",{"text":3969,"type":48,"marks":3970},"factures électroniques",[3971],{"type":147},{"text":3973,"type":48}," dans le cadre de la réforme. Contrairement au ",{"text":3810,"type":48,"marks":3975},[3976],{"type":147},{"text":3978,"type":48}," (le portail public), une PA offre des fonctionnalités avancées : gestion des flux entrants et sortants, archivage légal, enrichissement des données et connexion à vos outils de gestion. Le choix de votre PA conditionne directement la qualité des données que vous pourrez exploiter pour piloter vos dépenses.",{"_uid":3980,"hide":28,"title":3981,"component":2779,"description":3982},"e42b7d61-dd81-45d3-9e60-b7fdd6d49652","Qu'est-ce que le Factur-X et pourquoi est-ce important ?",{"type":41,"content":3983},[3984],{"type":44,"attrs":3985,"content":3986},{"textAlign":51},[3987,3990,3992,3995,3997,4001],{"text":3798,"type":48,"marks":3988},[3989],{"type":147},{"text":3991,"type":48}," est le format franco-allemand de ",{"text":3838,"type":48,"marks":3993},[3994],{"type":147},{"text":3996,"type":48}," hybride : il combine un fichier PDF lisible par un humain et un fichier XML structuré lisible par les machines. C'est le format recommandé dans le cadre de la réforme française. Son importance pour les DAF est double : il garantit la conformité légale et il permet l'",{"text":3998,"type":48,"marks":3999},"exploitation automatique des données de facturation",[4000],{"type":147},{"text":4002,"type":48}," par vos outils de gestion (catégorisation, rapprochement, récupération de TVA) sans ressaisie manuelle.",{"_uid":4004,"hide":28,"title":4005,"component":2779,"description":4006},"101e0085-72cc-4b40-b9f3-588d310660fd","Comment sécuriser la récupération de la TVA sur les dépenses d'entreprise ?",{"type":41,"content":4007},[4008],{"type":44,"attrs":4009,"content":4010},{"textAlign":51},[4011,4013,4017,4019,4023],{"text":4012,"type":48},"La récupération de la TVA déductible est sécurisée lorsque chaque dépense est ",{"text":4014,"type":48,"marks":4015},"tracée, catégorisée et documentée",[4016],{"type":147},{"text":4018,"type":48}," dès sa réalisation. La ",{"text":4020,"type":48,"marks":4021},"dématérialisation des factures",[4022],{"type":147},{"text":4024,"type":48}," en format structuré (Factur-X) permet aux outils d'IA de détecter automatiquement le taux de TVA applicable selon le type de dépense et le pays du fournisseur, et d'isoler le montant récupérable sans intervention manuelle. Une plateforme de gestion des dépenses unifiée élimine les oublis et les erreurs de classification qui représentent une perte sèche pour l'entreprise.",[4026],{"cta":4027,"_uid":4028,"title":4029,"eyebrow":4036,"subtitle":4042,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":4045,"sectionSettings":4046,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"5ae07ac1-3adc-4953-8b2b-fe59d1c71f7f",{"type":41,"content":4030},[4031],{"type":44,"attrs":4032,"content":4033},{"textAlign":51},[4034],{"text":4035,"type":48},"Les réponses aux questions que vous vous posez",{"type":41,"content":4037},[4038],{"type":44,"attrs":4039,"content":4040},{"textAlign":51},[4041],{"text":1613,"type":48},{"type":41,"content":4043},[4044],{"type":44},[],[],[],"passer-de-la-conformite-au-pilotage-des-depenses","fr/passer-de-la-conformite-au-pilotage-des-depenses",-690,[],"ef4bc3f2-8157-45be-88b8-5537e2b645fa",[],[4055,4056,4057],{"path":4048,"name":51,"lang":57,"published":51},{"path":4048,"name":51,"lang":63,"published":51},{"path":4048,"name":51,"lang":65,"published":51},{"name":4059,"created_at":4060,"published_at":4061,"updated_at":4062,"id":4063,"uuid":4064,"content":4065,"slug":4338,"full_slug":4339,"sort_by_date":51,"position":4340,"tag_list":4341,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":4342,"first_published_at":4343,"release_id":51,"lang":57,"path":51,"alternates":4344,"default_full_slug":4338,"translated_slugs":4345},"La checklist finance avant septembre 2026","2026-07-04T04:56:42.345Z","2026-07-04T06:03:05.167Z","2026-07-04T06:03:05.212Z",194360944033337,"c90466a7-721d-486d-90c4-66943f33fa1e",{"_uid":4066,"title":4059,"topics":4067,"noIndex":28,"category":4076,"language":4085,"component":1041,"heroMedia":4086,"publishedAt":4093,"redirectUrl":22,"listingImage":4094,"metaDescription":4095,"bottomArticleCta":4096,"componentsAfterTheArticle":4097},"a44abef1-2b49-496e-aa61-365f63c3fe7f",[4068],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4069,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4070,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4071,"default_full_slug":85,"translated_slugs":4072,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4073,4074,4075],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4077,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4079,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4080,"default_full_slug":1049,"translated_slugs":4081,"_stopResolving":66},{"_uid":1035,"icon":4078,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4082,4083,4084],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[4087],{"_uid":4088,"asset":4089,"caption":22,"component":1061},"81d01459-f6cf-491b-b074-cc3f62635986",{"id":4090,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4091,"copyright":22,"fieldtype":27,"meta_data":4092,"is_external_url":28},79503039904251,"https://a.storyblok.com/f/146026/1020x680/7c6eca72bf/control-employee-expenses.jpg",{},"2026-07-04 00:00",[],"63% des entreprises ne sont pas prêtes à l'obligation facture electronique 2026. Auditez vos 4 circuits de dépenses avant septembre : factures fournisseurs, SaaS, notes de frais, achats par carte.\n",[],[4098],{"cta":4099,"_uid":4100,"items":4101,"heading":4315,"reverse":28,"component":2918,"sectionSettings":4337},[],"6d581a1f-e23f-4c41-9460-cdf8379bec37",[4102,4147,4172,4208,4241,4281],{"_uid":4103,"hide":28,"title":4104,"component":2779,"description":4105},"ad1d3425-0085-42ea-9c63-a142ea228bf1","La réforme de facturation électronique s'applique-t-elle aussi aux PME ?",{"type":41,"content":4106},[4107],{"type":44,"attrs":4108,"content":4109},{"textAlign":51},[4110,4112,4116,4118,4122,4124,4127,4129,4133,4135,4139,4141,4145],{"text":4111,"type":48},"Oui. La réforme s'applique à ",{"text":4113,"type":48,"marks":4114},"toutes les entreprises assujetties à la TVA",[4115],{"type":147},{"text":4117,"type":48}," en France, quelle que soit leur taille. Le calendrier est toutefois progressif : les ",{"text":4119,"type":48,"marks":4120},"grandes entreprises et les ETI",[4121],{"type":147},{"text":4123,"type":48}," doivent être en conformité en émission et en réception dès ",{"text":3844,"type":48,"marks":4125},[4126],{"type":147},{"text":4128,"type":48},". Les ",{"text":4130,"type":48,"marks":4131},"PME et TPE",[4132],{"type":147},{"text":4134,"type":48}," bénéficient d'un délai supplémentaire côté émission jusqu'en ",{"text":4136,"type":48,"marks":4137},"septembre 2027",[4138],{"type":147},{"text":4140,"type":48},". En revanche, la ",{"text":4142,"type":48,"marks":4143},"réception des factures electroniques via une PA est obligatoire pour toutes les entreprises dès septembre 2026",[4144],{"type":147},{"text":4146,"type":48},", y compris les PME.",{"_uid":4148,"hide":28,"title":4149,"component":2779,"description":4150},"a75858f6-3da4-4b9b-9f42-d3a4fcb88494","Qu'est-ce que le format Factur-X ?",{"type":41,"content":4151},[4152],{"type":44,"attrs":4153,"content":4154},{"textAlign":51},[4155,4158,4160,4164,4166,4170],{"text":3798,"type":48,"marks":4156},[4157],{"type":147},{"text":4159,"type":48}," est le format hybride de référence pour la facturation electronique en France. Il s'agit d'un fichier ",{"text":4161,"type":48,"marks":4162},"PDF/A-3",[4163],{"type":147},{"text":4165,"type":48}," dans lequel est embarqué un fichier XML structuré au format Cross-Industry Invoice (CII). Concrètement, la facture reste lisible par un humain comme un PDF classique, et les données XML permettent un ",{"text":4167,"type":48,"marks":4168},"traitement automatique",[4169],{"type":147},{"text":4171,"type":48}," par les systèmes comptables et les plateformes agréées. C'est ce format que votre PA doit être en mesure de recevoir et d'émettre dès septembre 2026.",{"_uid":4173,"hide":28,"title":4174,"component":2779,"description":4175},"5199f0fe-5fc1-4f50-a50c-7098c5583d4a","Comment choisir un opérateur de dématérialisation pour la facturation électronique ?",{"type":41,"content":4176},[4177],{"type":44,"attrs":4178,"content":4179},{"textAlign":51},[4180,4182,4186,4188,4192,4194,4197,4199,4206],{"text":4181,"type":48},"Le choix d'un ",{"text":4183,"type":48,"marks":4184},"opérateur de dématérialisation",[4185],{"type":147},{"text":4187,"type":48}," dépend avant tout de votre périmètre réel. Un opérateur qui ne couvre que les factures fournisseurs classiques laisse exposés vos abonnements SaaS, vos notes de frais et vos achats par carte. Vérifiez sa capacité à gérer à la fois la ",{"text":4189,"type":48,"marks":4190},"facturation electronique",[4191],{"type":147},{"text":4193,"type":48}," (format Factur-X) et l'",{"text":3816,"type":48,"marks":4195},[4196],{"type":147},{"text":4198,"type":48}," pour les transactions non couvertes par une e-facture. L'intégration avec votre stack existant (ERP, outil comptable, solution de gestion des dépenses) est également un critère décisif pour éviter les ressaisies manuelles. Consultez notre ",{"text":4200,"type":48,"marks":4201},"comparatif des logiciels de facturation electronique pour PME",[4202,4205],{"type":160,"attrs":4203},{"href":4204,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://app.dust.tt/fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026/",{"type":147},{"text":4207,"type":48}," pour aller plus loin.",{"_uid":4209,"hide":28,"title":4210,"component":2779,"description":4211},"4544c731-31b2-4f42-ad91-747a33727a4c","Qu'est-ce qu'une Plateforme de Dématérialisation Partenaire (PDP) et comment en choisir une ?",{"type":41,"content":4212},[4213],{"type":44,"attrs":4214,"content":4215},{"textAlign":51},[4216,4217,4221,4223,4226,4228,4231,4233,4240],{"text":3961,"type":48},{"text":4218,"type":48,"marks":4219},"Plateforme de Dématérialisation Partenaire",[4220],{"type":147},{"text":4222,"type":48},", désormais appelée ",{"text":3804,"type":48,"marks":4224},[4225],{"type":147},{"text":4227,"type":48}," dans le cadre réglementaire finalisé, est une plateforme certifiée par l'État pour émettre, recevoir et transmettre les factures electroniques B2B et gérer les obligations d'",{"text":3816,"type":48,"marks":4229},[4230],{"type":147},{"text":4232,"type":48},". Pour en choisir une, vérifiez la couverture des formats requis (Factur-X minimum, UBL et CII en option), la capacité à gérer l'e-reporting pour les transactions sans facture electronique, l'intégration avec votre ERP ou outil comptable, et la prise en charge de l'ensemble de vos circuits de dépenses. ",{"text":4234,"type":48,"marks":4235},"Spendesk est agréé par l'État en tant que PA",[4236,4239],{"type":160,"attrs":4237},{"href":4238,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://app.dust.tt/fr/e-invoicing-landing-page/",{"type":147},{"text":242,"type":48},{"_uid":4242,"hide":28,"title":4243,"component":2779,"description":4244},"22820b64-fe24-4d2c-849a-6a44f0b7529d","Quelles mentions obligatoires doivent figurer sur une facture électronique en France ?",{"type":41,"content":4245},[4246],{"type":44,"attrs":4247,"content":4248},{"textAlign":51},[4249,4251,4255,4257,4261,4263,4267,4269,4273,4275,4279],{"text":4250,"type":48},"Au-delà des mentions déjà requises sur une facture classique, la réforme ajoute plusieurs éléments obligatoires : le ",{"text":4252,"type":48,"marks":4253},"SIREN de l'acheteur et du vendeur",[4254],{"type":147},{"text":4256,"type":48},", le ",{"text":4258,"type":48,"marks":4259},"numéro de TVA intracommunautaire",[4260],{"type":147},{"text":4262,"type":48}," des deux parties, le ",{"text":4264,"type":48,"marks":4265},"régime de TVA applicable",[4266],{"type":147},{"text":4268,"type":48},", la ",{"text":4270,"type":48,"marks":4271},"catégorie de transaction",[4272],{"type":147},{"text":4274,"type":48}," (bien, service ou mixte) et le numéro de bon de commande lorsqu'il existe. Les montants HT et TVA doivent être ",{"text":4276,"type":48,"marks":4277},"détaillés par taux",[4278],{"type":147},{"text":4280,"type":48},". Un PDF sans ces données structurées ne constitue pas une facture electronique conforme, même s'il contient toutes ces informations en texte lisible.",{"_uid":4282,"hide":28,"title":4283,"component":2779,"description":4284},"a7393190-7c16-4eee-89c1-346535844c98","Comment se conformer à la réforme de facturation électronique B2B en France ?",{"type":41,"content":4285},[4286],{"type":44,"attrs":4287,"content":4288},{"textAlign":51},[4289,4291,4295,4297,4301,4303,4307,4309,4313],{"text":4290,"type":48},"La mise en conformité repose sur ",{"text":4292,"type":48,"marks":4293},"trois actions concrètes",[4294],{"type":147},{"text":4296,"type":48},". D'abord, ",{"text":4298,"type":48,"marks":4299},"raccorder votre organisation à une Plateforme Agréée (PA)",[4300],{"type":147},{"text":4302,"type":48}," capable de recevoir, émettre et transmettre des factures electroniques au format Factur-X. Ensuite, ",{"text":4304,"type":48,"marks":4305},"auditer vos quatre circuits de dépenses",[4306],{"type":147},{"text":4308,"type":48}," : factures fournisseurs, abonnements SaaS, notes de frais au nom de l'entreprise et achats par carte, car chacun obéit à des règles distinctes. Enfin, ",{"text":4310,"type":48,"marks":4311},"activer la réception dès maintenant",[4312],{"type":147},{"text":4314,"type":48}," pour les grandes entreprises et les ETI. L'échéance de septembre 2026 ne laisse plus de marge.",[4316],{"cta":4317,"_uid":4318,"title":4319,"eyebrow":4326,"subtitle":4332,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":4335,"sectionSettings":4336,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"6332f437-1926-484d-aba2-94ebb74530c4",{"type":41,"content":4320},[4321],{"type":44,"attrs":4322,"content":4323},{"textAlign":51},[4324],{"text":4325,"type":48},"Les réponses aux questions qu'on nous pose souvent",{"type":41,"content":4327},[4328],{"type":44,"attrs":4329,"content":4330},{"textAlign":51},[4331],{"text":1613,"type":48},{"type":41,"content":4333},[4334],{"type":44},[],[],[],"obligation-facture-electronique-2026","fr/obligation-facture-electronique-2026",-680,[],"55f15104-1fd6-4d1c-98c3-ba7324de100d","2026-07-04T06:01:35.554Z",[],[4346,4347,4348],{"path":4338,"name":51,"lang":57,"published":51},{"path":4338,"name":51,"lang":63,"published":51},{"path":4338,"name":51,"lang":65,"published":51},{"name":4350,"created_at":4351,"published_at":6,"updated_at":4352,"id":4353,"uuid":4354,"content":4355,"slug":4457,"full_slug":4458,"sort_by_date":51,"position":4340,"tag_list":4459,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":4460,"first_published_at":4461,"release_id":51,"lang":57,"path":51,"alternates":4462,"default_full_slug":4463,"translated_slugs":4464},"Calcul des charges fixes: méthode simple, exemples et formules","2025-09-16T08:29:17.831Z","2026-03-12T10:48:07.472Z",91429920114985,"307bd052-9a0f-4ace-ae3a-6b01504e3541",{"_uid":3604,"title":4350,"topics":4356,"noIndex":28,"category":4373,"language":4382,"component":1041,"heroMedia":4383,"publishedAt":4390,"redirectUrl":22,"listingImage":4391,"metaDescription":4392,"componentsAfterTheArticle":4393},[4357,4365],{"name":3198,"created_at":3199,"published_at":6,"updated_at":3200,"id":3201,"uuid":3202,"content":4358,"slug":3205,"full_slug":3206,"sort_by_date":51,"position":3207,"tag_list":4359,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3209,"first_published_at":3210,"release_id":51,"lang":57,"path":51,"alternates":4360,"default_full_slug":3212,"translated_slugs":4361,"_stopResolving":66},{"_uid":3204,"name":3198,"component":76},[],[],[4362,4363,4364],{"path":3212,"name":51,"lang":57,"published":51},{"path":3212,"name":51,"lang":63,"published":51},{"path":3212,"name":51,"lang":65,"published":51},{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4366,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4367,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4368,"default_full_slug":85,"translated_slugs":4369,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4370,4371,4372],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4374,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4376,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4377,"default_full_slug":1049,"translated_slugs":4378,"_stopResolving":66},{"_uid":1035,"icon":4375,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4379,4380,4381],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[4384],{"_uid":3635,"type":22,"asset":4385,"caption":22,"overlay":4389,"component":1061},{"id":4386,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4387,"copyright":22,"fieldtype":27,"meta_data":4388,"is_external_url":28},91430896211379,"https://a.storyblok.com/f/146026/1020x680/942c3fc4b9/blog_visual_calculator_3-calcul-charge-fixe.png",{},[],"2025-09-16 00:00",[],"Calcul charge fixe : définition claire, méthode, exemples et FAQ pour séparer fixe/variable, calculer le coût unitaire et le point mort.",[4394],{"_uid":4395,"items":4396,"heading":4433,"reverse":28,"component":2918,"sectionSettings":4451},"49ac35e7-b3e7-49ca-a6af-2238497a7239",[4397,4406,4415,4424],{"_uid":4398,"title":4399,"component":2779,"description":4400},"20c86aec-fdad-485d-9032-fa9ad972b167","Comment calculer les charges fixes d'une entreprise ?",{"type":41,"content":4401},[4402],{"type":44,"content":4403},[4404],{"text":4405,"type":48},"Pour calculer les charges fixes d'une entreprise, additionnez tous les coûts récurrents mensuels (loyer, salaires, abonnements, assurances) puis obtenez un montant mensuel moyen. Spendesk facilite ce calcul grâce à des rapports centralisés et des tableaux de bord en temps réel qui classent automatiquement dépenses récurrentes et abonnements pour identifier les charges fixes.",{"_uid":4407,"title":4408,"component":2779,"description":4409},"cbb1d6e3-9f64-402d-a06f-90f775e72b40","Quelles dépenses sont considérées comme charges fixes ?",{"type":41,"content":4410},[4411],{"type":44,"content":4412},[4413],{"text":4414,"type":48},"Les charges fixes comprennent le loyer, les salaires permanents, les abonnements logiciels, les assurances et les frais de leasing, car elles ne varient pas directement avec l'activité. Spendesk permet d'étiqueter et suivre ces catégories via des règles de catégorisation et des cartes virtuelles dédiées pour séparer les charges fixes des dépenses variables.",{"_uid":4416,"title":4417,"component":2779,"description":4418},"3450afb6-e6d7-42d9-8b9d-c5adbf237cea","Comment intégrer les charges fixes dans mon budget mensuel ?",{"type":41,"content":4419},[4420],{"type":44,"content":4421},[4422],{"text":4423,"type":48},"Pour intégrer les charges fixes dans un budget mensuel, créez une ligne budgétaire distincte pour chaque type de charge et affectez-y le montant mensuel prévu. Spendesk centralise les prévisions et budgets via des espaces budgétaires et des alertes d'approbation, permettant de verrouiller des enveloppes budgétaires pour charges fixes et prévenir les dépassements.",{"_uid":4425,"title":4426,"component":2779,"description":4427},"39c27af5-be7b-4481-933c-514ea354d55c","Comment Spendesk aide-t-il à suivre les abonnements et charges récurrentes ?",{"type":41,"content":4428},[4429],{"type":44,"content":4430},[4431],{"text":4432,"type":48},"Spendesk identifie automatiquement les abonnements et charges récurrentes grâce à la reconnaissance des transactions et aux règles d'étiquetage, réduisant le temps de rapprochement et optimisant la trésorerie. Spendesk combine cartes virtuelles, workflows d'approbation et rapports récurrents pour offrir une visibilité claire sur les charges fixes et faciliter leur pilotage.",[4434],{"cta":4435,"_uid":4436,"title":4437,"eyebrow":4444,"subtitle":4447,"component":133,"textAlign":22,"sectionSettings":4450,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"0b2e5e00-f459-4bef-803b-402a77381ae5",{"type":41,"content":4438},[4439],{"type":133,"attrs":4440,"content":4441},{"level":135},[4442],{"text":4443,"type":48},"Calcul Charges Fixes — FAQ",{"type":41,"content":4445},[4446],{"type":44},{"type":41,"content":4448},[4449],{"type":44},[],[4452],{"_uid":4453,"hide":28,"theme":3704,"anchorId":22,"component":3705,"spacingTop":22,"hideOnDevices":4454,"spacingBottom":22,"floatingImages":4455,"variableOverrides":4456},"75cc6f3c-3329-417b-9143-1f6a4e97b15f",[],[],[],"calcul-charges-fixes","fr/blog/calcul-charges-fixes",[],"9afd9419-ec17-4b74-9a53-c7a29e6260ad","2025-09-16T09:31:03.738Z",[],"blog/calcul-charges-fixes",[4465,4466,4467],{"path":4463,"name":51,"lang":57,"published":51},{"path":4463,"name":51,"lang":63,"published":51},{"path":4463,"name":51,"lang":65,"published":51},{"name":4469,"created_at":4470,"published_at":4471,"updated_at":4472,"id":4473,"uuid":4474,"content":4475,"slug":4718,"full_slug":4719,"sort_by_date":51,"position":4720,"tag_list":4721,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":4722,"first_published_at":4471,"release_id":51,"lang":57,"path":51,"alternates":4723,"default_full_slug":4718,"translated_slugs":4724},"TVA sur véhicules : le rescrit fiscal que la plupart des PME ignorent encore","2026-06-26T14:10:33.083Z","2026-06-26T14:33:25.890Z","2026-06-26T14:33:25.912Z",191665901944131,"326806b5-c72c-4c46-a45e-fcdb7a5d07c0",{"_uid":4476,"title":4469,"topics":4477,"noIndex":28,"category":4523,"language":4532,"component":1041,"heroMedia":4533,"publishedAt":4534,"redirectUrl":22,"listingImage":4535,"metaDescription":4542,"bottomArticleCta":4543,"componentsAfterTheArticle":4544},"433dbac7-4c53-4848-82c6-1751f2345aff",[4478,4486,4507,4515],{"name":1391,"created_at":3179,"published_at":6,"updated_at":3180,"id":3181,"uuid":3182,"content":4479,"slug":3185,"full_slug":3186,"sort_by_date":51,"position":3187,"tag_list":4480,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3189,"first_published_at":3190,"release_id":51,"lang":57,"path":51,"alternates":4481,"default_full_slug":3192,"translated_slugs":4482,"_stopResolving":66},{"_uid":3184,"name":1391,"component":76},[],[],[4483,4484,4485],{"path":3192,"name":51,"lang":57,"published":51},{"path":3192,"name":51,"lang":63,"published":51},{"path":3192,"name":51,"lang":65,"published":51},{"name":4487,"created_at":4488,"published_at":6,"updated_at":4489,"id":4490,"uuid":4491,"content":4492,"slug":4495,"full_slug":4496,"sort_by_date":51,"position":4497,"tag_list":4498,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":4499,"first_published_at":4500,"release_id":51,"lang":57,"path":51,"alternates":4501,"default_full_slug":4502,"translated_slugs":4503,"_stopResolving":66},"Business travel spend","2022-10-19T17:57:52.426Z","2026-03-12T10:47:23.148Z",206171412,"f02d590f-28a6-4bed-9af7-ba56618838d4",{"_uid":4493,"name":4494,"component":76},"f4f9204a-f68c-4130-90e6-fe871d851d46","Business travel","business-travel-spend","fr/blog/topic/business-travel-spend",-160,[],"7ee99d5b-b4ea-48cf-8744-9f4844a8319b","2022-11-02T15:24:52.136Z",[],"blog/topic/business-travel-spend",[4504,4505,4506],{"path":4502,"name":51,"lang":57,"published":51},{"path":4502,"name":51,"lang":63,"published":51},{"path":4502,"name":51,"lang":65,"published":51},{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4508,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4509,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4510,"default_full_slug":85,"translated_slugs":4511,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4512,4513,4514],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3020,"created_at":3021,"published_at":6,"updated_at":3022,"id":3023,"uuid":3024,"content":4516,"slug":3027,"full_slug":3028,"sort_by_date":51,"position":3029,"tag_list":4517,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3031,"first_published_at":3032,"release_id":51,"lang":57,"path":51,"alternates":4518,"default_full_slug":3034,"translated_slugs":4519,"_stopResolving":66},{"_uid":3026,"name":3020,"component":76},[],[],[4520,4521,4522],{"path":3034,"name":51,"lang":57,"published":51},{"path":3034,"name":51,"lang":63,"published":51},{"path":3034,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4524,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4526,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4527,"default_full_slug":1049,"translated_slugs":4528,"_stopResolving":66},{"_uid":1035,"icon":4525,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4529,4530,4531],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[],"2026-06-26 00:00",[4536],{"_uid":4537,"asset":4538,"caption":22,"component":1061},"9d03cf1c-942f-4bfe-96e4-6954a57d1f64",{"id":4539,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4540,"copyright":22,"fieldtype":27,"meta_data":4541,"is_external_url":28},174399118024619,"https://a.storyblok.com/f/146026/1376x768/78fd2e5aed/mileage-rates.png",{},"VP, VU, rescrit fiscal d'avril 2025, taux de TVA sur le carburant et déclaration CA3 : tout ce que les DAF doivent savoir pour récupérer la TVA sur leur véhicules d'entreprise.",[],[4545],{"cta":4546,"_uid":4547,"items":4548,"heading":4695,"reverse":28,"component":2918,"sectionSettings":4717},[],"80233d0c-e731-48ea-b725-7d0916e00068",[4549,4579,4600,4621,4665,4681],{"_uid":4550,"hide":28,"title":4551,"component":2779,"description":4552},"7366cc35-390d-4121-8f4a-029e9f56db13","La TVA est-elle récupérable sur un véhicule électrique ou hybride ?",{"type":41,"content":4553},[4554],{"type":44,"attrs":4555,"content":4556},{"textAlign":51},[4557,4559,4563,4565,4569,4570,4577],{"text":4558,"type":48},"Les mêmes règles s'appliquent : VU = ",{"text":4560,"type":48,"marks":4561},"100 % déductible",[4562],{"type":147},{"text":4564,"type":48},", VP = non déductible sauf application du rescrit 2025. La seule différence concerne l'électricité de recharge, déductible à ",{"text":4566,"type":48,"marks":4567},"100 % quel que soit le type de véhicule",[4568],{"type":147},{"text":4128,"type":48},{"text":4571,"type":48,"marks":4572},"taxes annuelles sur les véhicules de tourisme",[4573,4576],{"type":160,"attrs":4574},{"href":4575,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.spendesk.com/fr/blog/taxe-vehicule-societe-tvs/",{"type":147},{"text":4578,"type":48}," (anciennement TVS, remplacées depuis 2023 par deux taxes distinctes sur les émissions CO₂ et les polluants atmosphériques) suivent une logique distincte, avec un barème favorable aux véhicules à faibles émissions.",{"_uid":4580,"hide":28,"title":4581,"component":2779,"description":4582},"16f966d0-8afc-4338-b935-845870342032","Peut-on récupérer la TVA sur un VP en LOA ou LLD ?",{"type":41,"content":4583},[4584],{"type":44,"attrs":4585,"content":4586},{"textAlign":51},[4587,4589,4593,4595,4599],{"text":4588,"type":48},"Sur un VP, les loyers de LOA ou LLD ne sont ",{"text":4590,"type":48,"marks":4591},"pas déductibles",[4592],{"type":147},{"text":4594,"type":48},", sauf si les conditions du rescrit 2025 sont remplies (contribution salarié documentée). Sur un VU, ",{"text":4596,"type":48,"marks":4597},"les loyers sont intégralement déductibles",[4598],{"type":147},{"text":242,"type":48},{"_uid":4601,"hide":28,"title":4602,"component":2779,"description":4603},"98f5496c-a6ff-48e5-b348-0f9a6cd911e6","Faut-il une contrepartie financière du salarié pour récupérer la TVA sur le VP depuis avril 2025 ?",{"type":41,"content":4604},[4605],{"type":44,"attrs":4606,"content":4607},{"textAlign":51},[4608,4610,4614,4616,4620],{"text":4609,"type":48},"Oui. Le rescrit BOI-RES-TVA-000161 conditionne la récupération à l'existence d'",{"text":4611,"type":48,"marks":4612},"une contribution financière documentée",[4613],{"type":147},{"text":4615,"type":48}," du salarié, formalisée par un avenant au contrat de travail ou une retenue visible sur le bulletin de paie. En l'absence de cette pièce, le VP reste soumis au régime de droit commun et la TVA sur son acquisition ou sa location ",{"text":4617,"type":48,"marks":4618},"demeure non déductible",[4619],{"type":147},{"text":242,"type":48},{"_uid":4622,"hide":28,"title":4623,"component":2779,"description":4624},"a6bfc383-d9fa-478c-9767-e1ff9691d332","Quelles pénalités en cas de déduction de TVA abusive sur un véhicule ?",{"type":41,"content":4625},[4626],{"type":44,"attrs":4627,"content":4628},{"textAlign":51},[4629,4633,4635,4639,4641,4648,4650,4654,4656,4663],{"text":4630,"type":48,"marks":4631},"40 % de majoration",[4632],{"type":147},{"text":4634,"type":48}," en cas de manquement délibéré, assortis d'intérêts de retard de ",{"text":4636,"type":48,"marks":4637},"0,20 % par mois",[4638],{"type":147},{"text":4640,"type":48},", conformément aux ",{"text":4642,"type":48,"marks":4643},"sanctions fiscales prévues aux articles 1728 à 1740 E du CGI",[4644,4647],{"type":160,"attrs":4645},{"href":4646,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.legifrance.gouv.fr/codes/section_lc/LEGITEXT000006069577/LEGISCTA000006147255/",{"type":147},{"text":4649,"type":48},". En cas de manœuvre frauduleuse qualifiée, la majoration atteint ",{"text":4651,"type":48,"marks":4652},"80 %",[4653],{"type":147},{"text":4655,"type":48},". En cas de ",{"text":4657,"type":48,"marks":4658},"contrôle",[4659,4662],{"type":160,"attrs":4660},{"href":4661,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.spendesk.com/fr/blog/controle-urssaff-notes-de-frais/",{"type":147},{"text":4664,"type":48},", la charge de la preuve incombe à l'entreprise.",{"_uid":4666,"hide":28,"title":4667,"component":2779,"description":4668},"7bf7cf33-4b9c-4852-b425-1452d6d05efd","Un micro-entrepreneur peut-il récupérer la TVA sur un véhicule professionnel ?",{"type":41,"content":4669},[4670],{"type":44,"attrs":4671,"content":4672},{"textAlign":51},[4673,4675,4679],{"text":4674,"type":48},"Non, tant qu'il bénéficie de la ",{"text":4676,"type":48,"marks":4677},"franchise en base de TVA",[4678],{"type":147},{"text":4680,"type":48},". La récupération devient possible uniquement en optant pour le régime réel d'imposition.",{"_uid":4682,"hide":28,"title":4683,"component":2779,"description":4684},"298a77cc-e919-461f-8c8a-1f296681eec1","Quelle est la durée de conservation des justificatifs de TVA sur les véhicules ?",{"type":41,"content":4685},[4686],{"type":44,"attrs":4687,"content":4688},{"textAlign":51},[4689,4693],{"text":4690,"type":48,"marks":4691},"Six ans minimum",[4692],{"type":147},{"text":4694,"type":48}," au titre du droit de reprise fiscal. Dix ans recommandé pour les sociétés commerciales, conformément aux obligations du Code de commerce.",[4696],{"cta":4697,"_uid":4698,"title":4699,"eyebrow":4706,"subtitle":4712,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":4715,"sectionSettings":4716,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"1151e7f2-d8bc-4386-9d34-7dc8fc1cf138",{"type":41,"content":4700},[4701],{"type":44,"attrs":4702,"content":4703},{"textAlign":51},[4704],{"text":4705,"type":48},"Les réponses aux questions que vous vous posez certainement",{"type":41,"content":4707},[4708],{"type":44,"attrs":4709,"content":4710},{"textAlign":51},[4711],{"text":1613,"type":48},{"type":41,"content":4713},[4714],{"type":44},[],[],[],"tva-recuperable-sur-vehicules","fr/tva-recuperable-sur-vehicules",-660,[],"13b4d986-12b9-48f1-9e51-d5f60d669065",[],[4725,4726,4727],{"path":4718,"name":51,"lang":57,"published":51},{"path":4718,"name":51,"lang":63,"published":51},{"path":4718,"name":51,"lang":65,"published":51},{"name":4729,"created_at":4730,"published_at":4731,"updated_at":4732,"id":4733,"uuid":4734,"content":4735,"slug":4927,"full_slug":4928,"sort_by_date":51,"position":4929,"tag_list":4930,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":4931,"first_published_at":4932,"release_id":51,"lang":57,"path":51,"alternates":4933,"default_full_slug":4927,"translated_slugs":4934},"Rapprochement bancaire : les écarts qui passent inaperçus (jusqu'au contrôle fiscal)","2026-06-26T13:35:58.785Z","2026-06-26T14:03:23.742Z","2026-06-26T14:03:23.773Z",191657405621335,"0ee8e13c-b97c-404d-9d3b-e86b75ccbad9",{"_uid":4736,"title":4729,"topics":4737,"noIndex":28,"category":4772,"language":4781,"component":1041,"heroMedia":4782,"publishedAt":4534,"redirectUrl":22,"listingImage":4789,"metaDescription":4796,"bottomArticleCta":4797,"componentsAfterTheArticle":4798},"783f1d70-e2c8-40bd-8305-26f03e8b7800",[4738,4748,4756,4764],{"name":2941,"created_at":2942,"published_at":6,"updated_at":2943,"id":2944,"uuid":2945,"content":4739,"slug":2950,"full_slug":2951,"sort_by_date":51,"position":2952,"tag_list":4742,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":2954,"first_published_at":2955,"release_id":51,"lang":57,"path":51,"alternates":4743,"default_full_slug":2957,"translated_slugs":4744,"_stopResolving":66},{"_uid":2947,"icon":4740,"name":2941,"component":76},{"id":51,"alt":51,"name":22,"focus":51,"title":51,"source":51,"filename":22,"copyright":51,"fieldtype":27,"meta_data":4741},{},[],[],[4745,4746,4747],{"path":2957,"name":51,"lang":57,"published":51},{"path":2957,"name":51,"lang":63,"published":51},{"path":2957,"name":51,"lang":65,"published":51},{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4749,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4750,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4751,"default_full_slug":85,"translated_slugs":4752,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4753,4754,4755],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3092,"created_at":3093,"published_at":6,"updated_at":3094,"id":3095,"uuid":3096,"content":4757,"slug":3099,"full_slug":3100,"sort_by_date":51,"position":3101,"tag_list":4758,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3103,"first_published_at":3104,"release_id":51,"lang":57,"path":51,"alternates":4759,"default_full_slug":3106,"translated_slugs":4760,"_stopResolving":66},{"_uid":3098,"name":3092,"component":76},[],[],[4761,4762,4763],{"path":3106,"name":51,"lang":57,"published":51},{"path":3106,"name":51,"lang":63,"published":51},{"path":3106,"name":51,"lang":65,"published":51},{"name":2120,"created_at":3152,"published_at":6,"updated_at":3153,"id":3154,"uuid":3155,"content":4765,"slug":3158,"full_slug":3159,"sort_by_date":51,"position":3160,"tag_list":4766,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3162,"first_published_at":3163,"release_id":51,"lang":57,"path":51,"alternates":4767,"default_full_slug":3165,"translated_slugs":4768,"_stopResolving":66},{"_uid":3157,"name":2120,"component":76},[],[],[4769,4770,4771],{"path":3165,"name":51,"lang":57,"published":51},{"path":3165,"name":51,"lang":63,"published":51},{"path":3165,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4773,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4775,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4776,"default_full_slug":1049,"translated_slugs":4777,"_stopResolving":66},{"_uid":1035,"icon":4774,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4778,4779,4780],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[4783],{"_uid":4784,"asset":4785,"caption":22,"component":1061},"361deb09-153e-4695-be64-421930f180cf",{"id":4786,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4787,"copyright":22,"fieldtype":27,"meta_data":4788,"is_external_url":28},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[4790],{"_uid":4791,"asset":4792,"caption":22,"component":1061},"63ba8608-c834-454e-88cc-b37c7a5600a7",{"id":4793,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4794,"copyright":22,"fieldtype":27,"meta_data":4795,"is_external_url":28},121923472980721,"https://a.storyblok.com/f/146026/1434x956/545fdc28f2/header_es.jpeg",{},"Découvrez comment réaliser un rapprochement bancaire rigoureux, éviter les écarts silencieux et préparer un FEC conforme avant un contrôle fiscal de la DGFiP.",[],[4799],{"cta":4800,"_uid":4801,"items":4802,"heading":4904,"reverse":28,"component":2918,"sectionSettings":4926},[],"a48e53e2-83eb-4972-90bd-c4a47c785adf",[4803,4833,4849,4874,4888],{"_uid":4804,"hide":28,"title":4805,"component":2779,"description":4806},"7a144f44-6145-4194-b2a9-8c148a9f3bec","Quel type d'outil utiliser pour automatiser le rapprochement bancaire ?",{"type":41,"content":4807},[4808],{"type":44,"attrs":4809,"content":4810},{"textAlign":51},[4811,4813,4817,4819,4823,4825,4832],{"text":4812,"type":48},"Privilégiez une solution qui combine ",{"text":4814,"type":48,"marks":4815},"synchronisation bancaire quotidienne",[4816],{"type":147},{"text":4818,"type":48},", lettrage automatique basé sur des règles et export FEC natif conforme aux 18 champs obligatoires. Les plateformes les plus performantes rapprochent ",{"text":4820,"type":48,"marks":4821},"95 % des paiements en moins de deux jours",[4822],{"type":147},{"text":4824,"type":48},", ce qui transforme la clôture mensuelle en simple vérification. Pour comparer les options disponibles, consultez notre ",{"text":4826,"type":48,"marks":4827},"comparatif des logiciels de rapprochement bancaire",[4828,4831],{"type":160,"attrs":4829},{"href":4830,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.spendesk.com/fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire/",{"type":147},{"text":242,"type":48},{"_uid":4834,"hide":28,"title":4835,"component":2779,"description":4836},"0b50a64d-9137-4b2d-b636-ca477cdf34df","Un écart de rapprochement peut-il déclencher un redressement fiscal ?",{"type":41,"content":4837},[4838],{"type":44,"attrs":4839,"content":4840},{"textAlign":51},[4841,4843,4847],{"text":4842,"type":48},"Un écart seul ne déclenche pas un redressement. Mais des ",{"text":4844,"type":48,"marks":4845},"écarts répétés et non justifiés",[4846],{"type":147},{"text":4848,"type":48}," lors d'un contrôle fiscal signalent un manque de rigueur. La DGFiP peut alors approfondir l'examen et appliquer des pénalités.",{"_uid":4850,"hide":28,"title":4851,"component":2779,"description":4852},"96063fd8-4b3e-4fb4-9999-f3318a4a32a7","À quelle fréquence faut-il faire un rapprochement bancaire ?",{"type":41,"content":4853},[4854],{"type":44,"attrs":4855,"content":4856},{"textAlign":51},[4857,4859,4863,4865,4872],{"text":4858,"type":48},"Mensuel, idéalement avant la clôture. Un rapprochement trimestriel ou annuel laisse les écarts s'accumuler et rend la correction plus complexe. Le lettrage doit suivre le ",{"text":4860,"type":48,"marks":4861},"même rythme",[4862],{"type":147},{"text":4864,"type":48}," pour éviter les écarts fantômes. Pour choisir les bons ",{"text":4866,"type":48,"marks":4867},"outils de rapprochement bancaire",[4868,4871],{"type":160,"attrs":4869},{"href":4870,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.spendesk.com/fr/blog/outils-rapprochement-bancaire",{"type":147},{"text":4873,"type":48},", commencez par évaluer votre volume mensuel de transactions.",{"_uid":4875,"hide":28,"title":4876,"component":2779,"description":4877},"a417eea5-d435-4e06-812f-d7ddd14a1aae","Le rapprochement bancaire est-il obligatoire ?",{"type":41,"content":4878},[4879],{"type":44,"attrs":4880,"content":4881},{"textAlign":51},[4882,4884],{"text":4883,"type":48},"Aucun texte ne l'impose formellement. Mais lors d'un contrôle fiscal, la DGFiP peut exiger le FEC et vérifier la cohérence entre écritures et mouvements bancaires. ",{"text":4885,"type":48,"marks":4886},"Un rapprochement bancaire régulier est la meilleure preuve de rigueur comptable.",[4887],{"type":147},{"_uid":4889,"hide":28,"title":4890,"component":2779,"description":4891},"ac3b8b79-1615-4b92-97fd-bcf9078fbc24","C'est quoi le lettrage comptable ?",{"type":41,"content":4892},[4893],{"type":44,"attrs":4894,"content":4895},{"textAlign":51},[4896,4898,4902],{"text":4897,"type":48},"Le lettrage comptable consiste à ",{"text":4899,"type":48,"marks":4900},"associer chaque écriture comptable",[4901],{"type":147},{"text":4903,"type":48}," à la facture ou au paiement correspondant. Il précède le rapprochement bancaire et garantit que chaque mouvement est justifié individuellement. Il peut être manuel ou automatisé par un logiciel.",[4905],{"cta":4906,"_uid":4907,"title":4908,"eyebrow":4915,"subtitle":4921,"component":133,"textAlign":22,"eyebrowPill":28,"checkmarkList":28,"flexibleSection":4924,"sectionSettings":4925,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"4fe0c923-e517-4ec6-9e03-679f1da3917e",{"type":41,"content":4909},[4910],{"type":44,"attrs":4911,"content":4912},{"textAlign":51},[4913],{"text":4914,"type":48},"Toutes les réponses aux questions que vous vous posez",{"type":41,"content":4916},[4917],{"type":44,"attrs":4918,"content":4919},{"textAlign":51},[4920],{"text":1613,"type":48},{"type":41,"content":4922},[4923],{"type":44},[],[],[],"rapprochement-bancaire","fr/rapprochement-bancaire",-650,[],"ff06c00c-0fec-4bc8-a9b8-f57652c385e9","2026-06-26T14:02:36.911Z",[],[4935,4936,4937],{"path":4927,"name":51,"lang":57,"published":51},{"path":4927,"name":51,"lang":63,"published":51},{"path":4927,"name":51,"lang":65,"published":51},{"name":4939,"created_at":4940,"published_at":6,"updated_at":4941,"id":4942,"uuid":4943,"content":4944,"slug":5039,"full_slug":5040,"sort_by_date":51,"position":5041,"tag_list":5042,"is_startpage":28,"parent_id":1068,"meta_data":51,"group_id":5043,"first_published_at":5044,"release_id":51,"lang":57,"path":51,"alternates":5045,"default_full_slug":5046,"translated_slugs":5047},"Seuil de rentabilité","2025-08-13T15:57:17.261Z","2026-03-12T10:48:07.087Z",79507608651279,"88301710-aabd-4595-9dc6-adb5ef9fab76",{"_uid":3604,"title":4945,"topics":4946,"noIndex":28,"category":4955,"language":4964,"component":1041,"heroMedia":4965,"publishedAt":4972,"redirectUrl":22,"listingImage":4973,"metaDescription":4974,"componentsAfterTheArticle":4975},"Seuil de rentabilité : définition, formules et calcul pas à pas",[4947],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":4948,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":4949,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":4950,"default_full_slug":85,"translated_slugs":4951,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[4952,4953,4954],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":4956,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":4958,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":4959,"default_full_slug":1049,"translated_slugs":4960,"_stopResolving":66},{"_uid":1035,"icon":4957,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4961,4962,4963],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[4966],{"_uid":3635,"type":22,"asset":4967,"caption":22,"overlay":4971,"component":1061},{"id":4968,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4969,"copyright":22,"fieldtype":27,"meta_data":4970,"is_external_url":28},79507913448228,"https://a.storyblok.com/f/146026/1020x680/1f886532f9/blog_visual_bill_seuil-de-rentabilite.png",{},[],"2025-08-13 00:00",[],"Seuil de rentabilité: définition, formules (MCV, SR valeur/volume), calcul pas à pas, interprétation managériale et erreurs à éviter. Point mort expliqué.\n",[4976],{"_uid":4977,"items":4978,"heading":5015,"reverse":28,"component":2918,"sectionSettings":5033},"1e9b4e37-cd4a-4820-a1d4-74065b3bd019",[4979,4988,4997,5006],{"_uid":4980,"title":4981,"component":2779,"description":4982},"a8f4ffc9-4856-450f-9822-3151828421ed","Comment calculer le seuil de rentabilité pour mon entreprise ?",{"type":41,"content":4983},[4984],{"type":44,"content":4985},[4986],{"text":4987,"type":48},"Spendesk facilite le calcul du seuil de rentabilité en centralisant les coûts fixes et variables et en automatisant les rapports de dépenses. Spendesk importe factures et abonnements, regroupe les dépenses par catégorie via cartes virtuelles et fournit des rapports en temps réel pour déterminer le chiffre d'affaires nécessaire pour couvrir les coûts.",{"_uid":4989,"title":4990,"component":2779,"description":4991},"8e3017c5-3caa-4619-9ad8-fc8809785718","Quelles données sont nécessaires pour déterminer le seuil de rentabilité ?",{"type":41,"content":4992},[4993],{"type":44,"content":4994},[4995],{"text":4996,"type":48},"Spendesk centralise les données nécessaires au calcul du seuil de rentabilité en regroupant factures fournisseurs, salaires, abonnements et achats par cartes virtuelles. Spendesk associe ces dépenses à des catégories et centres de coûts, puis génère des rapports exportables pour obtenir le total des coûts fixes et variables requis au calcul.",{"_uid":4998,"title":4999,"component":2779,"description":5000},"fe95ba7f-3648-44d2-8571-72f194c974e9","Comment Spendesk aide-t-il à réduire le temps pour atteindre le seuil de rentabilité ?",{"type":41,"content":5001},[5002],{"type":44,"content":5003},[5004],{"text":5005,"type":48},"Spendesk accélère l'atteinte du seuil de rentabilité en contrôlant les dépenses grâce à des budgets, flux d'approbation et cartes virtuelles à limites définies. Spendesk automatise les rapprochements et fournit des tableaux de bord pour identifier économies et optimisations qui augmentent la marge opérationnelle.",{"_uid":5007,"title":5008,"component":2779,"description":5009},"7a3d5db6-c5ea-417e-a9f4-d0214ad2791d","Peut-on suivre le seuil de rentabilité par projet ou centre de coût avec Spendesk ?",{"type":41,"content":5010},[5011],{"type":44,"content":5012},[5013],{"text":5014,"type":48},"Spendesk permet de suivre le seuil de rentabilité par projet ou centre de coût en utilisant des tags, budgets dédiés et rapports segmentés. Spendesk relie chaque dépense à un centre de coût, offre des vues par projet et exporte des données pour intégrer le calcul du point mort dans l'ERP ou la comptabilité.",[5016],{"cta":5017,"_uid":5018,"title":5019,"eyebrow":5026,"subtitle":5029,"component":133,"textAlign":22,"sectionSettings":5032,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"18c808f7-913a-4c47-81df-a932e1dd0256",{"type":41,"content":5020},[5021],{"type":133,"attrs":5022,"content":5023},{"level":135},[5024],{"text":5025,"type":48},"Seuil De Rentabilite — FAQ",{"type":41,"content":5027},[5028],{"type":44},{"type":41,"content":5030},[5031],{"type":44},[],[5034],{"_uid":5035,"hide":28,"theme":3704,"anchorId":22,"component":3705,"spacingTop":22,"hideOnDevices":5036,"spacingBottom":22,"floatingImages":5037,"variableOverrides":5038},"c74f08dd-ea1a-4f60-ae4e-78c9f560493e",[],[],[],"seuil-de-rentabilite","fr/blog/seuil-de-rentabilite",-640,[],"74631cd2-13c8-458f-8442-45d456edbd55","2025-08-13T16:04:46.215Z",[],"blog/seuil-de-rentabilite",[5048,5049,5050],{"path":5046,"name":51,"lang":57,"published":51},{"path":5046,"name":51,"lang":63,"published":51},{"path":5046,"name":51,"lang":65,"published":51},{"name":5052,"created_at":5053,"published_at":5054,"updated_at":5055,"id":5056,"uuid":5057,"content":5058,"slug":5238,"full_slug":5239,"sort_by_date":51,"position":5240,"tag_list":5241,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":5242,"first_published_at":5054,"release_id":51,"lang":57,"path":51,"alternates":5243,"default_full_slug":5238,"translated_slugs":5244},"Forfait télétravail 2026 : les nouveaux plafonds URSSAF et comment éviter un redressement sur vos notes de frais","2026-06-19T15:07:32.347Z","2026-06-19T16:40:37.010Z","2026-06-19T16:40:37.037Z",189202646443487,"37a938ea-312c-4930-a7ae-219760e90ba7",{"_uid":5059,"title":5052,"topics":5060,"noIndex":28,"category":5069,"language":5078,"component":1041,"heroMedia":5079,"publishedAt":5086,"redirectUrl":22,"listingImage":5087,"metaDescription":5088,"bottomArticleCta":5089,"componentsAfterTheArticle":5090},"a21ced3f-ad95-4a51-bd34-cd196605cfa8",[5061],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":5062,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":5063,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":5064,"default_full_slug":85,"translated_slugs":5065,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[5066,5067,5068],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":5070,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":5072,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":5073,"default_full_slug":1049,"translated_slugs":5074,"_stopResolving":66},{"_uid":1035,"icon":5071,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[5075,5076,5077],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[5080],{"_uid":5081,"asset":5082,"caption":22,"component":1061},"cf069955-251c-42ff-be11-8c6a84e327a6",{"id":5083,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":5084,"copyright":22,"fieldtype":27,"meta_data":5085,"is_external_url":28},158245974883447,"https://a.storyblok.com/f/146026/1536x1024/8948f0bc7b/bookkeping-automation.png",{},"2026-06-19 00:00",[],"Plafonds URSSAF 2026 du forfait télétravail (2,70 EUR/jour, 59,40 EUR/mois), choix forfait vs réel et checklist pour éviter un redressement sur vos notes de frais.",[],[5091],{"cta":5092,"_uid":5093,"items":5094,"heading":5216,"reverse":28,"component":2918,"sectionSettings":5237},[],"19947d91-a350-4fe1-927d-9269942c3e4b",[5095,5117,5145,5167,5189],{"_uid":5096,"hide":28,"title":5097,"component":2779,"description":5098},"e154ce94-14ca-49e8-a1cf-7d6d355fe343","Comment paramétrer le remboursement des frais de télétravail dans les notes de frais ?",{"type":41,"content":5099},[5100],{"type":44,"attrs":5101,"content":5102},{"textAlign":51},[5103,5105,5109,5111,5115],{"text":5104,"type":48},"Créez une ",{"text":5106,"type":48,"marks":5107},"catégorie dédiée",[5108],{"type":147},{"text":5110,"type":48}," avec un plafond journalier aligné sur le barème URSSAF (2,70 € ou 3,30 €), automatisez le contrôle pour bloquer les dépassements avant validation, et ",{"text":5112,"type":48,"marks":5113},"archivez numériquement",[5114],{"type":147},{"text":5116,"type":48}," chaque justificatif avec horodatage.",{"_uid":5118,"hide":28,"title":5119,"component":2779,"description":5120},"d804166c-afb5-41a4-90ea-2627fbae7b57","Quels justificatifs conserver pour l'indemnité télétravail en cas de contrôle ?",{"type":41,"content":5121},[5122],{"type":44,"attrs":5123,"content":5124},{"textAlign":51},[5125,5127,5131,5133,5137,5139,5143],{"text":5126,"type":48},"L'accord ou la charte télétravail, le ",{"text":5128,"type":48,"marks":5129},"relevé mensuel des jours par salarié",[5130],{"type":147},{"text":5132,"type":48},", les bulletins de paie, et les factures ventilées si vous optez pour le réel. Conservation minimale : ",{"text":5134,"type":48,"marks":5135},"six ans",[5136],{"type":147},{"text":5138,"type":48}," (comptabilité), ",{"text":5140,"type":48,"marks":5141},"dix ans",[5142],{"type":147},{"text":5144,"type":48}," (sociétés commerciales).",{"_uid":5146,"hide":28,"title":5147,"component":2779,"description":5148},"b6608554-f24c-483a-9683-b389890891d8","Forfait ou frais réel télétravail : lequel choisir ?",{"type":41,"content":5149},[5150],{"type":44,"attrs":5151,"content":5152},{"textAlign":51},[5153,5155,5159,5161,5165],{"text":5154,"type":48},"Le ",{"text":5156,"type":48,"marks":5157},"forfait teletravail",[5158],{"type":147},{"text":5160,"type":48}," convient à la majorité des entreprises : exonération automatique dans les limites (59,40 € par mois sans accord), aucun justificatif à collecter. Le réel se justifie uniquement pour les salariés en ",{"text":5162,"type":48,"marks":5163},"télétravail complet",[5164],{"type":147},{"text":5166,"type":48}," dont les dépenses mensuelles dépassent significativement le plafond forfaitaire.",{"_uid":5168,"hide":28,"title":5169,"component":2779,"description":5170},"bbf6586d-d673-4dae-a8f9-05dc09188be9","Comment éviter un redressement URSSAF sur les indemnités de télétravail ?",{"type":41,"content":5171},[5172],{"type":44,"attrs":5173,"content":5174},{"textAlign":51},[5175,5177,5181,5183,5187],{"text":5176,"type":48},"Respectez les plafonds 2026 (",{"text":5178,"type":48,"marks":5179},"2,70 € par jour sans accord, 3,30 € avec",[5180],{"type":147},{"text":5182,"type":48},"), documentez les jours télétravaillés par salarié et par mois, et distinguez clairement l'allocation forfaitaire de l'indemnité d'occupation sur le bulletin de paie. La ",{"text":5184,"type":48,"marks":5185},"prescription triennale",[5186],{"type":147},{"text":5188,"type":48}," signifie que l'URSSAF peut remonter sur trois exercices (article L.244-3 du CSS).",{"_uid":5190,"hide":28,"title":5191,"component":2779,"description":5192},"14a0b6ec-2cf1-472f-9917-a258a0246697","L'indemnité de télétravail est-elle obligatoire pour l'employeur ?",{"type":41,"content":5193},[5194],{"type":44,"attrs":5195,"content":5196},{"textAlign":51},[5197,5199,5203,5205,5209,5211,5215],{"text":5198,"type":48},"L'ANI de 2020 impose la prise en charge des frais, mais aucun texte ne fixe de ",{"text":5200,"type":48,"marks":5201},"montant minimum",[5202],{"type":147},{"text":5204,"type":48}," dans le privé. Les plafonds URSSAF (2,70 € par jour sans accord) sont des ",{"text":5206,"type":48,"marks":5207},"seuils d'exonération",[5208],{"type":147},{"text":5210,"type":48},", pas des obligations de versement. Depuis l'arrêt du 19 mars 2025, l'indemnité d'occupation du domicile constitue une ",{"text":5212,"type":48,"marks":5213},"obligation distincte",[5214],{"type":147},{"text":242,"type":48},[5217],{"cta":5218,"_uid":5219,"title":5220,"eyebrow":5226,"subtitle":5232,"component":133,"textAlign":22,"eyebrowPill":28,"flexibleSection":5235,"sectionSettings":5236,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"61c6cbfe-d001-4528-9d87-7507a20a37ec",{"type":41,"content":5221},[5222],{"type":133,"attrs":5223,"content":5224},{"level":135,"textAlign":51},[5225],{"text":4035,"type":48},{"type":41,"content":5227},[5228],{"type":44,"attrs":5229,"content":5230},{"textAlign":51},[5231],{"text":1613,"type":48},{"type":41,"content":5233},[5234],{"type":44},[],[],[],"indemnite-teletravail-2026","fr/indemnite-teletravail-2026",-630,[],"492b49cc-8650-4232-906c-22c28de53edb",[],[5245,5246,5247],{"path":5238,"name":51,"lang":57,"published":51},{"path":5238,"name":51,"lang":63,"published":51},{"path":5238,"name":51,"lang":65,"published":51},{"name":5249,"created_at":5250,"published_at":5251,"updated_at":5252,"id":5253,"uuid":5254,"content":5255,"slug":5482,"full_slug":5483,"sort_by_date":51,"position":5484,"tag_list":5485,"is_startpage":28,"parent_id":51,"meta_data":51,"group_id":5486,"first_published_at":5251,"release_id":51,"lang":57,"path":51,"alternates":5487,"default_full_slug":5482,"translated_slugs":5488},"Ce que vous risquez vraiment si vous payez vos fournisseurs en retard — délais légaux, amendes DGCCRF et pénalités 2026","2026-06-19T12:23:01.783Z","2026-06-19T13:06:54.145Z","2026-06-19T13:06:54.174Z",189162216615570,"f759b57d-43ae-4576-a243-c2b9b4054c6b",{"_uid":5256,"title":5249,"topics":5257,"noIndex":28,"category":5274,"language":5283,"component":1041,"heroMedia":5284,"publishedAt":5086,"redirectUrl":22,"listingImage":5289,"metaDescription":5290,"bottomArticleCta":5291,"componentsAfterTheArticle":5292},"db4cbf3c-d9fe-4172-b2ea-107ae8df6847",[5258,5266],{"name":69,"created_at":70,"published_at":6,"updated_at":71,"id":72,"uuid":73,"content":5259,"slug":77,"full_slug":78,"sort_by_date":51,"position":79,"tag_list":5260,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":82,"first_published_at":83,"release_id":51,"lang":57,"path":51,"alternates":5261,"default_full_slug":85,"translated_slugs":5262,"_stopResolving":66},{"_uid":75,"name":69,"component":76},[],[],[5263,5264,5265],{"path":85,"name":51,"lang":57,"published":51},{"path":85,"name":51,"lang":63,"published":51},{"path":85,"name":51,"lang":65,"published":51},{"name":3092,"created_at":3093,"published_at":6,"updated_at":3094,"id":3095,"uuid":3096,"content":5267,"slug":3099,"full_slug":3100,"sort_by_date":51,"position":3101,"tag_list":5268,"is_startpage":28,"parent_id":81,"meta_data":51,"group_id":3103,"first_published_at":3104,"release_id":51,"lang":57,"path":51,"alternates":5269,"default_full_slug":3106,"translated_slugs":5270,"_stopResolving":66},{"_uid":3098,"name":3092,"component":76},[],[],[5271,5272,5273],{"path":3106,"name":51,"lang":57,"published":51},{"path":3106,"name":51,"lang":63,"published":51},{"path":3106,"name":51,"lang":65,"published":51},{"name":1029,"created_at":1030,"published_at":6,"updated_at":1031,"id":1032,"uuid":1033,"content":5275,"slug":1041,"full_slug":1042,"sort_by_date":51,"position":1043,"tag_list":5277,"is_startpage":28,"parent_id":1045,"meta_data":51,"group_id":1046,"first_published_at":1047,"release_id":51,"lang":57,"path":51,"alternates":5278,"default_full_slug":1049,"translated_slugs":5279,"_stopResolving":66},{"_uid":1035,"icon":5276,"name":1029,"component":1040},{"id":1037,"alt":1038,"name":22,"focus":22,"title":22,"filename":1039,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[5280,5281,5282],{"path":1049,"name":51,"lang":57,"published":51},{"path":1049,"name":51,"lang":63,"published":51},{"path":1049,"name":51,"lang":65,"published":51},[57],[5285],{"_uid":5286,"asset":5287,"caption":22,"component":1061},"1149c401-bce2-4c11-af2c-1d7eb5352e4c",{"id":4786,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4787,"copyright":22,"fieldtype":27,"meta_data":5288,"is_external_url":28},{},[],"Délais de paiement fournisseurs en France : amendes DGCCRF jusqu'à 2 M€, pénalités de retard et PPL Rietmann. Guide pour DAF et responsables comptables.",[],[5293],{"cta":5294,"_uid":5295,"items":5296,"heading":5459,"reverse":28,"component":2918,"sectionSettings":5481},[],"8f340513-42b9-4729-a682-5270e209d0d1",[5297,5319,5348,5376,5404,5431],{"_uid":5298,"hide":28,"title":5299,"component":2779,"description":5300},"d3afd229-d1f5-4532-bcc8-428b3f087db0","La DGCCRF peut-elle me sanctionner sans plainte de mon fournisseur ?",{"type":41,"content":5301},[5302],{"type":44,"attrs":5303,"content":5304},{"textAlign":51},[5305,5307,5311,5313,5317],{"text":5306,"type":48},"Oui. Les sanctions sont ",{"text":5308,"type":48,"marks":5309},"administratives",[5310],{"type":147},{"text":5312,"type":48}," : la DGCCRF dispose d'un pouvoir de contrôle direct et agit sur la base de ses propres investigations, ",{"text":5314,"type":48,"marks":5315},"sans qu'un fournisseur ait besoin de déposer plainte",[5316],{"type":147},{"text":5318,"type":48},". Un contrôle peut être déclenché de manière aléatoire ou à la suite d'un signalement anonyme.",{"_uid":5320,"hide":28,"title":5321,"component":2779,"description":5322},"78e7bee1-11d1-48fe-b4ee-046bee427aad","Quelles pièces préparer en cas de contrôle DGCCRF ?",{"type":41,"content":5323},[5324],{"type":44,"attrs":5325,"content":5326},{"textAlign":51},[5327,5331,5333,5337,5339,5346],{"text":5328,"type":48,"marks":5329},"FEC à jour",[5330],{"type":147},{"text":5332,"type":48},", grand livre fournisseurs, historique des dates de réception de factures, ",{"text":5334,"type":48,"marks":5335},"logs de workflows d'approbation",[5336],{"type":147},{"text":5338,"type":48},", et CGV mentionnant les ",{"text":5340,"type":48,"marks":5341},"délais de paiement",[5342,5345],{"type":160,"attrs":5343},{"href":5344,"uuid":51,"anchor":51,"target":2402,"linktype":31},"https://www.economie.gouv.fr/entreprises/gerer-sa-comptabilite-et-ses-demarches/entreprises-quels-sont-les-delais-de-paiement",{"type":147},{"text":5347,"type":48}," et pénalités de retard applicables. Un processus procure-to-pay documenté est votre meilleur dossier de défense.",{"_uid":5349,"hide":28,"title":5350,"component":2779,"description":5351},"6e94e203-b0a9-4338-9cfb-ae435d4323b9","Comment la facturation électronique impacte-t-elle les contrôles DGCCRF ?",{"type":41,"content":5352},[5353],{"type":44,"attrs":5354,"content":5355},{"textAlign":51},[5356,5358,5362,5364,5368,5370,5374],{"text":5357,"type":48},"L'horodatage des factures via les Plateformes Agréées rend les dates d'émission ",{"text":5359,"type":48,"marks":5360},"incontestables",[5361],{"type":147},{"text":5363,"type":48}," et permet à la DGCCRF de détecter les retards de manière systématique, sans contrôle sur place. L'obligation entre en vigueur le ",{"text":5365,"type":48,"marks":5366},"1er septembre 2026",[5367],{"type":147},{"text":5369,"type":48}," pour les GE et ETI, le ",{"text":5371,"type":48,"marks":5372},"1er septembre 2027",[5373],{"type":147},{"text":5375,"type":48}," pour les PME et TPE.",{"_uid":5377,"hide":28,"title":5378,"component":2779,"description":5379},"f2120bd4-8d5b-418c-8549-38a360ae86a0","Les pénalités de retard s'appliquent-elles automatiquement ?",{"type":41,"content":5380},[5381],{"type":44,"attrs":5382,"content":5383},{"textAlign":51},[5384,5386,5390,5392,5396,5398,5402],{"text":5385,"type":48},"Oui, ",{"text":5387,"type":48,"marks":5388},"dès le premier jour suivant la date d'échéance",[5389],{"type":147},{"text":5391,"type":48},", sans mise en demeure préalable. Le taux applicable est le ",{"text":5393,"type":48,"marks":5394},"taux BCE majoré de 10 points",[5395],{"type":147},{"text":5397,"type":48}," (12,15 % au S1 2026), plus ",{"text":5399,"type":48,"marks":5400},"40 € d'indemnité forfaitaire",[5401],{"type":147},{"text":5403,"type":48}," par facture. Ces montants doivent figurer dans vos CGV et sur chaque facture fournisseur.",{"_uid":5405,"hide":28,"title":5406,"component":2779,"description":5407},"aabb0fa3-4bcf-4ae1-8b8e-b54e0db7a4fc","Quelle amende la DGCCRF peut-elle infliger pour retard de paiement ?",{"type":41,"content":5408},[5409],{"type":44,"attrs":5410,"content":5411},{"textAlign":51},[5412,5414,5418,5420,5424,5426,5430],{"text":5413,"type":48},"L'amende peut atteindre ",{"text":5415,"type":48,"marks":5416},"2 M€ par manquement",[5417],{"type":147},{"text":5419,"type":48}," pour une personne morale, doublée à ",{"text":5421,"type":48,"marks":5422},"4 M€ en cas de récidive",[5423],{"type":147},{"text":5425,"type":48}," dans les deux ans. La PPL Rietmann, adoptée en première lecture par le Sénat, prévoit un plafond relevé au plus élevé entre 2 M€ et ",{"text":5427,"type":48,"marks":5428},"1 % du chiffre d'affaires consolidé mondial",[5429],{"type":147},{"text":242,"type":48},{"_uid":5432,"hide":28,"title":5433,"component":2779,"description":5434},"a4c39d02-239a-4d7c-83b9-a9a07d1259c1","Quel est le délai de paiement légal en France entre entreprises ?",{"type":41,"content":5435},[5436],{"type":44,"attrs":5437,"content":5438},{"textAlign":51},[5439,5441,5445,5447,5451,5453,5457],{"text":5440,"type":48},"Le délai par défaut est de ",{"text":5442,"type":48,"marks":5443},"30 jours glissants",[5444],{"type":147},{"text":5446,"type":48}," à compter de la réception des marchandises ou de l'exécution de la prestation. Par accord contractuel, il peut être étendu à ",{"text":5448,"type":48,"marks":5449},"60 jours date de facture",[5450],{"type":147},{"text":5452,"type":48}," ou ",{"text":5454,"type":48,"marks":5455},"45 jours fin de mois",[5456],{"type":147},{"text":5458,"type":48},". Aucune autre configuration n'est légalement autorisée.",[5460],{"cta":5461,"_uid":5462,"title":5463,"eyebrow":5470,"subtitle":5476,"component":133,"textAlign":22,"eyebrowPill":28,"flexibleSection":5479,"sectionSettings":5480,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"41daacd1-101e-48b4-8aa4-966ff968a9f1",{"type":41,"content":5464},[5465],{"type":133,"attrs":5466,"content":5467},{"level":135,"textAlign":51},[5468],{"text":5469,"type":48},"Les questions qu'on nous pose souvent sur le sujet",{"type":41,"content":5471},[5472],{"type":44,"attrs":5473,"content":5474},{"textAlign":51},[5475],{"text":1613,"type":48},{"type":41,"content":5477},[5478],{"type":44},[],[],[],"delais-de-paiement-fournisseurs","fr/delais-de-paiement-fournisseurs",-620,[],"5f73e240-2270-4f57-826b-6c6780c47203",[],[5489,5490,5491],{"path":5482,"name":51,"lang":57,"published":51},{"path":5482,"name":51,"lang":63,"published":51},{"path":5482,"name":51,"lang":65,"published":51},[5493,5494,5495,5496],["Reactive",3306],["Reactive",3597],["Reactive",4058],["Reactive",3721],1784641390394]